Atlantic Coast Mortgage - Charlottesville

    Atlantic Coast Mortgage

    Mortgage Brokers

    · Charlottesville, VA

    Published in partnership with Atlantic Coast Mortgage - Charlottesville

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    Google Rating
    4.9 ★ (73 reviews)
    Verified Mar 30, 2026

    About Atlantic Coast Mortgage - Charlottesville

    Atlantic Coast Mortgage's Charlottesville branch offers a full range of mortgage loan products with a focus on a simple, stress-free application process. Led by experienced loan officers Chris Stiltner, Corey Cummings, and Jenna Stiltner, they help clients not only close on time but also provide tools and guidance for long-term home investment decisions. With a 4.9-star rating from 73 reviews, they've built strong community trust in the Charlottesville area.

    Best for: First-time homebuyers, refinancing borrowers, homeowners seeking personalized mortgage guidance

    Service area: Charlottesville, VA and surrounding areas

    What Makes Atlantic Coast Mortgage - Charlottesville Different

    Experienced Local Team: Three experienced loan officers including VPs and senior loan officers on staff provide personalized guidance throughout the mortgage process.

    Simplified Process: Atlantic Coast Mortgage emphasizes a simple, easy, and stress-free application process designed to help clients close on time.

    Strong Community Track Record: Highly rated with 4.9 stars from 73 customer reviews, demonstrating consistent client satisfaction in the Charlottesville market.

    Services & Pricing

    Frequently Asked Questions

    What Customers Love

    I had the pleasure to work with Ricky Yao. From the very first conversation, I noticed his superior customer service, very helpful, listening and explaining all questions. During the whole process Ricky was above and beyond, reachable after office hours including weekends. It was a very easy and smooth experience.

    Alexander González, Google Review

    Jenna and her entire team at ACM were fantastic. I highly recommend them to anyone who is looking for a mortgage. They provided an excellent rate and locked it in. They were very quick to answer questions and their communications were very clear. I appreciated their flexibility as we were purchasing a home from out of state and 7 hours away. They really helped us navigate through the difficult and challenging world of mortgages!

    Donna M. Herb, Google Review

    Larry helped me with my initial home purchase and more recently my refinance. Both transactions went incredibly smoothly. Larry is extremely knowledgeable and is able to present data and explain options in a way that makes it easy for someone who is not intimately familiar with the ins and outs of real estate finance to understand. His communication skills are excellent - he is responsive via email and phone call always within a day of contacting him. I could not recommend him more highly.

    Karen Partlow, Google Review

    100% recommend this company to anyone looking for a mortgage loan or if you're in need of knowing and knowledge of how to even get started with this process of homeownership this is where you start. Jenna and her staff were incredible in my personal journey with my family on being first time buyers. They explain everything very well and gave us the tools we needed to make this a success. We're grateful to say the least.

    Victor Castro, Google Review

    As a Realtor I consider my lending partners to be a major part of my team. Larry Saunders at Atlantic Coast has been at the top of my list for some time now, due to his excellent service to Buyers. His extensive knowledge, experience and concern for people sets him apart. He’s saved many of my clients both time and money during the buying process. Don’t know what I’d do without him and the folks at Atlantic Coast Mortgage!

    Anne Hughes, Google Review

    Contact & Location

    Book online: Book Online Now

    Phone: (434) 446-1800

    Address: 1415 Rolkin Ct Suite 302, Charlottesville, VA 22911 (Get directions)

    Website: atlanticcoastmortgage.com/branch/charlottesville/?utm_source=google&utm_medium=yext

    Last updated March 30, 2026 · Reviews verified Mar 30, 2026

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