Areas served: Phoenix, AZ and surrounding Maricopa County
Phoenix's competitive real estate market, spanning from historic neighborhoods in Central Phoenix to new developments in Ahwatukee and Desert Ridge, requires experienced mortgage guidance. This directory catalogs mortgage brokers serving the Greater Phoenix metropolitan area, evaluated on their loan product offerings, lender network breadth, and track record with diverse property types from downtown condos to sprawling Arcadia estates. Brokers listed here serve borrowers across conventional, FHA, VA, jumbo, and specialized programs including investment properties and new construction financing.
Agave Home Loans is a Phoenix-based mortgage lender and broker offering conventional, VA, FHA, jumbo, and home equity loans for purchase, refinance, cash-out, and HELOC needs. As both a direct lender and broker, they shop multiple lenders to deliver competitive rates and flexible options while maintaining a streamlined online process with dedicated loan officers. They've closed over $1 billion in mortgage volume for 5,000+ homeowners and specialize in making complex financing simple through transparent guidance and fast approvals.
ClickStart Mortgage is a Phoenix-based mortgage lender offering access to wholesale rates from major retail lenders, helping clients save thousands compared to traditional lending. Beyond mortgages, they provide an integrated homeownership ecosystem including ClickStart Homes for home search with realtor matching, and ClickStart Solar for energy-efficient solar installation. The company streamlines the entire process with fast quotes, diverse loan options, and expert guidance tailored to each client's financial situation.
Federal First Lending LLC is a mortgage brokerage firm in Scottsdale specializing in personalized home financing solutions for homebuyers and refinancing clients. They offer an extensive range of loan programs including FHA, VA, USDA, jumbo loans, construction financing, investment property loans, and specialized programs like bank statement loans and DSCR loans. With experienced mortgage brokers committed to customer success, they provide tailored financing strategies to help clients purchase, refinance, or invest in properties at competitive rates.
Home1st Financial Inc is a Phoenix-based mortgage broker specializing in home purchase loans and refinancing. Led by experienced mortgage advisors including Miguel and Rodrigo, the company helps first-time buyers and existing homeowners navigate loan options with a focus on fast approval and competitive rates. They offer free pre-approval letters, rate comparison tools, cash-out refinances, and property evaluations, with many clients closing in as little as 30 days.
Liane Locy is a loan officer with Fairway Independent Mortgage Corporation, specializing in home purchase, refinance, and construction financing for Arizona residents. She offers a comprehensive range of mortgage products including conventional, FHA, VA, USDA, jumbo, and adjustable-rate loans, as well as renovation and reverse mortgage options. Liane guides clients through the entire loan process from application to closing, helping borrowers find the right loan terms and rates for their specific financial situation.
Road to Home Mortgage is an independent mortgage brokerage in Phoenix, Arizona, licensed in AZ, CA, OR, and CO. Founded on deep Arizona market knowledge, they specialize in home purchases, refinances, and VA loans, working with multiple lenders to secure faster, cheaper loan approvals. Their team—including loan officers like Evan White and Lee—prioritizes educating clients and simplifying what many find to be a confusing process.
1st Rate Home Mortgage, Inc. is a residential mortgage lender based in Tempe offering home purchase loans, refinancing, and cash-out options with fast pre-approval processes. Led by experienced loan officers, the company specializes in making mortgage lending straightforward and customer-focused, with licensed specialists available to guide borrowers through every step of the process.
The Mike Engelking Mortgage Team at NOVA Home Loans specializes in helping borrowers across nine states (AZ, CA, CO, FL, NV, NM, OR, TX, WA) find the right mortgage solution for their situation. Mike Engelking, a VP/Branch Manager and top 1% mortgage originator, leads a team that offers FHA loans, VA loans, conventional loans, jumbo loans, refinancing, down payment assistance, and home renovation loans. Known for exceptional customer service and relationship-focused approach, the team works with first-time buyers, move-up homeowners, and investors to craft personalized loan solutions.
The Gale Team at NOVA Home Loans is a top-tier mortgage origination team based in Scottsdale, Arizona, specializing in providing comprehensive mortgage solutions for homebuyers and refinancing clients. Led by loan officers recognized in the top 1% of mortgage originators, the team emphasizes personalized communication and innovative financing options tailored to each client's unique situation. They offer pre-qualification services, detailed loan guidance, and access to various mortgage products designed to help clients achieve their homeownership goals in today's competitive market.
