Best Mortgage Brokers in Scottsdale, Arizona

    Areas served: Scottsdale, AZ and surrounding Maricopa County

    29 local businessesRanked by Lantern Score — a measure of reputation and business quality. We don't accept payment for placement.
    Updated April 21, 2026

    Scottsdale's mortgage market serves a diverse real estate landscape spanning luxury properties in North Scottsdale, established neighborhoods in Old Town, and growing communities near the McDowell Mountains. Local mortgage brokers navigate lending options for properties ranging from downtown condominiums to estate homes in Desert Mountain and DC Ranch. The market includes brokers specializing in conventional financing, jumbo loans for high-value properties, and programs for first-time buyers and retirees relocating to the area.

    Show businesses best for:
    86
    Lantern
    Score
    Chandler, AZ · 27 mi from Scottsdale
    Serves Chandler, Arizona and 49 states nationwide
    ★★★★★5.0(3701 Google reviews)

    Geneva Financial is a mortgage lender operating in 49 states with a dedicated team of experienced loan officers who work with you one-on-one throughout your entire transaction. They offer Conventional, FHA, VA, USDA, Jumbo, Reverse, and Condo financing, plus Down Payment Assistance Programs and First-Time Homebuyer Programs. Their "Human Powered Mortgage" philosophy prioritizes personalized service over automation, with loan officers available nights, weekends, and early mornings to fit your schedule.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, Veterans (VA loans), Borrowers seeking refinancing, Self-employed/physicians needing specialized programs, Anyone preferring personalized service over automated lending
    What sets them apart
    • You work with one licensed Mortgage Loan Officer throughout your entire transaction, ensuring consistency and personal relationships rather than being passed between multiple departments.
    • Loan officers are available nights, weekends, and early mornings to accommodate your schedule, with communication options via phone, email, or online platforms.
    • Offers 8+ loan types including VA loans (with federal guarantee), down payment assistance as low as 3-4%, and programs for credit scores as low as 620.
    Mortgage LenderVA LoansFirst-Time BuyersRefinancingHuman Service
    Phone(888) 889-0009
    Geneva Financial Home Loans
    Updated 4/21/26Learn More →
    86
    Lantern
    Score
    Scottsdale, AZ
    Serves Scottsdale, Phoenix metro area, and Arizona
    ★★★★★5.0(385 Google reviews)

    Federal First Lending LLC is a mortgage brokerage firm in Scottsdale specializing in personalized home financing solutions for homebuyers and refinancing clients. They offer an extensive range of loan programs including FHA, VA, USDA, jumbo loans, construction financing, investment property loans, and specialized programs like bank statement loans and DSCR loans. With experienced mortgage brokers committed to customer success, they provide tailored financing strategies to help clients purchase, refinance, or invest in properties at competitive rates.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, VA loan eligible veterans, self-employed borrowers, investment property buyers, refinancing clients
    What sets them apart
    • Offers 20+ specialized loan programs including VA, FHA, USDA, jumbo, construction, investment property, bank statement, and DSCR loans — far broader than typical lenders.
    • Dedicated VA loan expertise with $0 down options for eligible veterans and active military, including VA refinancing programs.
    • Provides free consultations and personalized financing strategies based on individual financial goals and circumstances, with emphasis on accessible communication.
    Mortgage BrokerVA LoansFHA LoansHome RefinancingFirst-Time Buyers
    Phone(855) 517-3388
    Federal First Lending
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Phoenix, AZ · 15 mi from Scottsdale
    Serves Phoenix and surrounding Arizona areas; licensed in Arizona, California, Oregon, and Colorado
    ★★★★★5.0(317 Google reviews)

    Road to Home Mortgage is an independent mortgage brokerage in Phoenix, Arizona, licensed in AZ, CA, OR, and CO. Founded on deep Arizona market knowledge, they specialize in home purchases, refinances, and VA loans, working with multiple lenders to secure faster, cheaper loan approvals. Their team—including loan officers like Evan White and Lee—prioritizes educating clients and simplifying what many find to be a confusing process.

    Best for: VeteransCompetitive Rates
    Ideal clients: First-time homebuyers, VA loan borrowers, homeowners refinancing or doing cash-out, Arizona residents seeking local expertise
    What sets them apart
    • Not tied to a single lender; work with multiple lenders so borrowers get competitive rates and faster approvals. Lenders compete for their business.
    • Team has lived in Arizona for decades with deep knowledge of the local residential mortgage market and Arizona's evolving real estate landscape.
    • Focused on making the mortgage process transparent and easy to understand, treating clients like friends throughout the journey.
    Mortgage BrokerVA LoansHome PurchaseRefinancePhoenix-Based
    Phone(602) 888-7990
    Road to Home Mortgage, LLC
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Scottsdale, AZ
    Serves Arizona, California, Colorado, Florida, Nevada, New Mexico, Oregon, Texas, Washington
    ★★★★★5.0(220 Google reviews)

