Best Mortgage Brokers in Birmingham, Alabama

    Areas served: Birmingham, AL and surrounding Jefferson and Shelby counties

    30 local businessesRanked by Lantern Score — a measure of reputation and business quality. We don't accept payment for placement.
    Updated April 16, 2026

    Birmingham's mortgage landscape reflects the city's diverse housing market, from historic neighborhoods like Highland Park and Forest Park to newer developments in Hoover and Vestavia Hills. Local mortgage brokers serve borrowers across Jefferson and Shelby counties, navigating Alabama's specific lending regulations and connecting clients with loan products suited to the region's median home prices and economic conditions. This directory provides detailed profiles of licensed mortgage professionals serving the Birmingham metropolitan area, evaluated on their lender networks, loan program access, and track record with local real estate transactions.

    Show businesses best for:
    86
    Lantern
    Score
    Birmingham, AL
    Serves Birmingham, Alabama and surrounding areas
    ★★★★★5.0(631 Google reviews)

    MortgageBanc is a Birmingham-based branch of Fairway Independent Mortgage Corporation offering a full range of home financing solutions including purchase loans, refinancing, and construction financing. Led by experienced Branch Manager Trent Kuykendall and a team of 17+ licensed loan officers, they specialize in finding competitive rates and loan terms tailored to individual borrower needs. Their mortgage professionals guide clients through the entire loan process from application to closing, combining national lending resources with personalized local service.

    Best for: RefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, existing homeowners refinancing, home builders, borrowers seeking competitive rates and personalized loan guidance
    What sets them apart
    • Led by Branch Manager Trent Kuykendall with 17+ licensed loan officers dedicated to finding the right loan product for each borrower's specific situation.
    • Offers purchase loans, refinancing, and construction financing options to meet diverse homeownership and home financing needs.
    • Combines the backing and resources of Fairway Independent Mortgage Corporation with personalized, hometown-level customer service and attention.
    Mortgage LoansHome FinancingRefinancingLoan OfficersBirmingham AL
    Phone(205) 986-4220
    MortgageBanc | Fairway Independent Mortgage Corporation
    Updated 4/16/26Learn More →
    86
    Lantern
    Score
    Birmingham, AL
    Serves Birmingham, AL and surrounding areas in Alabama and Georgia
    ★★★★★5.0(390 Google reviews)

    FirstBank Mortgage is a local mortgage lender in Birmingham, AL offering home loans, refinancing, and personalized lending solutions. With a team of experienced loan officers at the Colonnade Parkway branch, they guide borrowers through the application and closing process with accessible service and clear communication. They serve first-time homebuyers, existing homeowners seeking refinancing, and real estate professionals throughout the region.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, homeowners seeking refinancing, real estate agents and their clients, borrowers seeking personalized guidance
    What sets them apart
    • Team of mortgage bankers available at the Birmingham branch who provide personalized guidance from application through closing and are known for responsiveness and accessibility.
    • Offers tailored lending solutions including first-time homebuyer programs, refinancing options, and employer advantage programs to meet diverse borrowing needs.
    • Streamlined online application tools and quick loan processing make the mortgage experience efficient and straightforward from start to finish.
    Mortgage LoansRefinancingHome FinancingLoan OfficersFirst-Time Homebuyers
    Phone(800) 200-6462
    FirstBank Mortgage
    Updated 4/16/26Learn More →
    85
    Lantern
    Score
    Birmingham, AL
    Serves Birmingham, Alabama and surrounding areas
    ★★★★★5.0(174 Google reviews)

    Assurance Financial Birmingham is a full-service mortgage lender offering home purchase loans, refinancing, construction financing, and equity-based lending. Led by Branch Manager Eric Kelly and a team of knowledgeable loan officers, they specialize in first-time buyer programs, VA loans, FHA loans, jumbo loans, and construction loans. The branch provides personalized service with fast pre-qualification, competitive rates, and on-time closings throughout the Birmingham area and beyond.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, veterans and active military, homeowners refinancing for better rates, borrowers building new homes, buyers needing construction financing
    What sets them apart
    • Offers VA loans, FHA loans, jumbo loans, construction loans, USDA RD loans, and non-qualified options to serve borrowers with varying financial situations and credit profiles.
    • Features dedicated loan officers including Branch Manager Eric Kelly and six additional NMLS-licensed professionals who provide personalized guidance through the entire loan process.
    • Handles the entire loan process in-house, enabling faster turnarounds, clear communication, and on-time closings without relying on external processors.
    Home LoansRefinancingFirst-Time BuyersVA LoansConstruction Loans
    Phone(205) 776-8400
    Assurance Financial - Birmingham
    Updated 4/16/26Learn More →
    85
    Lantern
    Score
    Birmingham, AL
    Serves Birmingham, Alabama and surrounding areas
    ★★★★★5.0(155 Google reviews)

    Classic Home Mortgage, Inc. is a mortgage broker in Birmingham, AL founded in 2009 by Erin Tatum, who built the company to prioritize customer service and streamlined processes. They specialize in home purchase mortgages and refinancing, offering expert guidance through the entire loan process with decades of combined industry experience. Their focus is on clear communication, on-time closings, and earning customer trust through reliable, personalized service.

