Areas served: Gilbert, AZ and surrounding Southeast Valley including Chandler, Queen Creek, and San Tan Valley
Gilbert's mortgage landscape serves a diverse housing market ranging from master-planned communities like Agritopia and Val Vista Lakes to historic downtown properties and new construction developments. Local mortgage brokers navigate unique considerations including Arizona's competitive refinance market, VA loan processing for nearby military families, and construction-to-permanent financing for Gilbert's continuing residential expansion. This directory provides evaluated profiles of mortgage brokers serving Gilbert clients, with comparative data on loan product availability, average closing timelines, and lender relationships.
Geneva Financial is a mortgage lender operating in 49 states with a dedicated team of experienced loan officers who work with you one-on-one throughout your entire transaction. They offer Conventional, FHA, VA, USDA, Jumbo, Reverse, and Condo financing, plus Down Payment Assistance Programs and First-Time Homebuyer Programs. Their "Human Powered Mortgage" philosophy prioritizes personalized service over automation, with loan officers available nights, weekends, and early mornings to fit your schedule.
Agave Home Loans is a Phoenix-based mortgage lender and broker offering conventional, VA, FHA, jumbo, and home equity loans for purchase, refinance, cash-out, and HELOC needs. As both a direct lender and broker, they shop multiple lenders to deliver competitive rates and flexible options while maintaining a streamlined online process with dedicated loan officers. They've closed over $1 billion in mortgage volume for 5,000+ homeowners and specialize in making complex financing simple through transparent guidance and fast approvals.
Sun American Mortgage Company has been helping Arizona and Utah homebuyers since 1984, specializing in affordable home loans, refinancing, and fast closings. They offer competitive rates, flexible financing options including no-down-payment programs, and a streamlined process designed to make home buying stress-free. With 40+ years of experience and a reputation for quick turnarounds and transparent communication, they serve first-time buyers, repeat clients, and those looking to refinance.
1st Rate Home Mortgage, Inc. is a residential mortgage lender based in Tempe offering home purchase loans, refinancing, and cash-out options with fast pre-approval processes. Led by experienced loan officers, the company specializes in making mortgage lending straightforward and customer-focused, with licensed specialists available to guide borrowers through every step of the process.
Ryan Gilliam leads Your Best Mortgage, a local Gilbert-based mortgage brokerage with 50 years of combined team experience. They specialize in helping homebuyers and refinancers navigate the mortgage process by connecting clients with top lenders to secure the best rates and terms. The team handles pre-approvals, rate negotiations, and full closing support with a hands-on approach designed to simplify what can be a complex transaction.
Ramon Francis is a mortgage expert at Legacy Lending USA in Chandler, Arizona, specializing in home purchase loans, refinances, and debt consolidation. He offers competitive rates and a streamlined loan process for first-time homebuyers, existing homeowners, and those refinancing across Arizona. Ramon is licensed (NMLS #1058537) and provides access to multiple loan programs including conventional, FHA, VA, and jumbo loans.
Brian Kelly is an Arizona mortgage broker based in Chandler who specializes in home loan origination and mortgage financing solutions. Operating through Barrett Financial Group, LLC, Brian works with borrowers across Arizona to secure competitive loan options tailored to their financial situation. With expertise in conventional, FHA, VA, and other loan programs, he helps first-time buyers, refinancers, and homeowners navigate the mortgage process with personalized service and access to multiple lender options.
Brick Mortgage LLC, led by Jared Halbert since 2014, is a Queen Creek-based mortgage broker specializing in home purchases, refinances, and real estate financing across Arizona. Jared and his team offer conventional loans and tailored mortgage solutions for first-time buyers, dream home purchasers, and refinancing clients. Known for handling complex transactions and out-of-state purchases, they combine personalized service with extensive loan program expertise and fast pre-approval processing.
Envoy Mortgage is a nationwide mortgage lender with a local Tempe office specializing in home purchase loans, refinancing, and cash-out refinances. With over 20 years of experience serving 200,000+ homebuyers across 70+ locations, they offer competitive rates, low fees, and a streamlined lending process focused on customer satisfaction. Their licensed mortgage professionals work to make home financing efficient and stress-free, with a 98% customer satisfaction rating and personalized service from experienced loan originators.
Bright Mortgage is Arizona's premier mortgage broker with 20 years of experience helping clients achieve home ownership through personalized financing solutions. They specialize in home purchases, refinancing, and investment property financing, including VA loans for veterans and active military. Their team provides comprehensive guidance from pre-approval through closing, with an emphasis on clear communication and accessibility throughout the lending process.
