Best Mortgage Brokers in Chandler, Arizona

    Areas served: Chandler, AZ and surrounding Southeast Valley communities including Gilbert, Tempe, and South Scottsdale

    30 local businessesRanked by Lantern Score — a measure of reputation and business quality. We don't accept payment for placement.
    Updated April 21, 2026

    Chandler's mortgage market serves a diverse population ranging from first-time homebuyers in established neighborhoods like Ocotillo to investors purchasing properties near the Price Road Corridor. Local mortgage brokers here understand Arizona's unique lending landscape, including requirements for properties in master-planned communities and the nuances of VA loans popular with families near military installations. The mortgage professionals listed in this directory have been evaluated based on their rate competitiveness, range of loan products, processing efficiency, and knowledge of Chandler's specific real estate dynamics.

    Show businesses best for:
    86
    Lantern
    Score
    Chandler, AZ
    Serves Chandler, Arizona and 49 states nationwide
    ★★★★★5.0(3701 Google reviews)

    Geneva Financial is a mortgage lender operating in 49 states with a dedicated team of experienced loan officers who work with you one-on-one throughout your entire transaction. They offer Conventional, FHA, VA, USDA, Jumbo, Reverse, and Condo financing, plus Down Payment Assistance Programs and First-Time Homebuyer Programs. Their "Human Powered Mortgage" philosophy prioritizes personalized service over automation, with loan officers available nights, weekends, and early mornings to fit your schedule.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, Veterans (VA loans), Borrowers seeking refinancing, Self-employed/physicians needing specialized programs, Anyone preferring personalized service over automated lending
    What sets them apart
    • You work with one licensed Mortgage Loan Officer throughout your entire transaction, ensuring consistency and personal relationships rather than being passed between multiple departments.
    • Loan officers are available nights, weekends, and early mornings to accommodate your schedule, with communication options via phone, email, or online platforms.
    • Offers 8+ loan types including VA loans (with federal guarantee), down payment assistance as low as 3-4%, and programs for credit scores as low as 620.
    Mortgage LenderVA LoansFirst-Time BuyersRefinancingHuman Service
    Phone(888) 889-0009
    Geneva Financial Home Loans
    Updated 4/21/26Learn More →
    86
    Lantern
    Score
    Phoenix, AZ · 10 mi from Chandler
    Serves Phoenix, Arizona and nationwide
    ★★★★★5.0(1776 Google reviews)

    Agave Home Loans is a Phoenix-based mortgage lender and broker offering conventional, VA, FHA, jumbo, and home equity loans for purchase, refinance, cash-out, and HELOC needs. As both a direct lender and broker, they shop multiple lenders to deliver competitive rates and flexible options while maintaining a streamlined online process with dedicated loan officers. They've closed over $1 billion in mortgage volume for 5,000+ homeowners and specialize in making complex financing simple through transparent guidance and fast approvals.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, Veterans and active-duty service members, Homeowners seeking refinancing or cash-out options, Borrowers with lower credit seeking flexible programs
    What sets them apart
    • Agave funds loans directly and shops multiple top lenders simultaneously, giving clients access to more competitive rates and program options than traditional banks while maintaining faster closings and lower costs.
    • Over $1 billion in funded mortgage loans closed in the past five years with 5,000+ homeowners, backed by experienced local loan officers who guide clients through every step with transparency and accountability.
    • Offers low-credit refinance options, VA IRRRL streamline programs, FHA loans with relaxed credit standards, home equity lines of credit, and manufactured home financing—enabling solutions for first-time buyers, veterans, and complex financial situations.
    Mortgage BrokerVA LoansRefinancingHome EquityFast Closings
    Phone(833) 316-3170
    Agave Home Loans
    Updated 4/21/26Learn More →
    86
    Lantern
    Score
    Scottsdale, AZ · 23 mi from Chandler
    Serves Scottsdale, Phoenix metro area, and Arizona
    ★★★★★5.0(385 Google reviews)

    Federal First Lending LLC is a mortgage brokerage firm in Scottsdale specializing in personalized home financing solutions for homebuyers and refinancing clients. They offer an extensive range of loan programs including FHA, VA, USDA, jumbo loans, construction financing, investment property loans, and specialized programs like bank statement loans and DSCR loans. With experienced mortgage brokers committed to customer success, they provide tailored financing strategies to help clients purchase, refinance, or invest in properties at competitive rates.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, VA loan eligible veterans, self-employed borrowers, investment property buyers, refinancing clients
    What sets them apart
    • Offers 20+ specialized loan programs including VA, FHA, USDA, jumbo, construction, investment property, bank statement, and DSCR loans — far broader than typical lenders.
    • Dedicated VA loan expertise with $0 down options for eligible veterans and active military, including VA refinancing programs.
    • Provides free consultations and personalized financing strategies based on individual financial goals and circumstances, with emphasis on accessible communication.
    Mortgage BrokerVA LoansFHA LoansHome RefinancingFirst-Time Buyers
    Phone(855) 517-3388
    Federal First Lending
    Updated 4/21/26Learn More →
    86
    Lantern
    Score
    Phoenix, AZ · 26 mi from Chandler
    Serves Phoenix, Arizona and surrounding communities
    ★★★★★5.0(360 Google reviews)

    Home1st Financial Inc is a Phoenix-based mortgage broker specializing in home purchase loans and refinancing. Led by experienced mortgage advisors including Miguel and Rodrigo, the company helps first-time buyers and existing homeowners navigate loan options with a focus on fast approval and competitive rates. They offer free pre-approval letters, rate comparison tools, cash-out refinances, and property evaluations, with many clients closing in as little as 30 days.