    The Mike Engelking Mortgage Team at NOVA Home Loans specializes in helping borrowers across nine states (AZ, CA, CO, FL, NV, NM, OR, TX, WA) find the right mortgage solution for their situation. Mike Engelking, a VP/Branch Manager and top 1% mortgage originator, leads a team that offers FHA loans, VA loans, conventional loans, jumbo loans, refinancing, down payment assistance, and home renovation loans. Known for exceptional customer service and relationship-focused approach, the team works with first-time buyers, move-up homeowners, and investors to craft personalized loan solutions.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time home buyers, Veterans (VA loans), Move-up homeowners, Real estate investors, Borrowers seeking refinancing or rate improvements
    What sets them apart
    • Mike Engelking ranks in the top 1% of mortgage originators nationwide as recognized by Mortgage Executive Magazine (2022, 2023) and maintains a 100% referral-based business model.
    • Licensed to originate loans across nine states (AZ, CA, CO, FL, NV, NM, OR, TX, WA), providing flexibility for clients relocating or investing out of state.
    • Offers diverse financing options including FHA, VA, conventional, jumbo, down payment assistance, and home renovation loans to fit various buyer profiles and financial situations.
    Mortgage LoansFirst-Time BuyersVA & FHA LoansRefinancingJumbo Loans
    Phone(480) 500-3070
    The Mike Engelking Mortgage Team - NOVA Home Loans
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Scottsdale, AZ
    Serves Scottsdale and greater Phoenix metropolitan area
    ★★★★★5.0(207 Google reviews)

    Chris Allen at Trusted Mortgage, Inc. is a Scottsdale-based mortgage broker specializing in personalized loan solutions for homebuyers and refinancers. With access to multiple lenders and loan programs, Chris helps clients navigate purchase mortgages, refinancing, VA loans, FHA loans, and jumbo loans tailored to their financial situation. Known for transparent guidance and responsive service, Trusted Mortgage, Inc. focuses on finding the right mortgage fit rather than pushing a single product.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, military veterans, buyers seeking jumbo loans, homeowners refinancing, self-employed borrowers
    What sets them apart
    • Works with numerous lending partners to compare rates and programs, giving clients more options than a single lender would offer.
    • Experienced with VA loans, FHA loans, jumbo mortgages, and refinancing options to serve diverse buyer profiles.
    • Direct relationship with Chris Allen ensures clear communication and customized solutions rather than automated processing.
    Mortgage BrokerHome LoansRefinancingVA LoansFHA Loans
    Phone(425) 591-3471
    Chris Allen - Trusted Mortgage, Inc.
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Surprise, AZ · 31 mi from Scottsdale
    Serves Greater Phoenix area and surrounding Arizona communities
    ★★★★★5.0(180 Google reviews)

    Arnaiz Mortgage is an Arizona-based mortgage broker specializing in home loans, refinancing, and VA loans for buyers across the state. Led by Tyler Arnaiz with over a decade of Arizona mortgage experience, they offer personalized guidance through conventional, FHA, VA, and USDA loan programs. They differentiate themselves by shopping multiple lenders to secure competitive rates, providing fast pre-approval and closing timelines (30 days or less), and offering dedicated one-on-one support from application through closing.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, VA and active-duty service members, homeowners seeking refinancing, competitive home buyers needing fast pre-approval
    What sets them apart
    • Compares rates across multiple lenders to secure competitive mortgage rates rather than offering only in-house products.
    • Specializes in efficient loan processing with closing timelines of 30 days or less, helping buyers move quickly in Arizona's competitive market.
    • Offers conventional, FHA, VA, USDA, and specialized loan options tailored to individual financial situations and buyer profiles.
    Mortgage BrokerVA LoansFHA LoansHome RefinancingFirst-Time Buyers
    Phone(623) 806-4645
    Arnaiz Mortgage
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Phoenix, AZ · 11 mi from Scottsdale
    Serves Phoenix and throughout Arizona
    ★★★★★5.0(163 Google reviews)

    Home Loans by Paige is a mortgage brokerage run by Paige Martinez, a licensed loan originator (NMLS #214634) serving Phoenix and all of Arizona. Unlike bank loan officers, Paige shops multiple lenders to find the best rates and terms tailored to your situation—whether you're a first-time buyer, refinancing for a better rate, accessing cash, or exploring investment property options. She specializes in fast approvals, flexible financing programs (including VA loans, FHA loans, and jumbo options), and one-on-one support to simplify what can be an overwhelming process.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, refinancers seeking better rates, VA and active military borrowers, investment property buyers, borrowers with non-traditional credit or income
    What sets them apart
    • As a mortgage broker, Paige shops among various lenders to find the best rates and terms for your specific situation—not just the products from a single bank. This often results in better rates and more flexible program options.
    • Paige offers quick pre-approvals and pre-qualifications through flexible application methods (online, phone, or Zoom), with accessibility beyond typical banker's hours via call, text, or email.
    • Specializes in identifying the right loan product for each client—including VA loans, FHA loans, jumbo loans, and investment property financing—based on employment, credit history, and military service eligibility.
    Mortgage BrokerFast Pre-ApprovalMultiple LendersRefinancingFirst-Time Buyers
    Phone(602) 448-4470
    Home Loans by Paige: Paige Martinez, Mortgage Broker
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Phoenix, AZ · 17 mi from Scottsdale
    Serves Phoenix and surrounding areas, Arizona
    ★★★★★5.0(133 Google reviews)

