Areas served: Birmingham, AL and surrounding Jefferson and Shelby counties
Birmingham's mortgage landscape reflects the city's diverse housing market, from historic neighborhoods like Highland Park and Forest Park to newer developments in Hoover and Vestavia Hills. Local mortgage brokers serve borrowers across Jefferson and Shelby counties, navigating Alabama's specific lending regulations and connecting clients with loan products suited to the region's median home prices and economic conditions. This directory provides detailed profiles of licensed mortgage professionals serving the Birmingham metropolitan area, evaluated on their lender networks, loan program access, and track record with local real estate transactions.
MortgageBanc is a Birmingham-based branch of Fairway Independent Mortgage Corporation offering a full range of home financing solutions including purchase loans, refinancing, and construction financing. Led by experienced Branch Manager Trent Kuykendall and a team of 17+ licensed loan officers, they specialize in finding competitive rates and loan terms tailored to individual borrower needs. Their mortgage professionals guide clients through the entire loan process from application to closing, combining national lending resources with personalized local service.
FirstBank Mortgage is a local mortgage lender in Birmingham, AL offering home loans, refinancing, and personalized lending solutions. With a team of experienced loan officers at the Colonnade Parkway branch, they guide borrowers through the application and closing process with accessible service and clear communication. They serve first-time homebuyers, existing homeowners seeking refinancing, and real estate professionals throughout the region.
Assurance Financial Birmingham is a full-service mortgage lender offering home purchase loans, refinancing, construction financing, and equity-based lending. Led by Branch Manager Eric Kelly and a team of knowledgeable loan officers, they specialize in first-time buyer programs, VA loans, FHA loans, jumbo loans, and construction loans. The branch provides personalized service with fast pre-qualification, competitive rates, and on-time closings throughout the Birmingham area and beyond.
Classic Home Mortgage, Inc. is a mortgage broker in Birmingham, AL founded in 2009 by Erin Tatum, who built the company to prioritize customer service and streamlined processes. They specialize in home purchase mortgages and refinancing, offering expert guidance through the entire loan process with decades of combined industry experience. Their focus is on clear communication, on-time closings, and earning customer trust through reliable, personalized service.
Scott Stearns is a loan officer with Fairway Independent Mortgage Company in Birmingham, AL, specializing in a full range of mortgage products including conventional loans, FHA mortgages, VA loans, jumbo loans, construction loans, refinancing, and more. With NMLS# 196916 and Alabama license #51219, Scott helps homebuyers, builders, and refinancing clients navigate the mortgage process from application through closing. Fairway offers competitive rates, personalized loan solutions, and additional financing options including home improvement loans and debt consolidation through their LightStream partnership.
First Lenders Mortgage Corporation is an independent mortgage lender founded in 1988 serving Alabama homebuyers and refinancers from offices in Birmingham, Albertville, and Homewood. They specialize in a full range of mortgage products including conventional fixed-rate loans, FHA loans for first-time and lower-credit buyers, VA loans for veterans and active-duty military, USDA rural loans, investment property financing, and refinancing options. The company is known for personalized service, fast loan processing, and experienced loan officers who guide clients through every step of the purchase or refinance process.
Method Mortgage is a locally owned mortgage lender in Vestavia Hills serving Alabama homebuyers and refinancers. Led by owners Adam Stoffregen, Craig Tindall, Jeff Henderson, and Roger Steur, the team provides personalized guidance through the mortgage process with a focus on clear communication and expert support. They offer purchase mortgages, refinancing, FHA loans, VA loans, jumbo loans, and fixed-rate options, with loan officers ready to walk clients through every step.
First Federal Mortgage is a Birmingham-based mortgage lender specializing in home financing with a team of experienced loan originators. Led by mortgage professionals with 20–40+ years of industry experience, they offer personalized loan services to help homebuyers achieve home ownership. Their team includes NMLS-licensed loan officers who handle underwriting, processing, and origination to streamline the mortgage process.
Kevin Bader is a mortgage loan officer with Fairway, a national mortgage lender, serving Birmingham, AL and surrounding areas. He specializes in helping borrowers navigate the mortgage process from application through closing, offering a wide range of loan products including conventional, FHA, VA, USDA, jumbo, construction, and refinance loans. Kevin is licensed in multiple states (AL, FL, GA, TN) and provides personalized guidance to find the right loan terms and rates for each client's specific financial situation.
Ransom Kelly at Assurance Financial is a mortgage lender serving Alabama, Georgia, Florida, and Tennessee. They specialize in home purchase loans, refinancing, cash-out refinances, and home equity solutions with a streamlined qualification process designed for fast funding. Their service includes rate comparisons, property evaluations, and personalized quotes to help homeowners find the right mortgage solution without relying on large banks.