    Best for: RefinancingCompetitive Rates
    Ideal clients: First-time home buyers, Homeowners seeking refinancing, Borrowers wanting to compare rates before committing, Buyers in competitive markets needing fast closings
    What sets them apart
    • Home1st Financial offers expedited loan processing with many clients closing in 30 days or less, helping buyers secure homes quickly in competitive markets.
    • Clients can shop and compare mortgage rates before committing, ensuring they get the best terms rather than accepting the first offer.
    • The team provides one-on-one guidance through the entire buying or refinancing process with transparent upfront costs and professional communication.
    Mortgage BrokerHome Purchase LoansRefinancingFast ApprovalRate Comparison
    Phone(800) 544-7231
    Home1st Financial Inc
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Tempe, AZ · 9 mi from Chandler
    Serves Tempe, Arizona and surrounding areas
    ★★★★★5.0(315 Google reviews)

    1st Rate Home Mortgage, Inc. is a residential mortgage lender based in Tempe offering home purchase loans, refinancing, and cash-out options with fast pre-approval processes. Led by experienced loan officers, the company specializes in making mortgage lending straightforward and customer-focused, with licensed specialists available to guide borrowers through every step of the process.

    Best for: VeteransRefinancing
    Ideal clients: First-time home buyers, homeowners refinancing, VA loan borrowers, cash-out refinance applicants
    What sets them apart
    • Get pre-approved within minutes online, allowing you to move quickly when you find the right home.
    • Licensed loan officers personally guide you through the entire process and are available to answer questions at every stage.
    • Offers purchase loans, refinancing, cash-out options, and VA refinancing to serve diverse borrower needs.
    Mortgage LenderHome PurchaseRefinancingFast Pre-ApprovalVA Loans
    Phone(480) 776-2555
    Website1rhm.com
    1st Rate Home Mortgage, Inc
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Phoenix, AZ · 21 mi from Chandler
    Serves Phoenix and surrounding Arizona areas; licensed in Arizona, California, Oregon, and Colorado
    ★★★★★5.0(317 Google reviews)

    Road to Home Mortgage is an independent mortgage brokerage in Phoenix, Arizona, licensed in AZ, CA, OR, and CO. Founded on deep Arizona market knowledge, they specialize in home purchases, refinances, and VA loans, working with multiple lenders to secure faster, cheaper loan approvals. Their team—including loan officers like Evan White and Lee—prioritizes educating clients and simplifying what many find to be a confusing process.

    Best for: VeteransCompetitive Rates
    Ideal clients: First-time homebuyers, VA loan borrowers, homeowners refinancing or doing cash-out, Arizona residents seeking local expertise
    What sets them apart
    • Not tied to a single lender; work with multiple lenders so borrowers get competitive rates and faster approvals. Lenders compete for their business.
    • Team has lived in Arizona for decades with deep knowledge of the local residential mortgage market and Arizona's evolving real estate landscape.
    • Focused on making the mortgage process transparent and easy to understand, treating clients like friends throughout the journey.
    Mortgage BrokerVA LoansHome PurchaseRefinancePhoenix-Based
    Phone(602) 888-7990
    Road to Home Mortgage, LLC
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Tempe, AZ · 5 mi from Chandler
    Serves Tempe, Arizona and surrounding Phoenix metropolitan area
    ★★★★★5.0(214 Google reviews)

    Brendan Bracken is a Licensed Loan Officer (NMLS #247272) based in Tempe, Arizona, specializing in mortgage lending and loan origination. With extensive experience helping borrowers navigate financing options, Brendan provides personalized guidance for home purchases, refinances, and various loan programs. His team focuses on making the mortgage process transparent and accessible for clients throughout the Phoenix area.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, refinancing borrowers, buyers needing fast pre-approval, homeowners exploring financing options
    What sets them apart
    • Brendan is a Licensed Loan Officer with NMLS certification (#247272), ensuring compliance with federal lending standards and consumer protections.
    • Works directly with borrowers to understand their financial situation and match them with appropriate loan programs and terms.
    Mortgage LoansLoan OfficerHome FinancingRefinancing
    Phone(619) 269-9871
    Brendan Bracken, Licensed Loan Officer, NMLS #247272
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Phoenix, AZ · 23 mi from Chandler
    Serves Phoenix and throughout Arizona
    ★★★★★5.0(163 Google reviews)

