Costanzo Financial Advisors

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    Financial Advisors

    Palm Harbor, FL

    Costanzo Financial Advisors is an independent financial advisory firm in Palm Harbor specializing in retirement planning and wealth management. They help clients develop comprehensive financial strategies including retirement income planning, tax-efficient strategies, investment management, annuity planning, IRA/401(k) rollovers, life insurance, and asset preservation. Their approach focuses on translating retirement dreams into actionable plans through their Retirement Beach House Blueprint process, with ongoing monitoring to keep clients on track throughout retirement.

    Best for: Retirement PlanningWealth Management

    Ideal for: Pre-retirees and retirees seeking comprehensive retirement income planning, high-net-worth individuals focused on wealth management and tax efficiency, IRA/401(k) rollover guidance

    Service area: Palm Harbor, FL and surrounding Tampa Bay area

    What Sets Costanzo Financial Advisors Apart

    Independent Advisor: As an independent firm, they can recommend from a wide array of products and services tailored to your specific needs, without being tied to any single company or product line.

    Comprehensive Retirement Planning: They offer a structured process (Dream It, Plan It, Live It) that translates retirement goals into clear action steps and includes ongoing monitoring throughout retirement.

    Tax-Optimization Focus: They emphasize tax-efficient strategies including Social Security optimization, strategic income bracket management, and capital gains tax avoidance through vehicles like donor-advised funds.

    Retirement PlanningInvestment ManagementFiduciary Standard
    Retirement PlanningWealth ManagementTax StrategiesIndependent Advisor
    Google Rating
    5.0 ★ (81 reviews)
    Phone
    (727) 335-1608

    Location

    Address: 33920 US Hwy 19 N Suite 351, Palm Harbor, FL 34684

    Phone: (727) 335-1608

    Website: costanzofa.com

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    Last updated April 21, 2026

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