    Aaron Borane is an independent mortgage broker serving the Phoenix area with personalized loan solutions for homebuyers and refinancers. With access to multiple lenders, Aaron specializes in helping first-time buyers, those with unique credit situations, and borrowers seeking competitive rates. His direct approach and attention to detail have earned consistent five-star reviews from clients throughout the region.

    Best for: RefinancingCompetitive Rates
    Ideal clients: First-time home buyers, Refinance borrowers, Self-employed individuals, Borrowers seeking personalized guidance
    What sets them apart
    • As an independent broker, Aaron has relationships with multiple lending partners, allowing him to shop rates and terms on your behalf rather than locking you into a single lender's offerings.
    • Aaron works directly with clients throughout the loan process, providing clear communication and tailored solutions for various financial situations, from first-time buyers to complex refinances.
    • Consistently strong client reviews reflect Aaron's expertise in navigating mortgage options and delivering competitive terms in a transparent manner.
    Mortgage BrokerHome LoansRefinancingFirst-Time BuyersPhoenix
    Phone(520) 232-4068
    Aaron Borane - Mortgage Broker
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Scottsdale, AZ
    Serves Scottsdale and throughout Arizona
    ★★★★★5.0(118 Google reviews)

    Chad Okun and the Okun Lending Team are an independent mortgage brokerage serving Arizona, specializing in helping borrowers find competitive loan programs through access to multiple lenders. The team handles the entire mortgage process—from pre-approval and loan selection through closing—and prides itself on providing personalized guidance to first-time homebuyers, refinancers, and borrowers with unique financial situations. Their independent model means clients benefit from shopping rates across many lending partners rather than being limited to a single lender's offerings.

    Best for: RefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, refinancing borrowers, self-employed or non-traditional income earners, borrowers seeking competitive rate shopping
    What sets them apart
    • Access to multiple lending partners means competitive rates and loan options tailored to your financial profile, not limited to one lender's products.
    • Chad Okun's team handles every step from initial consultation and pre-approval through loan closing, simplifying what can be a complex transaction.
    • The team works with first-time buyers, refinancing customers, and borrowers with non-standard financial profiles to find suitable loan solutions.
    Mortgage BrokersLoan Pre-ApprovalRefinancingIndependent Lender AccessScottsdale
    Phone(602) 405-7007
    Arizona Loan Officer - Chad Okun
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Scottsdale, AZ
    Serves Scottsdale, Phoenix metro area, and surrounding Arizona communities
    ★★★★★5.0(99 Google reviews)

    Gezellig Financial is a local mortgage broker in Scottsdale serving first-time homebuyers and experienced real estate investors. They specialize in purchase mortgages, refinancing, FHA loans, VA loans, USDA loans, jumbo loans, cash-out refinancing, and investment property mortgages. The team emphasizes transparent communication, easy accessibility, and an enjoyable loan experience with no hidden fees, and provides educational resources to guide clients through the entire process.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, Veterans and active military, Real estate investors, Homeowners seeking refinancing
    What sets them apart
    • Gezellig Financial commits to no hidden fees, delays, or unanswered questions throughout the loan process, prioritizing clear communication and client trust.
    • They offer specialized options including FHA, VA, USDA, jumbo, and investment property mortgages, plus cash-out refinancing and low down payment programs.
    • The company provides a learning center with 27+ educational articles and step-by-step homebuying guides to help clients make informed decisions.
    Mortgage BrokerFirst-Time BuyersVA LoansRefinancingFHA Loans
    Phone(602) 842-1907
    Gezellig Financial
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Phoenix, AZ · 15 mi from Scottsdale
    Serves Phoenix, Arizona and surrounding areas
    ★★★★★5.0(97 Google reviews)

    Dan White at Fairway Independent Mortgage Corporation is a licensed mortgage lender serving the Phoenix area with expertise across FHA, VA, conventional, jumbo, and reverse mortgage loans. Operating under Fairway Independent Mortgage Corporation, Dan White provides personalized financing solutions for first-time homebuyers, luxury home purchases, and refinancing needs. The practice emphasizes client education and transparent guidance to help borrowers understand their options and make informed decisions.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, VA loan borrowers, luxury home buyers, borrowers seeking refinancing, buyers needing down payment assistance
    What sets them apart
    • Offers FHA, VA, conventional, jumbo, reverse mortgage, and down payment assistance programs to serve diverse borrower needs.
    • Provides educational resources and videos to help clients understand the mortgage process and make informed financing decisions.
    • Individually licensed loan officer (NMLS #165675) with Fairway Independent Mortgage Corporation, a national lender with established credentials.
    Mortgage LoansFHA LoansVA LoansHome FinancingJumbo Loans
    Phone(602) 339-4341
    Dan White - Fairway Independent Mortgage Corporation
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Scottsdale, AZ
    Serves Scottsdale and greater Phoenix metropolitan area, Arizona
    ★★★★★5.0(90 Google reviews)

    Strategic Mortgage is a Scottsdale-based mortgage lender offering personalized loan solutions for home buyers and refinancing clients. The company specializes in working with first-time buyers, those seeking refinancing options, and borrowers with varied credit profiles to find competitive rates and terms. Their team provides free consultations to help clients navigate the mortgage process and secure financing that fits their financial goals.