Home Loans by Paige is a mortgage brokerage run by Paige Martinez, a licensed loan originator (NMLS #214634) serving Phoenix and all of Arizona. Unlike bank loan officers, Paige shops multiple lenders to find the best rates and terms tailored to your situation—whether you're a first-time buyer, refinancing for a better rate, accessing cash, or exploring investment property options. She specializes in fast approvals, flexible financing programs (including VA loans, FHA loans, and jumbo options), and one-on-one support to simplify what can be an overwhelming process.
Ryan Spencer at AZ Mortgage Group LLC is a mortgage broker serving the Phoenix metropolitan area with personalized loan solutions for homebuyers and refinancers. With access to multiple lenders and loan programs, the firm specializes in helping borrowers find competitive rates and terms tailored to their financial situation. The team handles conventional, FHA, VA, and jumbo loans, offering fast pre-approval processes and expert guidance through the entire mortgage process.
Echo Home Loans is a mortgage lender serving the Phoenix metro area with personalized loan solutions for homebuyers and refinancers. They specialize in conventional, FHA, VA, and jumbo loans, offering fast pre-approval processes and access to multiple lending programs. Known for their responsive customer service and competitive rates, Echo Home Loans helps first-time buyers and experienced homeowners navigate the mortgage process with clarity and support.
Denise Abarca is a mortgage loan officer with Barrett Financial, offering personalized home loan solutions to borrowers throughout Arizona. She specializes in helping clients secure financing for home purchases and refinancing with access to multiple loan programs and competitive rates. Denise works directly with borrowers to navigate the mortgage process and find loan options tailored to their financial situation.
Tru Home Loans, LLC is a mortgage lender serving the Phoenix area and beyond, specializing in helping borrowers find the right financing solution for their home purchase or refinance. The team works with multiple lenders to offer competitive rates and loan programs tailored to different financial situations, from first-time buyers to experienced homeowners. Their focus is on transparent communication and personalized service to make the lending process straightforward.
Elevated Home Loans LLC is a mortgage lender based in Scottsdale specializing in home financing solutions for Arizona borrowers. The team offers personalized mortgage services including conventional loans, FHA loans, VA loans, and refinancing options, with a focus on fast pre-approval processes and competitive rates. They serve first-time homebuyers through experienced homeowners across the Phoenix metropolitan area.
Carpenter Home Loans is a mortgage lender serving the Phoenix metro area with a focus on personalized service and fast pre-approval processes. Based in Mesa, they help borrowers navigate financing options for home purchases and refinances, working with multiple loan programs to match individual financial situations. Their team emphasizes direct communication and transparency throughout the lending process.
Brandi Paucek is a mortgage loan originator with Movement Mortgage, offering personalized home financing solutions for borrowers in the Scottsdale area. With a 5-star rating from 67 reviews, Brandi specializes in helping clients navigate the mortgage process with transparency and expertise. Movement Mortgage provides access to multiple loan programs including conventional, FHA, VA, and jumbo loans to meet diverse borrowing needs.
Simplicity Home Loans is a mortgage lender based in Scottsdale specializing in home financing solutions for Arizona borrowers. They offer a range of loan programs including conventional, FHA, VA, and jumbo loans, with a focus on fast pre-approval processes and personalized service. The team works to simplify the mortgage process and provide competitive rates and terms tailored to individual borrower needs.
Kinfolk Home Loans is a mortgage lender serving Arizona homebuyers and refinancers with personalized loan options and fast pre-approval processes. Based in Phoenix, they offer VA loans, FHA loans, jumbo loans, and conventional financing tailored to first-time buyers and experienced homeowners alike. Their team focuses on transparent pricing and streamlined underwriting to get clients to closing quickly.
Green Home Loans is a mortgage lender based in Scottsdale specializing in eco-friendly and conventional home financing. They help homebuyers and refinancers secure mortgages with a focus on sustainable properties and energy-efficient homes, offering personalized service and competitive rates. The team provides pre-approval, loan guidance, and access to multiple loan programs tailored to individual financial situations.
Mark Fazio is a Senior Loan Officer and mortgage originator with Barrett Financial, offering comprehensive home financing solutions for Phoenix-area borrowers. With access to multiple lenders and loan products, Mark specializes in helping first-time homebuyers, refinancing existing mortgages, and securing specialized loan types including VA, FHA, and jumbo loans. His experience as both an originator and broker means clients benefit from personalized guidance and competitive rates tailored to their specific financial situation.
Forever American Mortgage is a Phoenix-based mortgage lender offering comprehensive home financing solutions including conventional loans, FHA loans, VA loans, and refinancing options. With a 4.9-star rating from hundreds of clients, they specialize in helping first-time homebuyers, veterans, and existing homeowners find the right loan programs to fit their financial goals. Their team provides personalized guidance through pre-approval, loan processing, and closing to make the mortgage process straightforward and transparent.