    Home Loans by Paige is a mortgage brokerage run by Paige Martinez, a licensed loan originator (NMLS #214634) serving Phoenix and all of Arizona. Unlike bank loan officers, Paige shops multiple lenders to find the best rates and terms tailored to your situation—whether you're a first-time buyer, refinancing for a better rate, accessing cash, or exploring investment property options. She specializes in fast approvals, flexible financing programs (including VA loans, FHA loans, and jumbo options), and one-on-one support to simplify what can be an overwhelming process.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, refinancers seeking better rates, VA and active military borrowers, investment property buyers, borrowers with non-traditional credit or income
    What sets them apart
    • As a mortgage broker, Paige shops among various lenders to find the best rates and terms for your specific situation—not just the products from a single bank. This often results in better rates and more flexible program options.
    • Paige offers quick pre-approvals and pre-qualifications through flexible application methods (online, phone, or Zoom), with accessibility beyond typical banker's hours via call, text, or email.
    • Specializes in identifying the right loan product for each client—including VA loans, FHA loans, jumbo loans, and investment property financing—based on employment, credit history, and military service eligibility.
    Mortgage BrokerFast Pre-ApprovalMultiple LendersRefinancingFirst-Time Buyers
    Phone(602) 448-4470
    Home Loans by Paige: Paige Martinez, Mortgage Broker
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Chandler, AZ
    Serves Chandler, Arizona and throughout the state of Arizona
    ★★★★★5.0(154 Google reviews)

    Ramon Francis is a mortgage expert at Legacy Lending USA in Chandler, Arizona, specializing in home purchase loans, refinances, and debt consolidation. He offers competitive rates and a streamlined loan process for first-time homebuyers, existing homeowners, and those refinancing across Arizona. Ramon is licensed (NMLS #1058537) and provides access to multiple loan programs including conventional, FHA, VA, and jumbo loans.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, homeowners refinancing, debt consolidation seekers, VA loan eligible borrowers, jumbo loan applicants
    What sets them apart
    • Ramon Francis holds NMLS #1058537 and operates through Legacy Lending USA (NMLS #168482), licensed in Arizona and Utah.
    • Offers conventional, FHA, VA, jumbo, and FHA 203k loans to serve diverse borrower needs and financial situations.
    • Emphasizes a simple, straightforward, and fast loan process with quick quote tools and online assistance.
    Mortgage SpecialistHome LoansRefinancingFHA LoansVA Loans
    Phone(480) 628-7341
    Ramon Francis, #RamonLoans
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Chandler, AZ
    Serves Chandler and throughout Arizona
    ★★★★★5.0(134 Google reviews)

    Brian Kelly is an Arizona mortgage broker based in Chandler who specializes in home loan origination and mortgage financing solutions. Operating through Barrett Financial Group, LLC, Brian works with borrowers across Arizona to secure competitive loan options tailored to their financial situation. With expertise in conventional, FHA, VA, and other loan programs, he helps first-time buyers, refinancers, and homeowners navigate the mortgage process with personalized service and access to multiple lender options.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, VA loan borrowers, FHA loan applicants, homeowners seeking refinancing
    What sets them apart
    • As a mortgage broker, Brian connects borrowers with multiple lenders to compare rates and terms, rather than being limited to a single institution.
    • Offers expertise in FHA, VA, conventional, and other specialized loan programs to match borrowers' specific needs and qualifications.
    • Provides direct, one-on-one guidance through the mortgage process to help borrowers understand options and make informed decisions.
    Mortgage BrokerHome LoansFHA & VA LoansRefinancingArizona
    Phone(602) 622-1145
    Brian Kelly - Arizona Mortgage Broker- Barrett Financial Group, LLC
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Mesa, AZ · 7 mi from Chandler
    Serves Phoenix metropolitan area, Arizona
    ★★★★★5.0(131 Google reviews)

    Echo Home Loans is a mortgage lender serving the Phoenix metro area with personalized loan solutions for homebuyers and refinancers. They specialize in conventional, FHA, VA, and jumbo loans, offering fast pre-approval processes and access to multiple lending programs. Known for their responsive customer service and competitive rates, Echo Home Loans helps first-time buyers and experienced homeowners navigate the mortgage process with clarity and support.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, VA loan applicants, refinancers, jumbo loan borrowers
    What sets them apart
    • Offers conventional, FHA, VA, and jumbo loans to serve diverse borrower needs and financial situations.
    • Streamlined application and approval system helps buyers move quickly in competitive markets.
    • Mesa-based mortgage professionals with deep knowledge of Arizona real estate market and lending options.
    Mortgage LenderVA LoansFHA LoansFast Pre-ApprovalRefinancing
    Phone(480) 773-1870
    Echo Home Loans
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Chandler, AZ
    Serves Chandler, Arizona and surrounding Phoenix metro area, plus licensed in AZ, CA, CO, FL, IL, MO, MT, NH, NV, OH, OR, SC, TX, VA, WA, WY
    ★★★★★5.0(115 Google reviews)

