Areas served: Mesa, AZ and surrounding East Valley including Gilbert, Chandler, and Apache Junction
Mesa's mortgage landscape reflects Arizona's diverse housing market, from established East Valley neighborhoods to new construction developments. Local mortgage brokers serve borrowers navigating conventional loans, FHA/VA programs, and specialized products for investment properties in this rapidly growing city. This directory provides evaluated listings of mortgage professionals serving Mesa and the surrounding East Valley communities.
Geneva Financial is a mortgage lender operating in 49 states with a dedicated team of experienced loan officers who work with you one-on-one throughout your entire transaction. They offer Conventional, FHA, VA, USDA, Jumbo, Reverse, and Condo financing, plus Down Payment Assistance Programs and First-Time Homebuyer Programs. Their "Human Powered Mortgage" philosophy prioritizes personalized service over automation, with loan officers available nights, weekends, and early mornings to fit your schedule.
Agave Home Loans is a Phoenix-based mortgage lender and broker offering conventional, VA, FHA, jumbo, and home equity loans for purchase, refinance, cash-out, and HELOC needs. As both a direct lender and broker, they shop multiple lenders to deliver competitive rates and flexible options while maintaining a streamlined online process with dedicated loan officers. They've closed over $1 billion in mortgage volume for 5,000+ homeowners and specialize in making complex financing simple through transparent guidance and fast approvals.
Sun American Mortgage Company has been helping Arizona and Utah homebuyers since 1984, specializing in affordable home loans, refinancing, and fast closings. They offer competitive rates, flexible financing options including no-down-payment programs, and a streamlined process designed to make home buying stress-free. With 40+ years of experience and a reputation for quick turnarounds and transparent communication, they serve first-time buyers, repeat clients, and those looking to refinance.
ClickStart Mortgage is a Phoenix-based mortgage lender offering access to wholesale rates from major retail lenders, helping clients save thousands compared to traditional lending. Beyond mortgages, they provide an integrated homeownership ecosystem including ClickStart Homes for home search with realtor matching, and ClickStart Solar for energy-efficient solar installation. The company streamlines the entire process with fast quotes, diverse loan options, and expert guidance tailored to each client's financial situation.
Federal First Lending LLC is a mortgage brokerage firm in Scottsdale specializing in personalized home financing solutions for homebuyers and refinancing clients. They offer an extensive range of loan programs including FHA, VA, USDA, jumbo loans, construction financing, investment property loans, and specialized programs like bank statement loans and DSCR loans. With experienced mortgage brokers committed to customer success, they provide tailored financing strategies to help clients purchase, refinance, or invest in properties at competitive rates.
1st Rate Home Mortgage, Inc. is a residential mortgage lender based in Tempe offering home purchase loans, refinancing, and cash-out options with fast pre-approval processes. Led by experienced loan officers, the company specializes in making mortgage lending straightforward and customer-focused, with licensed specialists available to guide borrowers through every step of the process.
Road to Home Mortgage is an independent mortgage brokerage in Phoenix, Arizona, licensed in AZ, CA, OR, and CO. Founded on deep Arizona market knowledge, they specialize in home purchases, refinances, and VA loans, working with multiple lenders to secure faster, cheaper loan approvals. Their team—including loan officers like Evan White and Lee—prioritizes educating clients and simplifying what many find to be a confusing process.
Fairway Independent Mortgage Corporation is a mortgage lender serving Mesa and surrounding Arizona communities with a wide range of loan products including conventional, FHA, VA, and jumbo loans. Led by experienced mortgage professionals, Fairway offers personalized service, competitive rates, and fast pre-approval processes to help homebuyers and refinancers achieve their financial goals. With access to multiple lending programs and a commitment to transparent, customer-focused lending, they serve first-time buyers, experienced homeowners, and those looking to refinance.
