Custom Rate Mortgage

    Your business?

    Mortgage Brokers

    St. Petersburg, FL

    Custom Rate is Florida's premier mortgage brokerage, founded by loan officers and built for borrowers. They specialize in shopping a vast network of lenders to find competitive rates for purchase mortgages, refinancing, home equity lines of credit, construction loans, and commercial financing. With a focus on transparency and personalized service, they operate on minimal profit margins to offer clients the lowest possible rates, plus features like free pre-approval with no credit impact and bilingual support.

    Best for: RefinancingCompetitive Rates

    Ideal for: First-time home buyers, homeowners refinancing, borrowers seeking competitive rates, clients needing specialized loan products, Spanish-speaking borrowers

    Service area: St. Petersburg, Florida and surrounding areas

    What Sets Custom Rate Mortgage Apart

    True Mortgage Brokerage: Access to a vast network of wholesale lenders, not limited to a single lender's products. They actively shop multiple loan options to find the ideal fit for each client's unique situation.

    Minimal Profit Margins: Founded by loan officers and designed to prioritize borrower savings. They operate on some of the smallest profit margins in the industry to pass competitive rates directly to clients.

    No-Impact Pre-Approval: Get fully-verified pre-approval with zero impact to your credit score, allowing you to explore your options risk-free before committing.

    First-Time Buyer ProgramsRefinancingFast Pre-ApprovalAccess to Multiple Lenders
    Mortgage BrokerRefinancingHome PurchaseCompetitive RatesNo Credit Impact Pre-Approval
    Google Rating
    5.0 ★ (115 reviews)
    Phone
    (727) 210-5547

    Location

    Address: 360 Central Ave Suite 470, St. Petersburg, FL 33701

    Phone: (727) 210-5547

    Website: customrate.com

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    Last updated April 21, 2026

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