    Best for: Refinancing
    Ideal clients: First-time home buyers, refinancing borrowers, homebuyers seeking personalized service and clear communication
    What sets them apart
    • Classic Home Mortgage emphasizes keeping closings on schedule with minimal errors through a structured, planned approach that keeps clients on track to homeownership.
    • Founded on the principle of simplifying the mortgage process and putting customers first, with a focus on clear communication and professional guidance throughout.
    • The team brings decades of combined mortgage industry experience to help clients navigate loan options and answer questions about new purchases or refinancing.
    Mortgage BrokersHome LoansRefinancingBirmingham ALCustomer Service
    Phone(205) 444-5866
    Classic Home Mortgage, Inc.
    Updated 4/16/26Learn More →
    85
    Lantern
    Score
    Birmingham, AL
    Serves Birmingham, Alabama and surrounding areas
    ★★★★★5.0(151 Google reviews)

    Scott Stearns is a loan officer with Fairway Independent Mortgage Company in Birmingham, AL, specializing in a full range of mortgage products including conventional loans, FHA mortgages, VA loans, jumbo loans, construction loans, refinancing, and more. With NMLS# 196916 and Alabama license #51219, Scott helps homebuyers, builders, and refinancing clients navigate the mortgage process from application through closing. Fairway offers competitive rates, personalized loan solutions, and additional financing options including home improvement loans and debt consolidation through their LightStream partnership.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, military veterans seeking VA loans, construction borrowers, physicians, refinancing clients, jumbo loan applicants
    What sets them apart
    • Offers construction loans, physician loans, USDA mortgages, VA loans, jumbo loans, adjustable-rate and fixed-rate options, renovation loans, and reverse mortgages — not just standard conventional financing.
    • Provides mortgage calculators, pre-qualification tools, and dedicated support throughout the entire loan process from application to closing and beyond.
    • Connects clients with LightStream financing for home improvement loans and debt consolidation, expanding beyond traditional mortgage services.
    Mortgage LoansHome FinancingRefinancingVA LoansFHA Loans
    Phone(205) 908-6993
    Scott Stearns | MortgageBanc Loan Officer
    Updated 4/16/26Learn More →
    85
    Lantern
    Score
    Birmingham, AL
    Serves Alabama, including Birmingham, Albertville, Homewood, and surrounding areas
    ★★★★★5.0(148 Google reviews)

    First Lenders Mortgage Corporation is an independent mortgage lender founded in 1988 serving Alabama homebuyers and refinancers from offices in Birmingham, Albertville, and Homewood. They specialize in a full range of mortgage products including conventional fixed-rate loans, FHA loans for first-time and lower-credit buyers, VA loans for veterans and active-duty military, USDA rural loans, investment property financing, and refinancing options. The company is known for personalized service, fast loan processing, and experienced loan officers who guide clients through every step of the purchase or refinance process.

    Best for: First-Time HomebuyersVeteransRefinancing
    Ideal clients: First-time homebuyers, veterans and active-duty military, rural homebuyers with limited down payments, real estate investors, homeowners seeking to refinance, borrowers with lower credit scores
    What sets them apart
    • Offers conventional, FHA, VA, USDA, investment property, and refinancing options with multiple programs designed for first-time buyers, veterans, rural homebuyers, and investors.
    • Founded in 1988 with multiple offices across Alabama, First Lenders provides personalized service and deep market expertise rather than impersonal national processing.
    • Known for accessible, knowledgeable loan officers (including Jody Brant, Pamela, and Judy) who provide detailed guidance, fast processing, and continuous communication from prequalification through closing.
    Mortgage LenderFirst-Time HomebuyersVA LoansRefinancingAlabama
    First Lenders Mortgage Corporation
    Updated 4/16/26Learn More →
    85
    Lantern
    Score
    Vestavia Hills, AL · 8 mi from Birmingham
    Serves Alabama, with primary service in Birmingham and Vestavia Hills
    ★★★★★5.0(122 Google reviews)

    Method Mortgage is a locally owned mortgage lender in Vestavia Hills serving Alabama homebuyers and refinancers. Led by owners Adam Stoffregen, Craig Tindall, Jeff Henderson, and Roger Steur, the team provides personalized guidance through the mortgage process with a focus on clear communication and expert support. They offer purchase mortgages, refinancing, FHA loans, VA loans, jumbo loans, and fixed-rate options, with loan officers ready to walk clients through every step.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, military veterans seeking VA loans, homeowners refinancing for savings, jumbo loan borrowers
    What sets them apart
    • Independent mortgage lender owned by four local partners who prioritize clear communication and make clients feel supported throughout the entire process.
    • Offers purchase loans, refinancing, FHA, VA, jumbo, and adjustable-rate mortgages with flexible terms (15, 20, or 30 years).
    • Team reaches out to existing clients with refinancing opportunities and provides transparent tools like mortgage calculators and rent-vs.-buy comparisons.
    Mortgage LenderRefinancingVA LoansFHA LoansHome Financing
    Phone(205) 705-1650
    Method Mortgage
    Updated 4/16/26Learn More →
    85
    Lantern
    Score
    Birmingham, AL
    Serves Birmingham, Alabama and surrounding areas
    ★★★★★5.0(108 Google reviews)