The Mike Engelking Mortgage Team at NOVA Home Loans specializes in helping borrowers across nine states (AZ, CA, CO, FL, NV, NM, OR, TX, WA) find the right mortgage solution for their situation. Mike Engelking, a VP/Branch Manager and top 1% mortgage originator, leads a team that offers FHA loans, VA loans, conventional loans, jumbo loans, refinancing, down payment assistance, and home renovation loans. Known for exceptional customer service and relationship-focused approach, the team works with first-time buyers, move-up homeowners, and investors to craft personalized loan solutions.
The Gale Team at NOVA Home Loans is a top-tier mortgage origination team based in Scottsdale, Arizona, specializing in providing comprehensive mortgage solutions for homebuyers and refinancing clients. Led by loan officers recognized in the top 1% of mortgage originators, the team emphasizes personalized communication and innovative financing options tailored to each client's unique situation. They offer pre-qualification services, detailed loan guidance, and access to various mortgage products designed to help clients achieve their homeownership goals in today's competitive market.
Home Loans by Paige is a mortgage brokerage run by Paige Martinez, a licensed loan originator (NMLS #214634) serving Phoenix and all of Arizona. Unlike bank loan officers, Paige shops multiple lenders to find the best rates and terms tailored to your situation—whether you're a first-time buyer, refinancing for a better rate, accessing cash, or exploring investment property options. She specializes in fast approvals, flexible financing programs (including VA loans, FHA loans, and jumbo options), and one-on-one support to simplify what can be an overwhelming process.
Brian Kelly is an Arizona mortgage broker based in Chandler who specializes in home loan origination and mortgage financing solutions. Operating through Barrett Financial Group, LLC, Brian works with borrowers across Arizona to secure competitive loan options tailored to their financial situation. With expertise in conventional, FHA, VA, and other loan programs, he helps first-time buyers, refinancers, and homeowners navigate the mortgage process with personalized service and access to multiple lender options.
Dakota Mortgage Team is a mortgage lending company serving the Mesa area, specializing in helping borrowers secure financing for residential properties. They offer an easy and secure online loan application process, making it simple for clients to apply and track their mortgage from anywhere. The team works with borrowers at all stages—whether purchasing a home, refinancing, or exploring loan options—with personalized service to match clients with the right loan products for their financial situation.
Discount Mortgage Advisors is a Mesa-based mortgage brokerage specializing in home purchase loans and refinancing for Arizona homebuyers. Led by experienced advisors like Steve Alonso and Andrea Gutierrez, they help first-time buyers secure competitive rates and assist existing homeowners in refinancing to lower payments or access cash-out options. Their streamlined online application process typically funds loans in less than 30 days, with tools for rate comparison, pre-approval letters, and property evaluation to ensure clients get the best terms for their unique situation.
Tru Home Loans, LLC is a mortgage lender serving the Phoenix area and beyond, specializing in helping borrowers find the right financing solution for their home purchase or refinance. The team works with multiple lenders to offer competitive rates and loan programs tailored to different financial situations, from first-time buyers to experienced homeowners. Their focus is on transparent communication and personalized service to make the lending process straightforward.
Kevin Quame is an independent mortgage broker based in Gilbert, AZ, specializing in residential home loans for borrowers across Arizona. With access to multiple lenders and loan programs, Kevin provides personalized mortgage solutions including conventional, FHA, VA, and jumbo loans. His easy online application process and direct client relationships help borrowers secure competitive rates and financing tailored to their specific needs.
Carpenter Home Loans is a mortgage lender serving the Phoenix metro area with a focus on personalized service and fast pre-approval processes. Based in Mesa, they help borrowers navigate financing options for home purchases and refinances, working with multiple loan programs to match individual financial situations. Their team emphasizes direct communication and transparency throughout the lending process.
Desert State Mortgage is an independent mortgage lender serving the Phoenix metropolitan area with personalized loan solutions for homebuyers and refinancing clients. Located in Gilbert, they specialize in helping borrowers navigate the mortgage process with direct access to multiple loan programs and competitive rates. Their team focuses on transparent communication and finding the right financing option for each client's unique situation.