    Best for: Refinancing
    Ideal clients: First-time home buyers, homeowners looking to refinance, borrowers seeking competitive mortgage rates in the Scottsdale area
    What sets them apart
    • Strategic Mortgage offers no-cost initial consultations to help borrowers understand their options and get pre-approved quickly.
    • The team works with borrowers across different credit profiles and financial situations to find competitive rates and terms tailored to individual needs.
    Mortgage LenderHome FinancingRefinancingFirst-Time BuyersScottsdale
    Phone(480) 703-5844
    Strategic Mortgage
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Glendale, AZ · 25 mi from Scottsdale
    Serves Phoenix metropolitan area and surrounding Arizona communities
    ★★★★★5.0(88 Google reviews)

    Denise Abarca is a mortgage loan officer with Barrett Financial, offering personalized home loan solutions to borrowers throughout Arizona. She specializes in helping clients secure financing for home purchases and refinancing with access to multiple loan programs and competitive rates. Denise works directly with borrowers to navigate the mortgage process and find loan options tailored to their financial situation.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, Existing homeowners refinancing, VA loan borrowers, FHA loan applicants
    What sets them apart
    • Work directly with Denise Abarca rather than a call center, ensuring personalized service and consistent communication throughout your loan process.
    • Barrett Financial offers access to various loan programs including conventional, FHA, VA, and jumbo loans to fit different borrower needs and financial situations.
    • Based in the Phoenix area with deep knowledge of Arizona real estate markets and local lending conditions.
    Mortgage LoansHome FinancingRefinancingFast Pre-ApprovalArizona Lender
    Phone(602) 446-5827
    Denise Abarca Home Loans
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Scottsdale, AZ
    Serves Phoenix metropolitan area, including Scottsdale, Mesa, and surrounding cities
    ★★★★★5.0(87 Google reviews)

    Adam Hawkins is a mortgage broker with Lender Express Mortgage, a full-service mortgage brokerage serving the Phoenix metro area. With 12 years of mortgage lending experience, Adam specializes in connecting borrowers with competitive rates and a broad spectrum of loan products—including Jumbo, FHA, Conventional, VA, and USDA loans. His philosophy centers on providing clients access to all available products at the lowest rates and fees, with a focus on personalized service throughout the home buying process.

    Best for: First-Time HomebuyersVeteransCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, VA loan applicants, borrowers seeking jumbo mortgages, refinancing clients
    What sets them apart
    • Offers Jumbo, FHA, Conventional, VA, and USDA loans, allowing flexibility for diverse borrower profiles and financial situations.
    • Dedicated mortgage professional with deep knowledge of the lending landscape and commitment to finding the best terms for each client.
    • Philosophy emphasizes delivering the lowest rates and fees available, with transparent pricing and personalized attention.
    Mortgage BrokerMultiple Loan TypesCompetitive RatesFull-ServiceHome Financing
    Phone(480) 789-3985
    Adam Hawkins - Mortgage Broker
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Phoenix, AZ · 9 mi from Scottsdale
    Serves Phoenix, Arizona and surrounding communities
    ★★★★★5.0(87 Google reviews)

    Tru Home Loans, LLC is a mortgage lender serving the Phoenix area and beyond, specializing in helping borrowers find the right financing solution for their home purchase or refinance. The team works with multiple lenders to offer competitive rates and loan programs tailored to different financial situations, from first-time buyers to experienced homeowners. Their focus is on transparent communication and personalized service to make the lending process straightforward.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, existing homeowners seeking to refinance, VA loan borrowers, borrowers with FHA loan needs
    What sets them apart
    • Works with multiple lenders to help borrowers compare rates and find the best loan programs for their specific financial situation.
    • Offers a range of loan programs including options for first-time buyers, refinancing, VA loans, and FHA loans to meet diverse borrower needs.
    • Locally based in Phoenix with direct phone and in-person service, providing personalized support throughout the mortgage process.
    Mortgage LenderHome FinancingRefinancingPhoenix-Based
    Phone(602) 723-8940
    Tru Home Loans, LLC
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Scottsdale, AZ
    Serves Greater Phoenix, Arizona including Scottsdale and surrounding metro areas
    ★★★★★5.0(82 Google reviews)

