Creative 1st Mortgage

    Your business?

    Mortgage Brokers

    St. Petersburg, FL

    Creative 1st Mortgage is a personalized mortgage lender serving Florida, Texas, Minnesota, Alabama, Kentucky, and Tennessee. Led by experienced loan officers who specialize in complex lending situations, they offer conventional, FHA, USDA, and VA home loans with a focus on helping borrowers who may not qualify through traditional channels. The team provides free purchase loan analysis, fast pre-approval, and refinancing options designed to match each client's unique financial goals and circumstances.

    Best for: First-Time HomebuyersVeteransRefinancing

    Ideal for: First-time homebuyers, borrowers with complex financial situations, borrowers seeking refinancing, VA loan recipients

    Service area: St. Petersburg, Florida and surrounding areas; serving Florida, Texas, Minnesota, Alabama, Kentucky, and Tennessee

    What Sets Creative 1st Mortgage Apart

    Specializes in Complex Situations: Creative 1st Mortgage helps borrowers with challenging financial histories, including those recovering from bankruptcy, who may struggle to qualify with conventional lenders.

    Multiple Loan Program Options: Offers conventional, FHA, USDA, and VA loans, including low-to-no down payment programs and flexible refinancing options to match diverse borrower needs.

    Licensed Multi-State Lender: NMLS-licensed and regulated across six states, providing experienced loan officers ready to guide clients through the entire mortgage process from pre-approval to closing.

    First-Time Buyer ProgramsRefinancingVA LoansFHA LoansFast Pre-Approval
    Mortgage LendersHome LoansRefinancingVA LoansFHA Loans
    Google Rating
    5.0 ★ (126 reviews)
    Phone
    (727) 914-9397

    Location

    Address: 447 3rd Ave N Suite 210, St. Petersburg, FL 33701

    Phone: (727) 914-9397

    Website: creative1stmortgage.com

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    Last updated April 21, 2026

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