    First Federal Mortgage is a Birmingham-based mortgage lender specializing in home financing with a team of experienced loan originators. Led by mortgage professionals with 20–40+ years of industry experience, they offer personalized loan services to help homebuyers achieve home ownership. Their team includes NMLS-licensed loan officers who handle underwriting, processing, and origination to streamline the mortgage process.

    Ideal clients: First-time homebuyers, local buyers seeking personalized service, homeowners looking for experienced loan originators
    What sets them apart
    • The team includes loan originators with 20–40+ years of mortgage industry experience, including underwriting and processing backgrounds, ensuring knowledgeable guidance through the loan process.
    • Direct access to individual NMLS-licensed loan officers who prioritize making the loan process streamlined and convenient for homebuyers.
    • Birmingham-based mortgage specialists with deep community ties and understanding of local real estate market conditions.
    Mortgage LenderHome LoansLocal SpecialistsExperienced Team
    Phone(205) 969-3334
    Website1stfed.com
    First Federal Mortgage
    Updated 4/16/26Learn More →
    85
    Lantern
    Score
    Birmingham, AL
    Serves Birmingham, AL and surrounding areas; licensed in AL, FL, GA, TN
    ★★★★★5.0(97 Google reviews)

    Kevin Bader is a mortgage loan officer with Fairway, a national mortgage lender, serving Birmingham, AL and surrounding areas. He specializes in helping borrowers navigate the mortgage process from application through closing, offering a wide range of loan products including conventional, FHA, VA, USDA, jumbo, construction, and refinance loans. Kevin is licensed in multiple states (AL, FL, GA, TN) and provides personalized guidance to find the right loan terms and rates for each client's specific financial situation.

    Best for: VeteransRefinancingLuxury Homes
    Ideal clients: First-time home buyers, military borrowers seeking VA loans, borrowers refinancing existing mortgages, jumbo loan applicants, construction and renovation financing
    What sets them apart
    • Offers conventional, FHA, VA, USDA, jumbo, construction, renovation, and reverse mortgage loans to meet diverse borrower needs.
    • Licensed in Alabama, Florida, Georgia, and Tennessee, allowing service to a broader regional market.
    • Provides support through the entire mortgage process from pre-qualification and application through closing, plus access to online calculators and educational resources.
    Mortgage LoansFairway Loan OfficerHome FinancingRefinancingVA Loans
    Phone(205) 789-9571
    Kevin Bader | MortgageBanc Loan Officer
    Updated 4/16/26Learn More →
    85
    Lantern
    Score
    Homewood, AL · 3 mi from Birmingham
    Serves Birmingham and Homewood, Alabama; Tuscaloosa, Mobile, Alabama; Chattanooga, Tennessee; Savannah, Georgia; Miami, Destin, and Rosemary Beach, Florida
    ★★★★★5.0(96 Google reviews)

    Ransom Kelly at Assurance Financial is a mortgage lender serving Alabama, Georgia, Florida, and Tennessee. They specialize in home purchase loans, refinancing, cash-out refinances, and home equity solutions with a streamlined qualification process designed for fast funding. Their service includes rate comparisons, property evaluations, and personalized quotes to help homeowners find the right mortgage solution without relying on large banks.

    Best for: Refinancing
    Ideal clients: Homebuyers seeking fast qualification, homeowners refinancing existing mortgages, buyers wanting rate comparisons, those pursuing cash-out refinances for home improvement or investment
    What sets them apart
    • Offers expedited loan qualification and funding when homeowners need it quickly, with a simplified process designed for speed.
    • Provides custom rate comparisons and property evaluations to help clients understand all their options before committing to a mortgage.
    • Offers home purchase loans, refinances, cash-out refinances, and home equity options tailored to individual financial goals.
    Mortgage LenderHome PurchaseRefinancingFast FundingRate Quotes
    Phone(205) 605-8027
    Ransom Kelly - Assurance Financial
    Updated 4/16/26Learn More →
    85
    Lantern
    Score
    Birmingham, AL
    Serves Birmingham, Alabama and surrounding areas
    ★★★★★5.0(96 Google reviews)