Discount Mortgage Advisors is a Mesa-based mortgage brokerage specializing in home purchase loans and refinancing for Arizona homebuyers. Led by experienced advisors like Steve Alonso and Andrea Gutierrez, they help first-time buyers secure competitive rates and assist existing homeowners in refinancing to lower payments or access cash-out options. Their streamlined online application process typically funds loans in less than 30 days, with tools for rate comparison, pre-approval letters, and property evaluation to ensure clients get the best terms for their unique situation.
Tru Home Loans, LLC is a mortgage lender serving the Phoenix area and beyond, specializing in helping borrowers find the right financing solution for their home purchase or refinance. The team works with multiple lenders to offer competitive rates and loan programs tailored to different financial situations, from first-time buyers to experienced homeowners. Their focus is on transparent communication and personalized service to make the lending process straightforward.
Kevin Quame is an independent mortgage broker based in Gilbert, AZ, specializing in residential home loans for borrowers across Arizona. With access to multiple lenders and loan programs, Kevin provides personalized mortgage solutions including conventional, FHA, VA, and jumbo loans. His easy online application process and direct client relationships help borrowers secure competitive rates and financing tailored to their specific needs.
Carpenter Home Loans is a mortgage lender serving the Phoenix metro area with a focus on personalized service and fast pre-approval processes. Based in Mesa, they help borrowers navigate financing options for home purchases and refinances, working with multiple loan programs to match individual financial situations. Their team emphasizes direct communication and transparency throughout the lending process.
Desert State Mortgage is an independent mortgage lender serving the Phoenix metropolitan area with personalized loan solutions for homebuyers and refinancing clients. Located in Gilbert, they specialize in helping borrowers navigate the mortgage process with direct access to multiple loan programs and competitive rates. Their team focuses on transparent communication and finding the right financing option for each client's unique situation.
Servando Rojas is a licensed mortgage loan officer (NMLS #1358595) with Direct Mortgage Loans, serving the Gilbert area since 2015. He specializes in home purchase mortgages, refinancing, and VA loans, offering personalized guidance through in-house processing and underwriting. Known for clear communication, patient client education, and responsive service, Servando helps first-time buyers, repeat homeowners, and VA borrowers navigate the mortgage process with confidence.
Brandi Paucek is a mortgage loan originator with Movement Mortgage, offering personalized home financing solutions for borrowers in the Scottsdale area. With a 5-star rating from 67 reviews, Brandi specializes in helping clients navigate the mortgage process with transparency and expertise. Movement Mortgage provides access to multiple loan programs including conventional, FHA, VA, and jumbo loans to meet diverse borrowing needs.
Orion Mortgage Corporation is a Phoenix-based mortgage lender offering comprehensive financing solutions for home purchases and refinancing. The team specializes in FHA loans, VA loans, conventional mortgages, and jumbo loans, working with borrowers of all credit profiles and financial situations. They provide personalized guidance through the entire mortgage process and pride themselves on competitive rates and efficient loan approval.
John Cassels is a Mortgage Loan Officer and Originating Branch Manager at CrossCountry Mortgage, America's #1 Retail Mortgage Lender, serving the Phoenix area for over 20 years. He specializes in conventional loans, purchases, refinances, VA loans, and reverse mortgages, offering fast pre-approvals and competitive rates. His team handles the complete mortgage process from application through closing, with a focus on building relationships with real estate agents and builders to ensure seamless transactions.
John Z Home Loan Team is a mortgage lending service based in Chandler, Arizona, specializing in home loans for buyers and refinancing clients. Led by experienced loan officers, they work with borrowers to secure financing options tailored to individual needs and financial situations. The team is known for personalized service and helping clients navigate the home loan process from pre-approval through closing.
Arizona Lending Group is a Scottsdale-based mortgage broker specializing in home purchases and refinances for borrowers of all types, including first-time homebuyers. They offer conventional, VA, FHA, USDA, and jumbo loans with industry-leading speed—closing loans in 20 days or less with a 98% on-time closing rate. Their differentiators include covering appraisal costs up to $600, a rate-match guarantee, extended hours (7am-9pm daily), and access to a vast network of lender-partners to find the best loan fit for each client's financial situation.
Jessica Arrowsmith is a licensed mortgage loan officer based in Gilbert, Arizona, specializing in helping borrowers navigate the mortgage process and secure financing for their home purchases or refinancing needs. With expertise across multiple loan types and lender options, she works to match clients with the right mortgage products and terms for their unique financial situations. Her personalized approach focuses on transparency and customer service throughout the lending process.
HomePad Lending is a mortgage lender serving the Phoenix area that specializes in home purchases and refinancing. The team of licensed loan officers provides fast pre-approval, competitive rates, and transparent guidance throughout the mortgage process, with an average closing time of 12-19 business days. They offer personalized service for first-time homebuyers and experienced buyers alike, including post-closing rate monitoring to identify refinancing opportunities.