    Mark Tomaszewski is a Senior Loan Officer (NMLS 1379363) with CMG Home Loans specializing in mortgage lending for purchase and refinance in the Phoenix area. He offers a comprehensive range of loan programs including conventional, FHA, VA, USDA, jumbo, adjustable-rate, and non-QM loans, plus down payment assistance programs. Mark is known for personalized service, accessibility, and problem-solving expertise—particularly helping first-time buyers and handling complex financing situations that other lenders may decline.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time home buyers, VA/military personnel, buyers with complex financial situations, property investors, refinancing homeowners
    What sets them apart
    • Offers conventional, FHA, VA, USDA, jumbo, adjustable-rate, and non-QM loans with down payment assistance programs tailored to individual situations.
    • Known for answering questions at any time of day, responding to emails within minutes, and personally handling complex cases others have declined.
    • Provides sellers with marketing support and qualified buyers with below-market rates locked for 60 days, helping attract more offers without price reductions.
    Mortgage LendingFirst-Time BuyersVA LoansJumbo LoansRefinancing
    Phone(602) 499-4086
    Mark Tomaszewski, Mortgage Lender, NMLS 1379363
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Gilbert, AZ · 27 mi from Scottsdale
    Serves Gilbert and surrounding Phoenix metropolitan area, Arizona
    ★★★★★5.0(79 Google reviews)

    Kevin Quame is an independent mortgage broker based in Gilbert, AZ, specializing in residential home loans for borrowers across Arizona. With access to multiple lenders and loan programs, Kevin provides personalized mortgage solutions including conventional, FHA, VA, and jumbo loans. His easy online application process and direct client relationships help borrowers secure competitive rates and financing tailored to their specific needs.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, Veterans seeking VA loans, FHA loan applicants, Luxury home buyers, Refinancing borrowers
    What sets them apart
    • As an independent mortgage broker, Kevin has access to multiple lending partners, allowing him to shop rates and terms across different lenders to find the best fit for each borrower.
    • Kevin offers an easy and secure online loan application, making it convenient for borrowers to apply from home without in-person visits required.
    • Kevin specializes in conventional, FHA, VA, and jumbo loans, serving first-time homebuyers, veterans, and luxury home purchasers with varied financing needs.
    Mortgage BrokerHome LoansFHA LoansVA LoansGilbert
    Kevin Quame - Independent Mortgage Broker with Local Home Loans
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Scottsdale, AZ
    Serves Scottsdale, Arizona and surrounding Phoenix metropolitan area
    ★★★★★5.0(67 Google reviews)

    Brandi Paucek is a mortgage loan originator with Movement Mortgage, offering personalized home financing solutions for borrowers in the Scottsdale area. With a 5-star rating from 67 reviews, Brandi specializes in helping clients navigate the mortgage process with transparency and expertise. Movement Mortgage provides access to multiple loan programs including conventional, FHA, VA, and jumbo loans to meet diverse borrowing needs.

    Best for: First-Time HomebuyersVeteransCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, VA loan borrowers, luxury home buyers, borrowers seeking personalized service and competitive rates
    What sets them apart
    • Brandi Paucek has earned consistent 5-star reviews from borrowers, reflecting her commitment to personalized service and clear communication throughout the mortgage process.
    • Through Movement Mortgage, Brandi offers access to conventional, FHA, VA, and jumbo loans, providing flexibility for first-time buyers, veterans, and luxury home purchasers.
    • Movement Mortgage emphasizes straightforward pricing and customer education, helping borrowers understand their options and make informed decisions.
    Mortgage LoansHome FinancingLoan OriginatorMovement Mortgage
    Phone(623) 521-3689
    Brandi Paucek-Movement Mortgage
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Phoenix, AZ · 17 mi from Scottsdale
    Serves Phoenix, Arizona and surrounding areas
    ★★★★★5.0(58 Google reviews)

    Mark Fazio is a Senior Loan Officer and mortgage originator with Barrett Financial, offering comprehensive home financing solutions for Phoenix-area borrowers. With access to multiple lenders and loan products, Mark specializes in helping first-time homebuyers, refinancing existing mortgages, and securing specialized loan types including VA, FHA, and jumbo loans. His experience as both an originator and broker means clients benefit from personalized guidance and competitive rates tailored to their specific financial situation.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, military veterans, borrowers looking to refinance, buyers seeking jumbo loans, homeowners wanting expert mortgage consultation
    What sets them apart
    • As both an originator and broker with Barrett Financial, Mark can shop loans from multiple lenders to find competitive rates and terms that match your financial profile.
    • Offers VA loans, FHA loans, jumbo loans, and refinancing options, ensuring borrowers have access to programs that fit their circumstances.
    • Senior-level expertise means detailed consultation throughout the mortgage process, from pre-approval through closing, helping borrowers understand their options.
    Mortgage OriginatorHome LoansPhoenixVA LoansFHA Loans
    Phone(480) 690-9790
    Mark Fazio Mortgage Team | Sr. Loan Officer | Originator Lender Broker | Barrett Financial | Phoenix AZ
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Phoenix, AZ · 14 mi from Scottsdale
    Serves Phoenix and surrounding Maricopa County cities
    ★★★★★5.0(56 Google reviews)