    Clint Curtis Thompson is a Loan Advisor with Fairway Home Mortgage/MortgageBanc, specializing in residential mortgage lending for homebuyers and refinancing clients in the Birmingham area. With access to multiple lending programs and a commitment to personalized service, Clint helps borrowers navigate the mortgage process from pre-approval through closing. His experience and local presence make him a trusted resource for first-time buyers, existing homeowners refinancing, and those seeking competitive rates.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, VA loan borrowers, FHA loan applicants, homeowners refinancing, buyers seeking fast pre-approval
    What sets them apart
    • Works with MortgageBanc to offer a range of loan options including FHA, VA, and conventional mortgages to fit different borrower profiles.
    • Based in Birmingham with direct local contact, providing personalized service and community knowledge for the home buying and refinancing process.
    Mortgage LendingHome LoansRefinancingPre-ApprovalFHA & VA Loans
    Phone(205) 719-0626
    Clint Curtis Thompson | Fairway Home Mortgage/MortgageBanc- Loan Advisor
    Updated 4/16/26Learn More →
    85
    Lantern
    Score
    Birmingham, AL
    Serves Birmingham, Alabama and surrounding communities
    ★★★★★5.0(94 Google reviews)

    Eric Kelly at Assurance Financial is a mortgage loan officer serving Birmingham and surrounding areas with personalized home financing solutions. With a 5-star rating, Eric specializes in helping clients secure competitive mortgage rates and navigate the loan approval process with expert guidance. He works with multiple loan programs to match borrowers with the best options for their financial situation.

    Best for: RefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, Existing homeowners seeking refinancing, Self-employed borrowers, Buyers with complex financial situations
    What sets them apart
    • Eric Kelly maintains exceptional customer satisfaction, with clients praising his responsiveness and expertise throughout the loan process.
    • Access to various mortgage products allows Eric to match borrowers with loans suited to their specific financial circumstances and goals.
    • Based in Birmingham, Eric understands the local real estate market and works to streamline the financing process for area homebuyers and refinancers.
    Mortgage LoansHome FinancingLoan OfficerRefinancingPre-Approval
    Phone(205) 542-2327
    Eric Kelly- Assurance Financial
    Updated 4/16/26Learn More →
    85
    Lantern
    Score
    Birmingham, AL
    Serves Birmingham, Alabama and surrounding areas
    ★★★★★5.0(89 Google reviews)

    Integrity Mortgage Brokers, LLC is a locally-owned mortgage brokerage serving the Birmingham area with access to multiple lenders and loan programs. They specialize in helping borrowers find competitive rates and terms tailored to their financial situation, whether you're a first-time homebuyer, refinancing an existing mortgage, or seeking specialized loan products like VA or FHA loans. Their team works to simplify the mortgage process and connect clients with the right lending solutions.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive Rates
    Ideal clients: First-time home buyers, Veterans using VA loans, FHA loan borrowers, Homeowners refinancing, Self-employed borrowers
    What sets them apart
    • As a mortgage broker, they work with numerous lenders to compare rates and terms, giving you more options than a single bank would offer.
    • They assist with VA loans, FHA loans, conventional mortgages, and refinancing options to match different financial profiles and homebuying situations.
    • Based in Birmingham with deep knowledge of the local real estate market and lending landscape.
    Mortgage BrokerHome LoansRefinancingVA LoansFHA Loans
    Phone(205) 616-6756
    Integrity Mortgage Brokers, LLC
    Updated 4/16/26Learn More →
    84
    Lantern
    Score
    Birmingham, AL
    Serves Birmingham, Alabama and surrounding areas
    ★★★★★5.0(88 Google reviews)

    Scott D McFadden is a mortgage loan officer with MortgageBanc serving the Birmingham, Alabama area. He specializes in helping borrowers secure financing for home purchases and refinancing, offering personalized guidance through the mortgage application process. With extensive experience and a strong track record of client satisfaction, Scott works to match borrowers with loan programs that fit their financial situation and goals.

    Best for: Refinancing
    Ideal clients: Home buyers, Refinancing applicants, First-time homebuyers, Self-employed borrowers
    What sets them apart
    • Scott takes time to understand each borrower's financial situation and matches them with appropriate loan programs rather than a one-size-fits-all approach.
    • As a Birmingham-based loan officer, Scott has deep knowledge of local real estate market conditions and understands the needs of Alabama homebuyers.
    Mortgage LoansHome FinancingRefinancingPurchase LoansLoan Officer
    Phone(205) 903-8374
    Scott D McFadden | MortgageBanc Loan Officer
    Updated 4/16/26Learn More →
    83
    Lantern
    Score
    Vestavia Hills, AL · 6 mi from Birmingham
    Serves Vestavia Hills, Birmingham, and surrounding Alabama communities
    ★★★★★4.9(180 Google reviews)

