Mortgage Brokers
Santa Rosa, CA
America's Home Loans is a Santa Rosa-based mortgage broker serving all of Sonoma County with access to dozens of wholesale lenders, offering competitive pricing unavailable to the general public. Led by experienced loan officers including a certified VA Mortgage Broker, they specialize in conventional, FHA, VA, jumbo, reverse, construction, and specialty loans for self-employed and investor clients. Their human-first approach combines state-of-the-art technology with direct access to loan officers—no automated systems—and they provide comprehensive guidance from pre-approval through closing for first-time buyers, refinancers, and borrowers with complex financial situations.
Ideal for: First-time home buyers, self-employed borrowers, military veterans (VA loans), reverse mortgage candidates 62+, real estate investors, borrowers with complex finances or credit challenges, those seeking refinancing with competitive wholesale rates
Service area: Santa Rosa and all of Sonoma County, including Rohnert Park, Cotati, Sebastopol, Windsor, and Healdsburg
Wholesale Lender Access: Connected to dozens of wholesale mortgage lenders with pricing typically below what the public can access through banks and direct lenders, combined with proprietary software to match each client's scenario to the best-priced lender.
Specialized Loan Products: Expertise across conventional, FHA, VA, jumbo, reverse, construction, DSCR investor loans, bank statement loans for self-employed, and ITIN loans—handling complex financial situations that traditional lenders decline.
Local Human Expertise: Santa Rosa-based team of seasoned loan officers who handle the entire process personally with no automated call systems, plus licensed real estate agents on staff providing unique insights into home purchases and local market dynamics.
Address: 131A Stony Cir Suite 500, Santa Rosa, CA 95401
Phone: (707) 579-5411
Website: amh-loans.com
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