    Phoenix Mortgage Lender specializes in providing personalized mortgage solutions through Nick Gutierrez, offering competitive rates and comprehensive loan options to homebuyers and refinancers across the Phoenix area. With access to multiple lenders and loan programs, this independent mortgage professional helps clients navigate the lending process with expert guidance and transparent communication. Nick Gutierrez focuses on finding the right loan fit for each client's unique financial situation, whether they're first-time buyers or experienced homeowners.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, refinancing homeowners, borrowers seeking VA or FHA loans, individuals looking for jumbo mortgages
    What sets them apart
    • Provides access to multiple mortgage lenders, allowing clients to compare options and secure the best rates and terms for their specific situation.
    • Nick Gutierrez works directly with clients to understand their financial goals and find tailored loan programs, from FHA and VA loans to jumbo mortgages.
    • Offers clear communication throughout the lending process, helping clients understand their options and make informed decisions about their home financing.
    Mortgage LenderHome LoansRefinancingPhoenixLocal Lender
    Phoenix Mortgage Lender - Nick Gutierrez
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Phoenix, AZ · 9 mi from Scottsdale
    Serves Phoenix, Arizona and surrounding communities
    ★★★★★5.0(53 Google reviews)

    Mike Dallas is a Senior Loan Officer with Edge Home Finance, specializing in residential mortgage financing for Phoenix-area homebuyers. With NMLS certification and extensive experience, Mike works directly with borrowers to secure competitive loan programs tailored to their financial situation. He guides clients through the entire mortgage process, from pre-approval to closing, helping first-time buyers and refinancing customers find the right financing solutions.

    Best for: RefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, existing homeowners seeking refinancing, purchase clients needing fast pre-approval
    What sets them apart
    • Mike Dallas holds NMLS #699698, demonstrating regulatory compliance and professional credentials in mortgage lending.
    • Works directly with borrowers to match them with competitive programs based on individual financial profiles and home purchase goals.
    • Handles everything from initial pre-approval through loan closing, providing guidance and transparency every step of the way.
    Mortgage LoansHome FinancingLoan OfficerPre-ApprovalRefinancing
    Phone(623) 377-7615
    Mike Dallas - Sr. Loan Officer NMLS #699698
    Updated 4/21/26Learn More →
    83
    Lantern
    Score
    Scottsdale, AZ
    Serves Scottsdale, Prescott, Flagstaff, and greater Arizona
    ★★★★★5.0(44 Google reviews)

    Arizona Lending Group is a Scottsdale-based mortgage broker specializing in home purchases and refinances for borrowers of all types, including first-time homebuyers. They offer conventional, VA, FHA, USDA, and jumbo loans with industry-leading speed—closing loans in 20 days or less with a 98% on-time closing rate. Their differentiators include covering appraisal costs up to $600, a rate-match guarantee, extended hours (7am-9pm daily), and access to a vast network of lender-partners to find the best loan fit for each client's financial situation.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, VA loan borrowers, FHA loan borrowers, refinancers, jumbo loan buyers
    What sets them apart
    • If you find a better mortgage rate from a competitor, Arizona Lending Group will beat it.
    • Average 20-day closing with 98% on-time rate; they cover appraisal costs up to $600 upfront, no questions asked.
    • Open 7am-9pm every day, including weekends and holidays, with convenient offices in Scottsdale, Prescott, and Flagstaff.
    Mortgage BrokerHome LoansFast ClosingVA LoansFirst-Time Buyers
    Phone(480) 788-2541
    Arizona Lending Group
    Updated 4/21/26Learn More →
    83
    Lantern
    Score
    Phoenix, AZ · 28 mi from Scottsdale
    Serves Phoenix, Arizona and surrounding communities
    ★★★★★4.9(78 Google reviews)

    HomePad Lending is a mortgage lender serving the Phoenix area that specializes in home purchases and refinancing. The team of licensed loan officers provides fast pre-approval, competitive rates, and transparent guidance throughout the mortgage process, with an average closing time of 12-19 business days. They offer personalized service for first-time homebuyers and experienced buyers alike, including post-closing rate monitoring to identify refinancing opportunities.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, refinancing clients, buyers seeking fast closing, those prioritizing transparent communication
    What sets them apart
    • HomePad closes loans in an average of 12 business days (19 calendar days), prioritizing efficiency while maintaining thoroughness in underwriting and verification.
    • After closing, the team continues monitoring interest rates and sends regular updates to identify refinancing opportunities, ensuring clients benefit from market changes.
    • The team emphasizes clear communication and full transparency at every step, with multiple licensed loan officers available to answer questions and provide personalized guidance.
    Mortgage LenderFast ClosingCompetitive RatesRefinancingPre-Approval
    Phone(480) 680-8100
    HomePad Lending
    Updated 4/21/26Learn More →
    83
    Lantern
    Score
    Mesa, AZ · 17 mi from Scottsdale
    Serves Phoenix metro area and throughout Arizona
    ★★★★★4.9(71 Google reviews)