    Union Home Mortgage is a local mortgage lender serving the Vestavia Hills area with a wide range of home financing solutions. They offer conventional loans, FHA loans, VA loans, jumbo loans, and refinancing options tailored to different borrower needs and financial situations. With a dedicated local team at their Crosshaven Drive location, they provide personalized service and competitive rates to help homebuyers and current homeowners achieve their real estate goals.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, Veterans seeking VA loans, Borrowers needing jumbo financing, Homeowners exploring refinancing options
    What sets them apart
    • Offers conventional, FHA, VA, and jumbo loans, plus refinancing options to serve a wide range of borrower profiles and financial situations.
    • Vestavia Hills-based team provides direct, relationship-focused mortgage guidance rather than a remote call center experience.
    • Combines market-competitive mortgage rates with streamlined underwriting to move loans through approval quickly.
    Mortgage LenderHome LoansRefinancingFHA LoansVA Loans
    Phone(205) 732-7204
    Websiteuhm.com
    Union Home Mortgage
    Updated 4/16/26Learn More →
    83
    Lantern
    Score
    Birmingham, AL
    Serves Birmingham, Alabama and surrounding areas
    ★★★★★4.9(130 Google reviews)

    McGowin-King Mortgage is a locally-owned mortgage lender serving the Birmingham area and beyond. They specialize in helping borrowers secure financing for home purchases and refinancing, offering personalized service from experienced loan officers who understand the local real estate market. Their focus on customer relationships and competitive rates makes them a trusted choice for homebuyers at all stages.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, Current homeowners seeking refinancing, Buyers in the Birmingham area
    What sets them apart
    • McGowin-King is an independent mortgage lender based in Birmingham with deep community roots and knowledge of the local real estate market.
    • Their team provides personalized guidance through the mortgage process, offering competitive rates and flexible loan programs tailored to individual borrower needs.
    • They offer both purchase financing and refinancing options to help borrowers achieve their homeownership goals.
    Mortgage LenderHome LoansRefinancingLocal LenderBirmingham
    Phone(205) 879-7775
    McGowin-King Mortgage, LLC
    Updated 4/16/26Learn More →
    83
    Lantern
    Score
    Birmingham, AL
    Serves Birmingham, Alabama and surrounding areas
    ★★★★★5.0(42 Google reviews)

    Allen Mortgage, led by Pritchard Allen, is a mortgage brokerage serving the Birmingham area with personalized home financing solutions. They specialize in helping clients navigate the mortgage process with expert guidance and access to multiple loan programs. Whether you're a first-time homebuyer or refinancing an existing mortgage, Allen Mortgage works to match you with the right loan product for your financial situation.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, homeowners refinancing, VA loan applicants, FHA loan seekers
    What sets them apart
    • Pritchard Allen provides direct, personalized service rather than automated processes, helping clients understand their loan options and navigate the mortgage process.
    • Access to various loan products including FHA, VA, and conventional options to match different buyer profiles and financial situations.
    Mortgage BrokerHome LoansRefinancingFirst-Time BuyersBirmingham
    Phone(205) 306-0104
    Pritchard Allen, Allen Mortgage
    Updated 4/16/26Learn More →
    83
    Lantern
    Score
    Mountain Brook, AL · 3 mi from Birmingham
    Serves Mountain Brook, AL and surrounding areas
    ★★★★★5.0(38 Google reviews)

    Guild Mortgage - Adam Snable is a mortgage lending office in Mountain Brook providing home financing solutions for buyers and refinancing clients. Adam Snable and his team offer personalized mortgage services including conventional loans, FHA loans, VA loans, and jumbo mortgages tailored to various financial situations. With access to multiple lending products and a focus on customer service, they help homebuyers and refinancing clients navigate the mortgage process efficiently.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, Refinancing clients, VA loan borrowers, Jumbo mortgage buyers
    What sets them apart
    • Offers conventional, FHA, VA, and jumbo loan options to fit different borrower profiles and financial situations.
    • Adam Snable works directly with clients to understand their needs and guide them through the mortgage process with clarity and support.
    Mortgage LendingHome FinancingLoan OfficerRefinancing
    Phone(205) 370-9231
    Guild Mortgage - Adam Snable
    Updated 4/16/26Learn More →
    83
    Lantern
    Score
    Vestavia Hills, AL · 6 mi from Birmingham
    Serves Vestavia Hills, Birmingham, Alabama and surrounding areas
    ★★★★★5.0(34 Google reviews)

    4C Mortgage, Inc. is a mortgage lending company based in Vestavia Hills, Alabama, serving the Birmingham area and beyond. They specialize in residential mortgage financing, offering a range of loan products and personalized service to help borrowers secure home financing. With a strong local presence and established reputation, they work directly with clients to navigate the mortgage process and find suitable loan solutions.