Mark Fazio is a Senior Loan Officer and mortgage originator with Barrett Financial, offering comprehensive home financing solutions for Phoenix-area borrowers. With access to multiple lenders and loan products, Mark specializes in helping first-time homebuyers, refinancing existing mortgages, and securing specialized loan types including VA, FHA, and jumbo loans. His experience as both an originator and broker means clients benefit from personalized guidance and competitive rates tailored to their specific financial situation.
Phoenix Mortgage Lender specializes in providing personalized mortgage solutions through Nick Gutierrez, offering competitive rates and comprehensive loan options to homebuyers and refinancers across the Phoenix area. With access to multiple lenders and loan programs, this independent mortgage professional helps clients navigate the lending process with expert guidance and transparent communication. Nick Gutierrez focuses on finding the right loan fit for each client's unique financial situation, whether they're first-time buyers or experienced homeowners.
Orion Mortgage Corporation is a Phoenix-based mortgage lender offering comprehensive financing solutions for home purchases and refinancing. The team specializes in FHA loans, VA loans, conventional mortgages, and jumbo loans, working with borrowers of all credit profiles and financial situations. They provide personalized guidance through the entire mortgage process and pride themselves on competitive rates and efficient loan approval.
John Z Home Loan Team is a mortgage lending service based in Chandler, Arizona, specializing in home loans for buyers and refinancing clients. Led by experienced loan officers, they work with borrowers to secure financing options tailored to individual needs and financial situations. The team is known for personalized service and helping clients navigate the home loan process from pre-approval through closing.
Arizona Lending Group is a Scottsdale-based mortgage broker specializing in home purchases and refinances for borrowers of all types, including first-time homebuyers. They offer conventional, VA, FHA, USDA, and jumbo loans with industry-leading speed—closing loans in 20 days or less with a 98% on-time closing rate. Their differentiators include covering appraisal costs up to $600, a rate-match guarantee, extended hours (7am-9pm daily), and access to a vast network of lender-partners to find the best loan fit for each client's financial situation.
HomePad Lending is a mortgage lender serving the Phoenix area that specializes in home purchases and refinancing. The team of licensed loan officers provides fast pre-approval, competitive rates, and transparent guidance throughout the mortgage process, with an average closing time of 12-19 business days. They offer personalized service for first-time homebuyers and experienced buyers alike, including post-closing rate monitoring to identify refinancing opportunities.
Valley Mortgage Financial LLC is an independent mortgage lender serving Arizona since 2001, specializing in home purchases, refinancing, cash-out loans, and pre-qualification services. Led by loan officer Joni Kojo, the company focuses on delivering competitive rates, fast closings, and transparent communication throughout the mortgage process. They work with first-time homebuyers, repeat purchasers, and borrowers looking to refinance or leverage home equity.
Arizona Home Loan is a Phoenix-based mortgage broker founded by Robert W. Schreyer, a 25+ year industry veteran, offering personalized home loan solutions for first-time buyers, refinancing, and investment properties. The firm specializes in purchase pre-approvals, refinance analysis, and access to multiple loan programs with competitive rates, backed by deep local market expertise and a commitment to personalized service that goes beyond credit scores.
Lennar Mortgage is the lending division of Lennar Family of Builders, specializing in financing new construction homes across the Phoenix metro area. With over 50 years of experience, the team provides mortgage pre-qualification, loan origination, and homebuyer guidance tailored to first-time buyers and those purchasing new Lennar homes. The Phoenix branch offers digital mortgage tools, fast pre-approval, and personalized support from NMLS-licensed loan officers.
HOUSED Home Loans, led by Jeremy House and Pete Marthaler, is an Arizona mortgage lender with 15+ years of experience offering a comprehensive range of home loan products including VA, FHA, Conventional, JUMBO, USDA, Construction, Bank Statement, DSCR, and renovation financing. Available 7 days a week, the team provides accurate pre-qualifications within 24 hours and specializes in helping first-time homebuyers, military veterans, self-employed borrowers, and refinancers navigate the mortgage process with transparent rates and on-time closings.