    Matthew Goldberg is a licensed mortgage loan officer with Barrett Financial Group serving Arizona and multiple western states. He specializes in purchase mortgages, refinancing, and construction financing, offering expertise across conventional, FHA, VA, and jumbo loan programs. With access to multiple lending partners and a focus on personalized service, Matthew helps homebuyers and homeowners navigate financing options tailored to their specific situation.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, Military veterans (VA loans), Refinancing homeowners, Multi-state relocating buyers
    What sets them apart
    • Licensed loan originator across 16 states, allowing him to serve clients relocating or with out-of-state properties.
    • Access to multiple lenders and loan programs including conventional, FHA, VA, and jumbo loans to match your financial situation.
    • Offers one-on-one consultation, online calculators, and quick pre-approval process with direct phone and email support.
    Mortgage LoansRefinancingHome PurchaseMulti-State LicensedPersonalized Service
    Phone(480) 757-2323
    Matthew Goldberg - Licensed Mortgage Loan Officer
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Chandler, AZ
    Serves Chandler, Arizona and nationwide
    ★★★★★5.0(108 Google reviews)

    The VA Loan Nerd, led by Marine Corps veteran Joey Mathews, specializes in VA home loans for military families and veterans. The company provides end-to-end mortgage financing services including pre-approval, loan type selection, refinancing, cash-out refinances, and new construction financing—all designed specifically for veterans who want to leverage their military benefits without the complexity. Led by veterans for veterans, the team offers personalized guidance, rapid pre-approval (within 24 hours), connections to trusted real estate agents and builders, and direct access to the lending team throughout the entire process.

    Best for: Veterans
    Ideal clients: Military service members, veterans, active-duty personnel, veteran families seeking VA home loans, first-time homebuyers with military service
    What sets them apart
    • Founded and operated by Marine Corps veteran Joey Mathews, the team specializes exclusively in VA loans and deeply understands military benefits, regulations, and the veteran experience.
    • The company aims to issue pre-approval within 24 hours and guarantees direct access to Joey Mathews and the lending team from start to close.
    • Services include VA home purchases, refinancing, cash-out refinances, renovations, and new construction financing—all tailored to individual veteran goals and budgets.
    VA LoansMilitary FamiliesHome FinancingVeteran-LedMortgage Services
    Phone(630) 235-2405
    Joey Mathews - The VA Loan Nerd - Neighborhood Loans
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Mesa, AZ · 11 mi from Chandler
    Serves Mesa, Arizona and surrounding Phoenix metropolitan area
    ★★★★★5.0(92 Google reviews)

    Discount Mortgage Advisors is a Mesa-based mortgage brokerage specializing in home purchase loans and refinancing for Arizona homebuyers. Led by experienced advisors like Steve Alonso and Andrea Gutierrez, they help first-time buyers secure competitive rates and assist existing homeowners in refinancing to lower payments or access cash-out options. Their streamlined online application process typically funds loans in less than 30 days, with tools for rate comparison, pre-approval letters, and property evaluation to ensure clients get the best terms for their unique situation.

    Best for: RefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, homeowners refinancing for lower rates, buyers seeking fast loan approval, those wanting to compare multiple mortgage options
    What sets them apart
    • Loans are typically fully funded in less than 30 days with a streamlined, 100% online application and quick approval process.
    • Clients can shop and compare multiple mortgage offers before committing, ensuring they get the best terms rather than accepting the first quote.
    • Steve Alonso and Andrea Gutierrez lead a dedicated advisory team known for responsive, personalized service throughout the buying or refinancing journey.
    Mortgage BrokerHome Purchase LoansRefinancingFast FundingRate Comparison
    Phone(602) 570-6757
    Discount Mortgage Advisors
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Gilbert, AZ · 7 mi from Chandler
    Serves Gilbert and surrounding Phoenix metropolitan area, Arizona
    ★★★★★5.0(79 Google reviews)

    Kevin Quame is an independent mortgage broker based in Gilbert, AZ, specializing in residential home loans for borrowers across Arizona. With access to multiple lenders and loan programs, Kevin provides personalized mortgage solutions including conventional, FHA, VA, and jumbo loans. His easy online application process and direct client relationships help borrowers secure competitive rates and financing tailored to their specific needs.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, Veterans seeking VA loans, FHA loan applicants, Luxury home buyers, Refinancing borrowers
    What sets them apart
    • As an independent mortgage broker, Kevin has access to multiple lending partners, allowing him to shop rates and terms across different lenders to find the best fit for each borrower.
    • Kevin offers an easy and secure online loan application, making it convenient for borrowers to apply from home without in-person visits required.
    • Kevin specializes in conventional, FHA, VA, and jumbo loans, serving first-time homebuyers, veterans, and luxury home purchasers with varied financing needs.
    Mortgage BrokerHome LoansFHA LoansVA LoansGilbert
    Kevin Quame - Independent Mortgage Broker with Local Home Loans
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Mesa, AZ · 7 mi from Chandler
    Serves Phoenix metropolitan area, Arizona
    ★★★★★5.0(73 Google reviews)

    Carpenter Home Loans is a mortgage lender serving the Phoenix metro area with a focus on personalized service and fast pre-approval processes. Based in Mesa, they help borrowers navigate financing options for home purchases and refinances, working with multiple loan programs to match individual financial situations. Their team emphasizes direct communication and transparency throughout the lending process.