    Ideal clients: First-time homebuyers, refinancing borrowers, local Alabama residents seeking personalized mortgage service
    What sets them apart
    • 4C Mortgage operates as an independent mortgage company with deep roots in the Vestavia Hills community, providing personalized service and local expertise.
    • They work directly with borrowers throughout the mortgage process, offering guidance and support tailored to individual financial situations.
    Mortgage LendingHome FinancingLoan ServicesLocal Lender
    Phone(205) 259-1656
    4C Mortgage, Inc.
    Updated 4/16/26Learn More →
    82
    Lantern
    Score
    Birmingham, AL
    Serves Birmingham, Alabama and surrounding areas
    ★★★★★4.9(66 Google reviews)

    Acrisure Mortgage, LLC is a mortgage lender serving the Birmingham, AL area and beyond, offering a range of home loan solutions including conventional, FHA, VA, and jumbo mortgages. With a focus on fast pre-approval processes and competitive rates, they work with borrowers at all stages—from first-time homebuyers to those refinancing existing mortgages. Their team provides personalized guidance to help clients navigate the mortgage process efficiently.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, VA loan borrowers, homeowners refinancing, jumbo loan seekers
    What sets them apart
    • Acrisure Mortgage specializes in streamlined pre-approval to help homebuyers move quickly in competitive markets.
    • Offers conventional, FHA, VA, and jumbo loan options to serve diverse borrower needs and financial situations.
    • Helps existing homeowners explore refinancing opportunities to potentially lower rates or access equity.
    Mortgage LenderHome LoansFast Pre-ApprovalVA LoansRefinancing
    Phone(866) 413-2563
    Acrisure Mortgage, LLC
    Updated 4/16/26Learn More →
    82
    Lantern
    Score
    Birmingham, AL
    Serves Birmingham, Alabama and surrounding areas
    ★★★★★5.0(25 Google reviews)

    Ian J Mills is a loan officer with MortgageBanc, a mortgage brokerage, serving the Birmingham, AL area. He specializes in helping clients navigate the mortgage process, from pre-approval through closing, with access to multiple lending products and competitive rates. With extensive experience in residential financing, Ian works with first-time homebuyers, refinancing customers, and borrowers with varying credit profiles to find the right loan solution for their situation.

    Best for: RefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, existing homeowners refinancing, borrowers seeking competitive rates and multiple loan options
    What sets them apart
    • Access to multiple lenders and loan programs through MortgageBanc, providing competitive rates and flexible options rather than a single lender's products.
    • Established loan officer serving the Birmingham market with deep knowledge of local real estate and financing needs.
    Mortgage LoansHome FinancingLoan OfficerPre-ApprovalRefinancing
    Phone(205) 986-4236
    Ian J Mills | MortgageBanc Loan Officer
    Updated 4/16/26Learn More →
    81
    Lantern
    Score
    Birmingham, AL
    Serves Birmingham, Alabama and surrounding areas
    ★★★★★5.0(22 Google reviews)

    Adam Coe is a mortgage loan officer with Regions Bank in Birmingham, AL, offering comprehensive home financing solutions for buyers and homeowners. With expertise across multiple loan programs and a track record of personalized service, Adam helps clients navigate the mortgage process from pre-approval through closing. His role at a major regional bank means access to competitive rates, multiple loan products, and the resources of an established financial institution.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, refinancing homeowners, VA loan borrowers, FHA loan applicants
    What sets them apart
    • Backed by a major regional bank with competitive rates, multiple loan products, and established lending standards.
    • Works directly with borrowers to find loan programs that match their specific financial situation and goals.
    Mortgage LoansHome FinancingLoan OfficerRegions BankBirmingham
    Phone(205) 264-4128
    Adam Coe - Regions Mortgage Loan Officer
    Updated 4/16/26Learn More →
    80
    Lantern
    Score
    Birmingham, AL
    Serves Birmingham, Alabama and surrounding areas
    ★★★★★4.7(278 Google reviews)

    MortgageRight is a mortgage lender serving the Birmingham area and beyond, specializing in helping borrowers find the right loan products for their financial situation. With access to multiple lenders and loan programs, they work with first-time homebuyers, refinancers, and borrowers with varying credit profiles to secure competitive rates and terms. Their team focuses on personalized service and transparent guidance through the mortgage process.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, Homeowners refinancing, Borrowers with varying credit profiles, VA loan borrowers
    What sets them apart
    • Partners with multiple lenders to compare rates and programs, giving borrowers more options and competitive pricing rather than being limited to a single lender.
    • Works with borrowers across different credit profiles and financial situations to match them with appropriate loan products, including conventional, FHA, VA, and jumbo options.
    • Based in Birmingham with deep knowledge of the local real estate market and ability to provide guidance specific to the area.
    Mortgage LenderHome LoansRefinancingFirst-Time Buyers
    Phone(205) 776-8401
    MortgageRight
    Updated 4/16/26Learn More →
    80
    Lantern
    Score
    Vestavia Hills, AL · 7 mi from Birmingham
    Serves Birmingham, Vestavia Hills, and surrounding areas in central Alabama
    ★★★★★4.7(187 Google reviews)

    Michael Weber is an independent mortgage broker serving the Birmingham area with personalized loan solutions for homebuyers and refinancers. With access to multiple lenders, Weber specializes in VA loans, FHA loans, jumbo loans, and conventional financing, helping clients navigate complex loan scenarios and secure competitive rates. His approach emphasizes direct communication and tailored solutions rather than one-size-fits-all products.