Brian Shields at No Limits Lending is an independent mortgage professional serving the Phoenix area with personalized loan solutions for homebuyers and refinancing clients. With a 4.9-star reputation built on 63 client reviews, Brian specializes in helping borrowers navigate VA loans, FHA loans, conventional mortgages, and jumbo loan options to find the right fit for their financial situation. His direct, consultative approach focuses on understanding each client's unique circumstances rather than applying one-size-fits-all solutions.
Arizona Home Loan is a Phoenix-based mortgage broker founded by Robert W. Schreyer, a 25+ year industry veteran, offering personalized home loan solutions for first-time buyers, refinancing, and investment properties. The firm specializes in purchase pre-approvals, refinance analysis, and access to multiple loan programs with competitive rates, backed by deep local market expertise and a commitment to personalized service that goes beyond credit scores.
HOUSED Home Loans, led by Jeremy House and Pete Marthaler, is an Arizona mortgage lender with 15+ years of experience offering a comprehensive range of home loan products including VA, FHA, Conventional, JUMBO, USDA, Construction, Bank Statement, DSCR, and renovation financing. Available 7 days a week, the team provides accurate pre-qualifications within 24 hours and specializes in helping first-time homebuyers, military veterans, self-employed borrowers, and refinancers navigate the mortgage process with transparent rates and on-time closings.
McDonald Mortgage Professionals, operated by Mac McDonald through Barrett Financial Group, is a mortgage lending service specializing in home purchase, refinance, and construction financing in the Gilbert area. Mac is an NMLS-licensed loan originator (NMLS #1011769) who provides personalized mortgage guidance, explores multiple financing options, and offers tools and calculators to help borrowers make informed decisions. With a focus on exceeding customer expectations, Mac delivers quick, accurate financial advice tailored to individual circumstances and market conditions.
Colin Klechak is a licensed mortgage loan officer serving the Phoenix metro area with personalized home financing solutions. Operating through Edge Home Finance, Colin specializes in helping borrowers navigate purchase loans, refinancing, and various loan programs including FHA, VA, and jumbo loans. His approach focuses on finding the right loan structure for each client's unique financial situation rather than a one-size-fits-all solution.
Modern Home Lending is an independent mortgage lender in Scottsdale specializing in residential home loans for purchase and refinance. They offer personalized loan guidance, multiple loan program options, and fast pre-approval processes to help borrowers navigate the mortgage process with transparency and expertise.
Arizona Valley Lending is a mortgage lender serving Phoenix and surrounding areas, offering a range of loan programs including VA loans, FHA loans, jumbo loans, and refinancing options. The team focuses on fast pre-approval processes and provides access to multiple lenders to help borrowers find competitive rates tailored to their financial situation.
Geneva Financial Home Loans is the top-ranked mortgage broker in Gilbert with a Lantern Score of 85.86/100 and a 5-star rating from 3,701 reviews. They operate in 49 states and are particularly well-suited for first-time homebuyers, veterans seeking VA loans, self-employed professionals, and those preferring personalized service.
Several top-ranked options specialize in VA loans, including Agave Home Loans (Lantern Score: 85.83/100), 1st Rate Home Mortgage, Inc (85.49/100), and Ryan Gilliam at Your Best Mortgage (85.42/100). All three are highly-rated and specifically designed to help veterans and active-duty service members navigate the mortgage process.
Nearly all 30 mortgage brokers in Gilbert serve first-time homebuyers, but the top options are Geneva Financial Home Loans (Lantern Score: 85.86/100), Agave Home Loans (85.83/100), and Sun American Mortgage Company (85.76/100). Sun American has been helping Arizona homebuyers since 1984 and specializes in affordable loans and fast closings for buyers with limited down payment savings.
Geneva Financial Home Loans (Lantern Score: 85.86/100) and Sun American Mortgage Company (85.76/100) both specialize in refinancing options. Sun American specifically highlights fast closings and competitive rates for refinancers, while Geneva Financial offers personalized refinancing solutions for borrowers seeking to improve their loan terms.
Yes, several local Gilbert-based brokers are available, including Ryan Gilliam at Your Best Mortgage (Lantern Score: 85.42/100), Kevin Quame - Independent Mortgage Broker with Local Home Loans (84.34/100), Jessica Arrowsmith - Licensed Mortgage Loan Officer (82.85/100), and Desert State Mortgage (84.15/100). These locally-based professionals offer personalized service and deep knowledge of the Gilbert market.
Geneva Financial Home Loans (Lantern Score: 85.86/100) explicitly specializes in programs for self-employed professionals and physicians. Additionally, Carpenter Home Loans (84.22/100) and HOUSED Home Loans (82.03/100, led by Jeremy House) both cater to self-employed borrowers seeking personalized financing solutions.