    Best for: RefinancingCompetitive Rates
    Ideal clients: First-time home buyers, Experienced homeowners refinancing, Self-employed borrowers, Those seeking faster pre-approval
    What sets them apart
    • Carpenter Home Loans specializes in quick pre-approval turnaround, helping borrowers move faster in competitive markets.
    • They work with various loan types to accommodate different financial profiles, including conventional, FHA, and refinancing options.
    • As a Mesa-based lender, they have deep knowledge of local market conditions and community lending practices.
    Mortgage LenderHome FinancingPre-ApprovalRefinancingMesa
    Carpenter Home Loans
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Gilbert, AZ · 4 mi from Chandler
    Serves Gilbert, Arizona and surrounding Phoenix metro areas
    ★★★★★5.0(70 Google reviews)

    Servando Rojas is a licensed mortgage loan officer (NMLS #1358595) with Direct Mortgage Loans, serving the Gilbert area since 2015. He specializes in home purchase mortgages, refinancing, and VA loans, offering personalized guidance through in-house processing and underwriting. Known for clear communication, patient client education, and responsive service, Servando helps first-time buyers, repeat homeowners, and VA borrowers navigate the mortgage process with confidence.

    Best for: VeteransRefinancing
    Ideal clients: First-time home buyers, VA loan borrowers, homeowners refinancing, repeat buyers seeking personalized service
    What sets them apart
    • Direct Mortgage Loans uses in-house processing and underwriting, eliminating middlemen and enabling faster loan decisions and personalized service.
    • Offers comprehensive VA loan guidance with dedicated resources and knowledge of VA-specific benefits, rates, and closing costs for military borrowers.
    • Servando takes time to explain each step of the process, answer questions thoroughly, and remains available outside standard hours to support clients.
    Mortgage LoansVA LoansHome RefinancingFirst-Time BuyersLocal Lender
    Phone(480) 375-5326
    Servando Rojas - Licensed Mortgage Loan Officer
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Gilbert, AZ · 7 mi from Chandler
    Serves Phoenix metropolitan area including Gilbert, Chandler, Mesa, Scottsdale, and surrounding communities
    ★★★★★5.0(70 Google reviews)

    Desert State Mortgage is an independent mortgage lender serving the Phoenix metropolitan area with personalized loan solutions for homebuyers and refinancing clients. Located in Gilbert, they specialize in helping borrowers navigate the mortgage process with direct access to multiple loan programs and competitive rates. Their team focuses on transparent communication and finding the right financing option for each client's unique situation.

    Best for: RefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, existing homeowners seeking refinancing, borrowers wanting personalized service from a local lender
    What sets them apart
    • As an independent mortgage company, Desert State Mortgage can access multiple lenders and loan programs to find competitive rates and terms tailored to your financial situation.
    • Based in Gilbert with deep knowledge of the Phoenix area real estate market and local lending landscape.
    Mortgage LenderHome FinancingRefinancingPhoenix AreaIndependent Lender
    Desert State Mortgage
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Chandler, AZ
    Serves Chandler, Arizona and surrounding Phoenix metropolitan area
    ★★★★★5.0(69 Google reviews)

    Epic Mortgage LLC, led by Joe Smith, is a mortgage lending company serving the greater Phoenix area with personalized loan solutions. They specialize in helping clients navigate the mortgage process with expert guidance and competitive rates. Epic Mortgage works with borrowers of all backgrounds to find financing options tailored to their specific situation.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, refinancing clients, self-employed borrowers, buyers seeking personalized loan guidance
    What sets them apart
    • Led by Joe Smith, Epic Mortgage provides direct access to decision-makers and personalized service rather than automated processing.
    • Based in Chandler with deep knowledge of the local real estate market and lending landscape across the greater Phoenix area.
    Mortgage LenderHome FinancingLoan OfficerPhoenix AreaPersonalized Service
    Phone(602) 741-4121
    Epic Mortgage LLC - Joe Smith
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Scottsdale, AZ · 19 mi from Chandler
    Serves Scottsdale, Phoenix, and surrounding Arizona communities
    ★★★★★4.9(520 Google reviews)

    Green Home Loans is a mortgage lender based in Scottsdale specializing in eco-friendly and conventional home financing. They help homebuyers and refinancers secure mortgages with a focus on sustainable properties and energy-efficient homes, offering personalized service and competitive rates. The team provides pre-approval, loan guidance, and access to multiple loan programs tailored to individual financial situations.