    Best for: VeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: VA loan borrowers, FHA loan applicants, first-time homebuyers, refinancing homeowners, jumbo loan borrowers
    What sets them apart
    • As an independent broker, Michael Weber works with multiple lenders to find competitive rates and terms tailored to each client's specific situation, rather than being limited to a single institution's products.
    • Extensive experience with VA loans, FHA loans, and jumbo financing ensures borrowers with non-traditional situations or larger loan amounts receive expert guidance.
    • Working directly with an individual broker means personalized service, clear communication, and a focus on your financial goals rather than pushing volume-based products.
    Mortgage BrokerVA LoansFHA LoansRefinancingBirmingham
    Phone(205) 729-7249
    Michael Weber - Birmingham Mortgage Broker
    Updated 4/16/26Learn More →
    80
    Lantern
    Score
    Birmingham, AL
    Serves Birmingham, Alabama and surrounding areas
    ★★★★★4.8(38 Google reviews)

    Sean Hentz is a mortgage loan officer at Brookwood Mortgage, serving the Birmingham, AL area with comprehensive mortgage lending services. He specializes in helping borrowers navigate financing options, pre-approval processes, and loan structures tailored to their financial situations. With a focus on personalized service and expert guidance, Sean helps first-time homebuyers and experienced investors secure competitive mortgage rates.

    Best for: RefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, Refinancing borrowers, Investment property investors
    What sets them apart
    • Works directly with borrowers to understand their financial goals and structure loan options accordingly.
    • Offers access to various mortgage products to match different borrowing needs and financial profiles.
    Mortgage LendingPre-ApprovalHome FinancingLoan Officer
    Phone(205) 540-3453
    Sean Hentz
    Updated 4/16/26Learn More →
    79
    Lantern
    Score
    Homewood, AL · 3 mi from Birmingham
    Serves Homewood, AL and surrounding areas
    ★★★★★5.0(15 Google reviews)

    Kimekia Holifield is a Mortgage Loan Officer with First Horizon Bank, serving the Homewood area and surrounding communities. She specializes in helping borrowers navigate the mortgage process, from initial consultation through loan closing. With First Horizon's range of loan products and programs, Kimekia works with clients to find financing solutions that fit their homebuying or refinancing needs.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, Existing homeowners refinancing, Buyers seeking personalized mortgage guidance
    What sets them apart
    • Access to First Horizon's full suite of mortgage products and competitive rates.
    • Serves the Homewood community with personalized mortgage guidance and support throughout the loan process.
    Mortgage LoansHome FinancingLoan OfficerFirst Horizon Bank
    Phone(205) 803-5939
    Kimekia Holifield, Mortgage Loan Officer - First Horizon Bank
    Updated 4/16/26Learn More →
    79
    Lantern
    Score
    Mountain Brook, AL · 3 mi from Birmingham
    Serves Mountain Brook, Birmingham, Alabama and surrounding areas
    ★★★★★5.0(35 Google reviews)

    Guild Mortgage's Mountain Brook branch, led by loan officer Casey Parsons, provides comprehensive mortgage financing solutions including conventional loans, FHA loans, VA loans, and jumbo mortgages. With access to multiple lending programs and a focus on personalized service, they help first-time homebuyers and experienced investors navigate the mortgage process efficiently.

    Best for: First-Time HomebuyersVeteransCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, VA loan applicants, luxury home buyers, investment property investors
    What sets them apart
    • Access to conventional, FHA, VA, and jumbo loan options to fit different buyer profiles and financial situations.
    • Work directly with Casey Parsons and his team for one-on-one guidance through the mortgage approval and closing process.
    • Backed by a national mortgage lender with local branch expertise and streamlined processing.
    Mortgage LoansFHA LoansVA LoansHome Financing
    Phone(205) 209-2795
    Guild Mortgage - Casey Parsons
    Updated 4/16/26Learn More →
    79
    Lantern
    Score
    Birmingham, AL
    Serves Birmingham, Alabama and surrounding areas
    ★★★★★5.0(14 Google reviews)

    Chase Brooks is a VP of Mortgage Lending at Certainty Home Lending, specializing in residential mortgage solutions for homebuyers and refinancers in the Birmingham area. With access to multiple lending programs and a commitment to personalized service, Chase helps clients navigate the mortgage process from pre-approval through closing. His expertise spans conventional loans, FHA programs, VA loans, and jumbo mortgages, making him a comprehensive resource for diverse lending needs.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, VA loan borrowers, refinancing homeowners, luxury home purchasers
    What sets them apart
    • Offers conventional, FHA, VA, and jumbo loan options to serve first-time buyers, veterans, and luxury home purchasers.
    • As VP of Mortgage Lending, brings institutional expertise and senior decision-making authority to client relationships.
    • Provides direct consultation to help clients understand loan options and find the right fit for their financial situation.
    Mortgage LendingHome LoansRefinancingPre-ApprovalBirmingham AL
    Phone(205) 612-4046
    Chase Brooks - VP of Mortgage Lending at Certainty Home Lending - NMLS #1898105
    Updated 4/16/26Learn More →
    79
    Lantern
    Score
    Birmingham, AL
    Serves Birmingham, Alabama and surrounding areas
    ★★★★★5.0(20 Google reviews)