    Valley Mortgage Financial LLC is an independent mortgage lender serving Arizona since 2001, specializing in home purchases, refinancing, cash-out loans, and pre-qualification services. Led by loan officer Joni Kojo, the company focuses on delivering competitive rates, fast closings, and transparent communication throughout the mortgage process. They work with first-time homebuyers, repeat purchasers, and borrowers looking to refinance or leverage home equity.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, experienced real estate investors, homeowners refinancing to lower rates, borrowers seeking cash-out loans for home improvement or debt consolidation
    What sets them apart
    • Valley Mortgage Financial consistently closes loans in 30 days or less, with multiple clients citing rapid turnaround and efficient processing even during complex transactions.
    • The team actively reaches out to existing clients when rates drop, helping them save money through strategic refinancing opportunities without waiting for them to inquire.
    • Borrowers work directly with Joni Kojo, who provides personalized attention, responds quickly, and remains available outside standard business hours to guide clients through every step.
    Mortgage LenderHome PurchaseRefinancingFast ClosingArizona Since 2001
    Phone(602) 306-4444
    Websitevmfi.com
    Valley Mortgage Financial LLC
    Updated 4/21/26Learn More →
    83
    Lantern
    Score
    Phoenix, AZ · 19 mi from Scottsdale
    Serves Phoenix, Arizona and surrounding areas
    ★★★★★5.0(34 Google reviews)

    Copperstate Home Loans is an independent, locally-owned mortgage broker in Phoenix with over 25 years of experience. Led by CEO Sasha Sams, they specialize in shopping multiple wholesale lenders on behalf of clients to provide competitive rates and flexible loan programs including VA loans, FHA loans, jumbo loans, fixed-rate mortgages, and first-time buyer programs. Their streamlined process emphasizes transparent communication, fast closing (average 14 days), and personalized solutions designed to make home financing simpler and more affordable.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, Veterans and service members, Refinancing borrowers, Jumbo loan seekers
    What sets them apart
    • As an independent mortgage broker, Copperstate accesses multiple wholesale lenders, giving clients more loan options and typically better rates than single-bank or online lenders.
    • Their streamlined process and direct lender relationships enable faster loan closing compared to traditional bank timelines.
    • Led by experienced leadership, Copperstate combines deep mortgage industry knowledge with personalized, transparent service throughout the entire loan process.
    Mortgage BrokerVA LoansFHA LoansFirst-Time BuyersRefinancing
    Phone(602) 717-1264
    Copperstate Home Loans LLC
    Updated 4/21/26Learn More →
    82
    Lantern
    Score
    Tempe, AZ · 21 mi from Scottsdale
    Serves Phoenix metro area, Arizona
    ★★★★★4.8(520 Google reviews)

    Lennar Mortgage is the lending division of Lennar Family of Builders, specializing in financing new construction homes across the Phoenix metro area. With over 50 years of experience, the team provides mortgage pre-qualification, loan origination, and homebuyer guidance tailored to first-time buyers and those purchasing new Lennar homes. The Phoenix branch offers digital mortgage tools, fast pre-approval, and personalized support from NMLS-licensed loan officers.

    Ideal clients: First-time homebuyers, Lennar new construction buyers, borrowers seeking streamlined digital mortgage options
    What sets them apart
    • Lennar Mortgage specializes in financing new construction homes through Lennar Family of Builders, offering tailored loan products and streamlined processes for builder purchases.
    • Borrowers can start their loan application online with digital mortgage tools, enabling faster pre-qualification and a more convenient application process.
    • Backed by over five decades of lending experience, the Phoenix branch employs a large team of NMLS-licensed loan officers dedicated to guiding homebuyers through the mortgage process.
    New Construction FinancingFirst-Time BuyersDigital MortgageFast Pre-ApprovalLennar Homes
    Phone(480) 783-8400
    Lennar Mortgage, LLC Phoenix
    Updated 4/21/26Learn More →
    82
    Lantern
    Score
    Phoenix, AZ · 11 mi from Scottsdale
    Serves Phoenix, Arizona and surrounding communities
    ★★★★★5.0(26 Google reviews)

    A to Z Home Loans is an independent mortgage lender based in Phoenix specializing in home financing solutions for Arizona borrowers. They offer personalized mortgage services including conventional loans, FHA loans, VA loans, and refinancing options tailored to first-time homebuyers and experienced investors alike. With a focus on competitive rates and responsive customer service, A to Z Home Loans helps borrowers navigate the lending process from pre-approval through closing.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, Veterans seeking VA loans, FHA loan borrowers, Homeowners refinancing, Self-employed and non-traditional income borrowers
    What sets them apart
    • As an independent mortgage lender, A to Z Home Loans offers flexibility and personalized service without being tied to a single institution, allowing them to find competitive solutions tailored to each borrower's needs.
    • They specialize in conventional, FHA, VA, and refinancing programs, serving diverse borrower profiles from first-time buyers to veterans and those seeking better rates.
    Mortgage LenderHome FinancingFHA LoansVA LoansRefinancing
    Phone(623) 498-9251
    A to Z Home Loans
    Updated 4/21/26Learn More →
    81
    Lantern
    Score
    Scottsdale, AZ
    Serves Scottsdale, Phoenix, and greater Phoenix metropolitan area
    ★★★★★5.0(148 Google reviews)