    Best for: RefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, environmentally conscious buyers, homeowners seeking refinancing, green property investors
    What sets them apart
    • Specializes in financing eco-friendly and energy-efficient homes, helping environmentally conscious buyers find loans aligned with green property standards.
    • Offers conventional mortgages, refinancing, and other loan programs with access to multiple lenders to ensure competitive rates and personalized solutions.
    • Scottsdale-based team provides direct, personalized service and deep knowledge of the Arizona real estate market.
    Mortgage LenderHome LoansRefinancingEco-Friendly Financing
    Green Home Loans
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Chandler, AZ
    Serves Chandler and greater Phoenix metropolitan area, Arizona
    ★★★★★5.0(55 Google reviews)

    Bryan Canar is a mortgage loan officer at Barrett Financial, a full-service mortgage lender serving Arizona homebuyers and refinancers. With access to multiple lenders and loan products, Bryan helps clients navigate purchase loans, refinancing, FHA loans, VA loans, and jumbo mortgages. Based in Chandler, he combines personalized service with competitive rates and fast pre-approval to make the home financing process straightforward.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, VA loan recipients, FHA borrowers, jumbo loan applicants, refinancing homeowners
    What sets them apart
    • Represents Barrett Financial's full lending network, providing clients with competitive options and better loan terms rather than being limited to a single lender.
    • Offers VA loans, FHA loans, jumbo mortgages, and refinancing options alongside conventional financing, ensuring solutions for diverse buyer profiles.
    • Streamlines the approval process to get qualified buyers pre-approved quickly, helping them move faster in competitive markets.
    Mortgage LoansHome FinancingRefinancingVA LoansFHA Loans
    Phone(480) 788-9049
    Bryan Canar | Mortgage Loan Officer / Barrett Financial | NMLS #1038745
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Phoenix, AZ · 22 mi from Chandler
    Serves Phoenix, Arizona and surrounding areas
    ★★★★★4.9(207 Google reviews)

    Orion Mortgage Corporation is a Phoenix-based mortgage lender offering comprehensive financing solutions for home purchases and refinancing. The team specializes in FHA loans, VA loans, conventional mortgages, and jumbo loans, working with borrowers of all credit profiles and financial situations. They provide personalized guidance through the entire mortgage process and pride themselves on competitive rates and efficient loan approval.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time home buyers, Veterans seeking VA loans, Borrowers needing FHA financing, Homeowners refinancing existing mortgages
    What sets them apart
    • Offers FHA, VA, conventional, jumbo, and other specialized loan programs to serve diverse borrower needs and financial profiles.
    • Streamlined approval process enables quick pre-qualification for serious home buyers ready to move forward with their purchase.
    • Based in Phoenix with in-depth knowledge of the local real estate market and Arizona lending requirements.
    Mortgage LenderHome FinancingRefinancingVA LoansFHA Loans
    Phone(602) 912-0222
    Orion Mortgage Corporation
    Updated 4/21/26Learn More →
    83
    Lantern
    Score
    Chandler, AZ
    Serves Chandler, Arizona and surrounding Phoenix metropolitan area
    ★★★★★5.0(49 Google reviews)

    John Z Home Loan Team is a mortgage lending service based in Chandler, Arizona, specializing in home loans for buyers and refinancing clients. Led by experienced loan officers, they work with borrowers to secure financing options tailored to individual needs and financial situations. The team is known for personalized service and helping clients navigate the home loan process from pre-approval through closing.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, VA loan borrowers, FHA loan applicants, homeowners seeking refinancing
    What sets them apart
    • The team works directly with borrowers to find mortgage programs that fit their specific financial situation, whether they're first-time homebuyers or refinancing existing mortgages.
    • They offer access to various loan types including FHA loans, VA loans, and conventional financing, providing flexibility for different buyer profiles.
    Mortgage LoansHome FinancingRefinancingFHA LoansVA Loans
    Phone(602) 402-7773
    John Z Home Loan Team
    Updated 4/21/26Learn More →
    83
    Lantern
    Score
    Chandler, AZ
    Serves Chandler, Arizona and Greater Phoenix metropolitan area
    ★★★★★5.0(47 Google reviews)

    Jay Erickson at MyCityLender, powered by Barrett Financial Group, is a mortgage lender serving the Greater Phoenix area with personalized home financing solutions. Specializing in conventional, FHA, VA, and jumbo loans, Jay helps first-time homebuyers, refinancers, and experienced investors navigate the lending process with transparent guidance and competitive rates. With deep local market expertise and access to multiple lending programs, MyCityLender makes mortgage approval faster and more straightforward.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, VA loan borrowers, FHA loan applicants, refinancers, jumbo loan seekers
    What sets them apart
    • Powered by Barrett Financial Group, Jay connects clients with multiple lending programs and competitive rates rather than being limited to a single lender.
    • Offers VA loans, FHA loans, jumbo loans, and conventional financing, plus refinancing options to serve diverse borrower needs.
    • Based in Chandler with deep knowledge of the Greater Phoenix real estate market and community lending landscape.
    Mortgage LenderHome LoansVA LoansFHA LoansRefinancing
    Phone(480) 216-9440
    Jay Erickson - MyCityLender - Powered by Barrett Financial Group
    Updated 4/21/26Learn More →
    83
    Lantern
    Score
    Scottsdale, AZ · 16 mi from Chandler
    Serves Scottsdale, Prescott, Flagstaff, and greater Arizona
    ★★★★★5.0(44 Google reviews)