    Michael Bailey Mortgage LLC is a mortgage lending company based in Birmingham, Alabama, specializing in home loan financing for residential buyers. Led by Michael Bailey, the company offers personalized mortgage services to help clients navigate the lending process and secure competitive financing for their home purchases. Their focus on customer service and local expertise makes them a trusted partner for homebuyers in the Birmingham area.

    Ideal clients: First-time homebuyers, Move-up buyers, Homeowners seeking refinancing
    What sets them apart
    • Michael Bailey brings personalized attention and local market knowledge to the mortgage process, helping clients understand their options and secure the right loan for their situation.
    • The company emphasizes building relationships with clients and providing clear guidance through the lending process from pre-approval to closing.
    Mortgage LendingHome LoansBirmingham, ALPersonalized Service
    Michael Bailey Mortgage LLC
    Updated 4/16/26Learn More →
    79
    Lantern
    Score
    Birmingham, AL
    Serves Birmingham, Alabama and surrounding areas
    ★★★★★5.0(31 Google reviews)

    Tyler Hudson is a mortgage loan originator serving the Birmingham, AL area through Trustmark Mortgage. He specializes in helping borrowers navigate the mortgage process with personalized guidance and access to a range of loan products tailored to different financial situations and home buying goals.

    Best for: RefinancingCompetitive Rates
    Ideal clients: First-time home buyers, refinancing borrowers, self-employed individuals, buyers seeking personalized mortgage service
    What sets them apart
    • Works directly with borrowers to find mortgage solutions that match their specific financial situation and homeownership goals.
    • Provides access to various loan programs through Trustmark Mortgage, offering flexibility for different buyer types and circumstances.
    Mortgage LoansHome FinancingLoan OriginationBirmingham AL
    Tyler Hudson - Mortgage Loan Originator
    Updated 4/16/26Learn More →

    Frequently Asked Questions

    Who is the top-ranked mortgage broker in Birmingham, AL?

    MortgageBanc | Fairway Independent Mortgage Corporation is the top-ranked mortgage broker in Birmingham with a Lantern Score of 85.69/100 and a 5-star rating based on 631 reviews. They specialize in purchase loans, refinancing, and construction financing for first-time homebuyers, existing homeowners, and home builders.

    Which mortgage brokers in Birmingham are best for veterans seeking VA loans?

    Several top-ranked brokers specialize in VA loans, including Assurance Financial - Birmingham (Lantern Score 85.17/100), Scott Stearns at MortgageBanc (85.06/100), and First Lenders Mortgage Corporation (85.04/100). All three offer comprehensive VA loan programs and have extensive experience serving military borrowers.

    Are there mortgage brokers in Birmingham that serve self-employed borrowers?

    Yes, several brokers serve self-employed borrowers with complex financial situations, including Eric Kelly at Assurance Financial (Lantern Score 84.57/100), Integrity Mortgage Brokers LLC (84.50/100), and Scott D McFadden at MortgageBanc (84.49/100), all rated 5 stars and specializing in personalized lending solutions.

    Which mortgage brokers in Birmingham offer construction financing?

    MortgageBanc | Fairway Independent Mortgage Corporation (Lantern Score 85.69/100) and Assurance Financial - Birmingham (85.17/100) both specialize in construction financing. Additionally, Kevin Bader at MortgageBanc (Lantern Score 84.61/100) offers construction and renovation financing for qualified borrowers.

    What options exist for Birmingham homeowners seeking to refinance?

    Top refinancing options include FirstBank Mortgage (Lantern Score 85.57/100 with 390 reviews), Assurance Financial - Birmingham (85.17/100), and Classic Home Mortgage Inc. (85.08/100). Ransom Kelly at Assurance Financial (84.60/100) also specializes in cash-out refinances and home equity solutions for homeowners seeking better rates or funds for home improvement.

    Which mortgage brokers in Birmingham are best for jumbo loan applicants?

    Scott Stearns at MortgageBanc (Lantern Score 85.06/100), Method Mortgage (84.87/100), Kevin Bader at MortgageBanc (84.61/100), and Union Home Mortgage (83.49/100 with 4.9 stars) all specialize in jumbo loan financing for borrowers seeking high-value home purchases.

    This directory of mortgage brokers local businesses serving Birmingham, AL is maintained by Lantern. Rankings are determined by the Lantern Score — not advertising or payment for placement. Learn how it works. Last updated April 16, 2026. To claim or update a listing, contact us.