Colin Klechak is a licensed mortgage loan officer serving the Phoenix metro area with personalized home financing solutions. Operating through Edge Home Finance, Colin specializes in helping borrowers navigate purchase loans, refinancing, and various loan programs including FHA, VA, and jumbo loans. His approach focuses on finding the right loan structure for each client's unique financial situation rather than a one-size-fits-all solution.
KBHS Home Loans LLC is a mortgage lender serving the Phoenix area and surrounding communities. With a 4.8-star rating from over 150 customers, they specialize in helping homebuyers and refinancers navigate the mortgage process with personalized service. The company focuses on providing accessible lending options and expert guidance to make homeownership achievable for their clients.
A to Z Home Loans is an independent mortgage lender based in Phoenix specializing in home financing solutions for Arizona borrowers. They offer personalized mortgage services including conventional loans, FHA loans, VA loans, and refinancing options tailored to first-time homebuyers and experienced investors alike. With a focus on competitive rates and responsive customer service, A to Z Home Loans helps borrowers navigate the lending process from pre-approval through closing.
Modern Home Lending is an independent mortgage lender in Scottsdale specializing in residential home loans for purchase and refinance. They offer personalized loan guidance, multiple loan program options, and fast pre-approval processes to help borrowers navigate the mortgage process with transparency and expertise.
Jake Taylor is a local mortgage expert operating under Barrett Financial Group, offering home purchase loans, refinancing, VA loans, and reverse mortgages in the Chandler area. As an independent loan officer (NMLS #162265), Jake provides personalized service without the impersonal touch of large mortgage companies, guiding clients through pre-approval and loan approval in a streamlined process. He specializes in helping both first-time homebuyers and existing homeowners explore their financing options.
Arizona Valley Lending is a mortgage lender serving Phoenix and surrounding areas, offering a range of loan programs including VA loans, FHA loans, jumbo loans, and refinancing options. The team focuses on fast pre-approval processes and provides access to multiple lenders to help borrowers find competitive rates tailored to their financial situation.
Geneva Financial Home Loans is the top-ranked mortgage broker in Mesa with a Lantern Score of 85.86/100 and a 5-star rating from 3,701 reviews. They operate in 49 states and specialize in personalized service for first-time homebuyers, veterans with VA loans, self-employed borrowers, and those seeking refinancing.
Several top-ranked options serve veterans: Agave Home Loans (Lantern Score: 85.83/100) specializes in VA loans for active-duty service members, Federal First Lending (85.56/100) has extensive VA loan expertise, and Road to Home Mortgage (85.49/100) focuses on VA loan borrowers. All three are 5-star rated and located in the Phoenix metro area.
Multiple top-ranked brokers serve first-time buyers: Sun American Mortgage Company (Lantern Score: 85.76/100) specializes in affordable home loans with flexible financing, ClickStart Mortgage (85.62/100) offers expert guidance and competitive rates, and Discount Mortgage Advisors (84.55/100) helps buyers compare multiple mortgage options quickly.
Geneva Financial Home Loans (Lantern Score: 85.86/100) offers specialized programs for self-employed and physician borrowers with personalized one-on-one service. Federal First Lending (85.56/100) also specifically serves self-employed borrowers, and HOUSED Home Loans (82.03/100) has 15+ years of experience with self-employed applicants.
Agave Home Loans (Lantern Score: 85.83/100) specializes in cash-out and HELOC options, Road to Home Mortgage (85.49/100) handles cash-out refinances, and Valley Mortgage Financial LLC (82.54/100) specializes in cash-out loans for home improvement or debt consolidation needs.
None of the 34 mortgage brokers in Mesa are listed as open on weekends. However, most offer online pre-approval and digital loan applications available 24/7, with business hours typically Monday through Friday.