    Arizona Lending Group is a Scottsdale-based mortgage broker specializing in home purchases and refinances for borrowers of all types, including first-time homebuyers. They offer conventional, VA, FHA, USDA, and jumbo loans with industry-leading speed—closing loans in 20 days or less with a 98% on-time closing rate. Their differentiators include covering appraisal costs up to $600, a rate-match guarantee, extended hours (7am-9pm daily), and access to a vast network of lender-partners to find the best loan fit for each client's financial situation.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, VA loan borrowers, FHA loan borrowers, refinancers, jumbo loan buyers
    What sets them apart
    • If you find a better mortgage rate from a competitor, Arizona Lending Group will beat it.
    • Average 20-day closing with 98% on-time rate; they cover appraisal costs up to $600 upfront, no questions asked.
    • Open 7am-9pm every day, including weekends and holidays, with convenient offices in Scottsdale, Prescott, and Flagstaff.
    Mortgage BrokerHome LoansFast ClosingVA LoansFirst-Time Buyers
    Phone(480) 788-2541
    Arizona Lending Group
    Updated 4/21/26Learn More →
    82
    Lantern
    Score
    Phoenix, AZ · 23 mi from Chandler
    Serves Phoenix, AZ and surrounding Greater Phoenix metropolitan area
    ★★★★★5.0(32 Google reviews)

    Arizona Home Loan is a Phoenix-based mortgage broker founded by Robert W. Schreyer, a 25+ year industry veteran, offering personalized home loan solutions for first-time buyers, refinancing, and investment properties. The firm specializes in purchase pre-approvals, refinance analysis, and access to multiple loan programs with competitive rates, backed by deep local market expertise and a commitment to personalized service that goes beyond credit scores.

    Best for: RefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, homeowners seeking refinancing, real estate investors, borrowers prioritizing personalized service over automated processes
    What sets them apart
    • Led by Robert W. Schreyer, CRMO (NMLS #502337), an Arizona native with over 25 years in the mortgage industry and a track record of building trusted client relationships.
    • Deep understanding of Arizona's real estate market nuances allows Arizona Home Loan to offer tailored loan solutions specific to regional needs and conditions.
    • Access to diverse loan options and programs with emphasis on finding the best fit for each client's unique financial goals rather than one-size-fits-all solutions.
    Mortgage BrokerHome LoansLocal ExpertisePersonalized ServiceArizona Native
    Phone(833) 929-5626
    Arizona Home Loan
    Updated 4/21/26Learn More →
    82
    Lantern
    Score
    Gilbert, AZ · 7 mi from Chandler
    Serves Gilbert, Arizona and surrounding Phoenix metro area; Licensed in all 50 states
    ★★★★★5.0(480 Google reviews)

    HOUSED Home Loans, led by Jeremy House and Pete Marthaler, is an Arizona mortgage lender with 15+ years of experience offering a comprehensive range of home loan products including VA, FHA, Conventional, JUMBO, USDA, Construction, Bank Statement, DSCR, and renovation financing. Available 7 days a week, the team provides accurate pre-qualifications within 24 hours and specializes in helping first-time homebuyers, military veterans, self-employed borrowers, and refinancers navigate the mortgage process with transparent rates and on-time closings.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, Military veterans and VA loan applicants, Self-employed borrowers, Refinance seekers, Out-of-state buyers
    What sets them apart
    • Offers one of the widest varieties of home loan products in the industry, including niche programs like Bank Statement, DSCR, Asset Depletion, and Down Payment Assistance programs.
    • Combined 33+ years of loan origination experience among team members, providing expert guidance through the mortgage process.
    • Delivers accurate home loan qualifications within 24 hours and maintains 7-day-a-week availability for client support and communication.
    VA LoansFHA LoansMortgage RefinancingArizona LenderFast Closing
    Phone(602) 435-2149
    Jeremy House
    Updated 4/21/26Learn More →
    81
    Lantern
    Score
    Scottsdale, AZ · 15 mi from Chandler
    Serves Scottsdale, Phoenix, and greater Phoenix metropolitan area
    ★★★★★5.0(148 Google reviews)

    Modern Home Lending is an independent mortgage lender in Scottsdale specializing in residential home loans for purchase and refinance. They offer personalized loan guidance, multiple loan program options, and fast pre-approval processes to help borrowers navigate the mortgage process with transparency and expertise.