    Modern Home Lending is an independent mortgage lender in Scottsdale specializing in residential home loans for purchase and refinance. They offer personalized loan guidance, multiple loan program options, and fast pre-approval processes to help borrowers navigate the mortgage process with transparency and expertise.

    Best for: RefinancingCompetitive Rates
    Ideal clients: Home buyers seeking competitive mortgage rates, homeowners refinancing existing mortgages, first-time home buyers wanting personalized guidance
    What sets them apart
    • As an independent mortgage lender, Modern Home Lending works with multiple lenders and loan programs, giving borrowers more options compared to single-source lenders.
    • They offer streamlined pre-approval to help borrowers get competitive offers quickly and move forward with confidence in their home purchase or refinance.
    Mortgage LenderHome LoansRefinancingPre-ApprovalScottsdale
    Modern Home Lending
    Updated 4/21/26Learn More →
    80
    Lantern
    Score
    Phoenix, AZ · 26 mi from Scottsdale
    Serves Phoenix, Arizona and surrounding communities
    ★★★★★5.0(44 Google reviews)

    Arizona Valley Lending is a mortgage lender serving Phoenix and surrounding areas, offering a range of loan programs including VA loans, FHA loans, jumbo loans, and refinancing options. The team focuses on fast pre-approval processes and provides access to multiple lenders to help borrowers find competitive rates tailored to their financial situation.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time home buyers, VA loan applicants, FHA loan borrowers, homeowners seeking refinancing, jumbo loan buyers
    What sets them apart
    • Arizona Valley Lending specializes in expedited pre-approval processes to help borrowers move quickly in competitive markets.
    • Offers VA loans, FHA loans, jumbo loans, and refinancing options to serve diverse borrower needs and financial situations.
    • Partners with multiple lenders to provide borrowers with competitive rate options and personalized loan solutions.
    Mortgage LenderVA LoansFHA LoansFast Pre-ApprovalRefinancing
    Phone(877) 249-4195
    Arizona Valley Lending
    Updated 4/21/26Learn More →

    Frequently Asked Questions

    Who is the top-ranked mortgage broker in Scottsdale?

    Geneva Financial Home Loans is the top-ranked mortgage broker in Scottsdale with a Lantern Score of 85.86/100 and a 5-star rating from 3,701 reviews. They operate in 49 states and specialize in conventional loans, VA loans, refinancing, and programs for self-employed borrowers and physicians.

    Which mortgage brokers are best for first-time homebuyers in Scottsdale?

    Multiple top-ranked brokers serve first-time homebuyers in Scottsdale, including Federal First Lending (Lantern Score: 85.56/100), Road to Home Mortgage (85.49/100), and Chris Allen at Trusted Mortgage, Inc. (85.28/100). All three are highly rated and offer personalized guidance specifically tailored to first-time buyer needs.

    What mortgage options exist for veterans and VA loan borrowers?

    Multiple Scottsdale mortgage brokers specialize in VA loans, including Arnaiz Mortgage (Lantern Score: 85.19/100), Home Loans by Paige (85.12/100), and Gezellig Financial (84.64/100). Each offers access to VA loan programs and understands military lending requirements to help eligible veterans secure favorable terms.

    Which brokers are best for borrowers seeking refinancing?

    For refinancing, consider Federal First Lending (Lantern Score: 85.56/100), Road to Home Mortgage (85.49/100), or The Mike Engelking Mortgage Team at NOVA Home Loans (85.32/100). All three specialize in helping homeowners refinance or access cash-out options on their existing mortgages.

    Who specializes in jumbo loans and luxury home financing in Scottsdale?

    Chris Allen at Trusted Mortgage, Inc. (Lantern Score: 85.28/100), Dan White at Fairway Independent Mortgage Corporation (84.61/100), and Adam Hawkins at Lender Express Mortgage (84.47/100) all specialize in jumbo loans for luxury home buyers seeking financing above conventional loan limits.

    Are there mortgage brokers open on weekends in Scottsdale?

    Based on available data, none of the 29 mortgage brokers in the Scottsdale directory show weekend hours. Contact your preferred broker directly to inquire about after-hours availability or virtual consultations.

    This directory of mortgage brokers local businesses serving Scottsdale, AZ is maintained by Lantern. Rankings are determined by the Lantern Score — not advertising or payment for placement. Learn how it works. Last updated April 21, 2026. To claim or update a listing, contact us.