Phoenix Mortgage Lender specializes in providing personalized mortgage solutions through Nick Gutierrez, offering competitive rates and comprehensive loan options to homebuyers and refinancers across the Phoenix area. With access to multiple lenders and loan programs, this independent mortgage professional helps clients navigate the lending process with expert guidance and transparent communication. Nick Gutierrez focuses on finding the right loan fit for each client's unique financial situation, whether they're first-time buyers or experienced homeowners.
Mike Dallas is a Senior Loan Officer with Edge Home Finance, specializing in residential mortgage financing for Phoenix-area homebuyers. With NMLS certification and extensive experience, Mike works directly with borrowers to secure competitive loan programs tailored to their financial situation. He guides clients through the entire mortgage process, from pre-approval to closing, helping first-time buyers and refinancing customers find the right financing solutions.
Orion Mortgage Corporation is a Phoenix-based mortgage lender offering comprehensive financing solutions for home purchases and refinancing. The team specializes in FHA loans, VA loans, conventional mortgages, and jumbo loans, working with borrowers of all credit profiles and financial situations. They provide personalized guidance through the entire mortgage process and pride themselves on competitive rates and efficient loan approval.
Jamison Rich Mortgage is an independent mortgage lender serving the Phoenix area and surrounding communities. They specialize in helping borrowers secure financing for home purchases and refinancing, offering personalized loan solutions tailored to individual financial situations. With a focus on customer service and competitive rates, Jamison Rich Mortgage works to make the mortgage process straightforward and accessible.
Kimberly Burgess at Caliber Home Loans' Biltmore Branch provides comprehensive mortgage financing solutions to homebuyers and refinancing clients throughout the Phoenix area. As part of Caliber Home Loans, a national mortgage lender, Kimberly offers access to multiple loan programs including conventional, FHA, VA, and jumbo loans tailored to different financial situations. Her personalized approach and deep local market knowledge help first-time buyers and experienced homeowners navigate the lending process with clarity and confidence.
Art Shalomov is a Phoenix-based mortgage lender with over 16 years of experience helping homeowners and first-time buyers secure financing through CrossCountry Mortgage. He specializes in a thorough "pre-underwrite" approval process that goes beyond standard pre-approvals by verifying assets, income, employment, and conducting secondary credit checks—enabling clients to close loans in 18 days or less and submit competitive offers backed by detailed approval packages. His team focuses on educating clients throughout the mortgage process, handling complex loan situations, and helping borrowers qualify for financing others deem impossible.
Arizona Lending Group is a Scottsdale-based mortgage broker specializing in home purchases and refinances for borrowers of all types, including first-time homebuyers. They offer conventional, VA, FHA, USDA, and jumbo loans with industry-leading speed—closing loans in 20 days or less with a 98% on-time closing rate. Their differentiators include covering appraisal costs up to $600, a rate-match guarantee, extended hours (7am-9pm daily), and access to a vast network of lender-partners to find the best loan fit for each client's financial situation.
Phoenix Mortgage Brokers LLC, led by NMLS-licensed mortgage professional John Blanks, provides personalized mortgage solutions for homebuyers and refinancing clients throughout the Phoenix area. The firm offers an easy and secure online loan application process, streamlining the path to home financing. With a 5-star rating and deep local expertise, John Blanks Mortgages helps clients navigate loan options and secure competitive rates.
Green Home Loans, led by mortgage expert Matthew Coates, specializes in simplifying the homebuying process for Phoenix-area buyers. Matthew offers personalized mortgage guidance, loan applications, and comprehensive homebuying resources including calculators, market updates, and first-time buyer education. His approach combines one-on-one support with accessible tools and community engagement through local buyer groups and educational content.
Copperstate Home Loans is an independent, locally-owned mortgage broker in Phoenix with over 25 years of experience. Led by CEO Sasha Sams, they specialize in shopping multiple wholesale lenders on behalf of clients to provide competitive rates and flexible loan programs including VA loans, FHA loans, jumbo loans, fixed-rate mortgages, and first-time buyer programs. Their streamlined process emphasizes transparent communication, fast closing (average 14 days), and personalized solutions designed to make home financing simpler and more affordable.
Arizona Home Loan is a Phoenix-based mortgage broker founded by Robert W. Schreyer, a 25+ year industry veteran, offering personalized home loan solutions for first-time buyers, refinancing, and investment properties. The firm specializes in purchase pre-approvals, refinance analysis, and access to multiple loan programs with competitive rates, backed by deep local market expertise and a commitment to personalized service that goes beyond credit scores.