    Best for: RefinancingCompetitive Rates
    Ideal clients: Home buyers seeking competitive mortgage rates, homeowners refinancing existing mortgages, first-time home buyers wanting personalized guidance
    What sets them apart
    • As an independent mortgage lender, Modern Home Lending works with multiple lenders and loan programs, giving borrowers more options compared to single-source lenders.
    • They offer streamlined pre-approval to help borrowers get competitive offers quickly and move forward with confidence in their home purchase or refinance.
    Mortgage LenderHome LoansRefinancingPre-ApprovalScottsdale
    Modern Home Lending
    Updated 4/21/26Learn More →
    80
    Lantern
    Score
    Phoenix, AZ · 10 mi from Chandler
    Serves Phoenix and surrounding Maricopa County areas
    ★★★★★5.0(63 Google reviews)

    AZ Financial, LLC is a finance and banking service provider based in Phoenix that offers comprehensive financial solutions to individuals and businesses. With a strong local presence and highly-rated service, they specialize in helping clients navigate banking, lending, and financial planning needs with personalized guidance.

    Ideal clients: Phoenix residents seeking personalized banking, small business owners, those refinancing or applying for loans
    What sets them apart
    • AZ Financial brings localized knowledge of Arizona's financial landscape and community-focused service rather than big-bank impersonal treatment.
    • Offers multiple financial services under one roof, making it convenient for clients managing all their banking and lending needs in one place.
    BankingFinancial ServicesLendingPhoenix Finance
    AZ Financial, LLC
    Updated 4/21/26Learn More →
    80
    Lantern
    Score
    Phoenix, AZ · 8 mi from Chandler
    Serves Phoenix, Arizona and surrounding communities
    ★★★★★5.0(44 Google reviews)

    Arizona Valley Lending is a mortgage lender serving Phoenix and surrounding areas, offering a range of loan programs including VA loans, FHA loans, jumbo loans, and refinancing options. The team focuses on fast pre-approval processes and provides access to multiple lenders to help borrowers find competitive rates tailored to their financial situation.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time home buyers, VA loan applicants, FHA loan borrowers, homeowners seeking refinancing, jumbo loan buyers
    What sets them apart
    • Arizona Valley Lending specializes in expedited pre-approval processes to help borrowers move quickly in competitive markets.
    • Offers VA loans, FHA loans, jumbo loans, and refinancing options to serve diverse borrower needs and financial situations.
    • Partners with multiple lenders to provide borrowers with competitive rate options and personalized loan solutions.
    Mortgage LenderVA LoansFHA LoansFast Pre-ApprovalRefinancing
    Phone(877) 249-4195
    Arizona Valley Lending
    Updated 4/21/26Learn More →

    Frequently Asked Questions

    Who is the top-ranked mortgage broker in Chandler, AZ?

    Geneva Financial Home Loans is the top-ranked mortgage broker in Chandler with a Lantern Score of 85.86/100 and 5★ rating from 3,701 reviews. They operate in 49 states and specialize in conventional loans, VA loans, refinancing, and programs for self-employed borrowers and physicians.

    Which mortgage brokers specialize in VA loans for military veterans in Chandler?

    Several top-ranked options include Joey Mathews at The VA Loan Nerd (Lantern Score: 84.74/100), who specializes exclusively in VA home loans for military families, and Agave Home Loans (Lantern Score: 85.83/100), which offers VA loans and is particularly noted for serving veterans and active-duty service members. Both have 5★ ratings.

    What mortgage options are available for first-time homebuyers in Chandler?

    Multiple top-ranked brokers serve first-time homebuyers, including Geneva Financial Home Loans (Lantern Score: 85.86/100), Agave Home Loans (85.83/100), Federal First Lending (85.56/100), and Home1st Financial Inc (85.54/100). All offer conventional, FHA, and VA loan options tailored to new homebuyers.

    Who can help with refinancing and cash-out options in Chandler?

    Agave Home Loans (Lantern Score: 85.83/100) specializes in refinancing and cash-out options with flexible programs, and Road to Home Mortgage, LLC (85.49/100) offers both traditional refinancing and cash-out solutions for Arizona residents. Both are 5★-rated and local to the Phoenix area.

    Which mortgage brokers work with self-employed borrowers and non-traditional income?

    Geneva Financial Home Loans (Lantern Score: 85.86/100) offers specialized programs for self-employed borrowers and physicians, while Home Loans by Paige (85.12/100) specializes in borrowers with non-traditional credit or income. Both are highly rated and shop multiple lenders for competitive options.

    Are there mortgage brokers in Chandler open on weekends?

    None of the 30 mortgage brokers in Chandler, AZ currently operate on weekends. However, most offer fast pre-approval processes and streamlined service during weekday hours—consider contacting Geneva Financial (85.86/100) or Agave Home Loans (85.83/100) to discuss your timeline needs.

    This directory of mortgage brokers local businesses serving Chandler, AZ is maintained by Lantern. Rankings are determined by the Lantern Score — not advertising or payment for placement. Learn how it works. Last updated April 21, 2026. To claim or update a listing, contact us.