Clarity Home Loans

Clarity Home Loans is an independent mortgage broker in Bakersfield specializing in purchase, refinance, equity, and investor loans. Owner Chasity Young (NMLS 317122) has been helping clients achieve homeownership since 2004 by assessing their financial situation and matching them with the right loan programs. They offer specialized HERO programs for veterans, first responders, teachers, healthcare workers, and military families, plus down payment assistance to help qualified buyers overcome affordability barriers.