A to Z Home Loans is an independent mortgage lender based in Phoenix specializing in home financing solutions for Arizona borrowers. They offer personalized mortgage services including conventional loans, FHA loans, VA loans, and refinancing options tailored to first-time homebuyers and experienced investors alike. With a focus on competitive rates and responsive customer service, A to Z Home Loans helps borrowers navigate the lending process from pre-approval through closing.
Modern Home Lending is an independent mortgage lender in Scottsdale specializing in residential home loans for purchase and refinance. They offer personalized loan guidance, multiple loan program options, and fast pre-approval processes to help borrowers navigate the mortgage process with transparency and expertise.
Gustavo Pacheco is a Producing Branch Manager and loan officer (NMLS #1037250) with Supreme Lending, a mortgage lender founded in 1999. He specializes in helping homebuyers and homeowners find the right mortgage through personalized guidance, offering a comprehensive range of loan programs including conventional, VA, FHA, USDA, jumbo, construction, refinance, and reverse mortgage options. Supreme Lending is committed to customer service and putting people in homes, serving first-time buyers, seasoned homeowners, investors, and military veterans across the Phoenix area.
Chris Schalkle is a mortgage loan officer at American Financial Network, Inc., a national mortgage lender offering a full range of loan products including conventional, FHA, VA, and jumbo mortgages. With a perfect 5-star rating, Chris specializes in helping borrowers navigate financing options and secure competitive rates for home purchases and refinancing.
Patricia Danielson is a mortgage loan officer at Envoy Mortgage Ltd, serving the Scottsdale area and greater Phoenix region. With NMLS certification #1401874, Patricia works with borrowers to secure financing for home purchases and refinancing needs. She provides personalized mortgage guidance to help clients navigate loan options and close on their properties.
Housed Home Loans is a mortgage lender based in Gilbert, Arizona, offering personalized home financing solutions for Arizona borrowers. They provide comprehensive mortgage services including conventional loans, FHA loans, VA loans, and refinancing options tailored to different financial situations. The team focuses on delivering transparent guidance and competitive rates to help clients achieve homeownership.
Debra K McDonald is a branch manager and loan officer at Fairway Independent Mortgage Corporation, a national mortgage lender offering access to multiple lending programs and competitive rates. Based in Phoenix, Debra specializes in helping borrowers navigate the mortgage process with personalized service and financial guidance. As part of Fairway's extensive lender network, she provides borrowers with diverse loan options tailored to their financial situation.
SecurityNational Mortgage Company is a mortgage lender serving the Phoenix area with a range of loan options and financing solutions. Based at their North Phoenix location, they help borrowers navigate the mortgage process with personalized service and competitive rates.
Agave Home Loans is the top-ranked mortgage broker in Phoenix with a Lantern Score of 85.83/100 and a 5-star rating from 1,776 reviews. They specialize in conventional, VA, FHA, jumbo, and home equity loans for purchase, refinance, cash-out, and HELOC needs, and are particularly well-suited for first-time homebuyers, veterans, and borrowers with lower credit seeking flexible programs.
Several top-ranked brokers specialize in VA loans, including Agave Home Loans (Lantern Score 85.83), Federal First Lending (85.56), and Road to Home Mortgage (85.49). All three are rated 5 stars and have extensive experience helping veterans and active-duty service members secure VA financing with competitive terms.
ClickStart Mortgage (Lantern Score 85.62) offers expert guidance for first-time buyers seeking competitive rates and integrated financial services, while Federal First Lending (85.56) provides personalized solutions for first-time buyers including conventional and government-backed loans. Both are 5-star rated and have helped hundreds of first-time homebuyers in the Phoenix area.
Ryan Spencer at AZ Mortgage Group LLC (Lantern Score 85.01) and Liane Locy with Fairway Independent Mortgage (85.55) both specialize in jumbo mortgages for luxury home buyers, with 5-star ratings and access to multiple lenders for competitive rates on high-value properties.
Green Home Loans (Lantern Score 83.92) and ClickStart Mortgage (85.62) both specialize in environmentally conscious financing, with Green Home Loans specifically focused on eco-friendly and sustainable home financing. Green Home Loans has a 4.9-star rating from 520 reviews, making it a top choice for green property buyers and refinancers.
Carpenter Home Loans (Lantern Score 84.22) in Mesa specializes in fast pre-approval processes, while Home1st Financial Inc (85.54) and 1st Rate Home Mortgage (85.49) both emphasize quick closings and rapid pre-approval for competitive markets. All three have 5-star ratings and are well-suited for buyers needing expedited financing.