Clint Curtis Thompson is a Loan Advisor with Fairway Home Mortgage/MortgageBanc, specializing in residential mortgage lending for homebuyers and refinancing clients in the Birmingham area. With access to multiple lending programs and a commitment to personalized service, Clint helps borrowers navigate the mortgage process from pre-approval through closing. His experience and local presence make him a trusted resource for first-time buyers, existing homeowners refinancing, and those seeking competitive rates.
Eric Kelly at Assurance Financial is a mortgage loan officer serving Birmingham and surrounding areas with personalized home financing solutions. With a 5-star rating, Eric specializes in helping clients secure competitive mortgage rates and navigate the loan approval process with expert guidance. He works with multiple loan programs to match borrowers with the best options for their financial situation.
Integrity Mortgage Brokers, LLC is a locally-owned mortgage brokerage serving the Birmingham area with access to multiple lenders and loan programs. They specialize in helping borrowers find competitive rates and terms tailored to their financial situation, whether you're a first-time homebuyer, refinancing an existing mortgage, or seeking specialized loan products like VA or FHA loans. Their team works to simplify the mortgage process and connect clients with the right lending solutions.
Scott D McFadden is a mortgage loan officer with MortgageBanc serving the Birmingham, Alabama area. He specializes in helping borrowers secure financing for home purchases and refinancing, offering personalized guidance through the mortgage application process. With extensive experience and a strong track record of client satisfaction, Scott works to match borrowers with loan programs that fit their financial situation and goals.
Union Home Mortgage is a local mortgage lender serving the Vestavia Hills area with a wide range of home financing solutions. They offer conventional loans, FHA loans, VA loans, jumbo loans, and refinancing options tailored to different borrower needs and financial situations. With a dedicated local team at their Crosshaven Drive location, they provide personalized service and competitive rates to help homebuyers and current homeowners achieve their real estate goals.
McGowin-King Mortgage is a locally-owned mortgage lender serving the Birmingham area and beyond. They specialize in helping borrowers secure financing for home purchases and refinancing, offering personalized service from experienced loan officers who understand the local real estate market. Their focus on customer relationships and competitive rates makes them a trusted choice for homebuyers at all stages.
Allen Mortgage, led by Pritchard Allen, is a mortgage brokerage serving the Birmingham area with personalized home financing solutions. They specialize in helping clients navigate the mortgage process with expert guidance and access to multiple loan programs. Whether you're a first-time homebuyer or refinancing an existing mortgage, Allen Mortgage works to match you with the right loan product for your financial situation.
Guild Mortgage - Adam Snable is a mortgage lending office in Mountain Brook providing home financing solutions for buyers and refinancing clients. Adam Snable and his team offer personalized mortgage services including conventional loans, FHA loans, VA loans, and jumbo mortgages tailored to various financial situations. With access to multiple lending products and a focus on customer service, they help homebuyers and refinancing clients navigate the mortgage process efficiently.
4C Mortgage, Inc. is a mortgage lending company based in Vestavia Hills, Alabama, serving the Birmingham area and beyond. They specialize in residential mortgage financing, offering a range of loan products and personalized service to help borrowers secure home financing. With a strong local presence and established reputation, they work directly with clients to navigate the mortgage process and find suitable loan solutions.
Acrisure Mortgage, LLC is a mortgage lender serving the Birmingham, AL area and beyond, offering a range of home loan solutions including conventional, FHA, VA, and jumbo mortgages. With a focus on fast pre-approval processes and competitive rates, they work with borrowers at all stages—from first-time homebuyers to those refinancing existing mortgages. Their team provides personalized guidance to help clients navigate the mortgage process efficiently.
Ian J Mills is a loan officer with MortgageBanc, a mortgage brokerage, serving the Birmingham, AL area. He specializes in helping clients navigate the mortgage process, from pre-approval through closing, with access to multiple lending products and competitive rates. With extensive experience in residential financing, Ian works with first-time homebuyers, refinancing customers, and borrowers with varying credit profiles to find the right loan solution for their situation.
Adam Coe is a mortgage loan officer with Regions Bank in Birmingham, AL, offering comprehensive home financing solutions for buyers and homeowners. With expertise across multiple loan programs and a track record of personalized service, Adam helps clients navigate the mortgage process from pre-approval through closing. His role at a major regional bank means access to competitive rates, multiple loan products, and the resources of an established financial institution.
MortgageRight is a mortgage lender serving the Birmingham area and beyond, specializing in helping borrowers find the right loan products for their financial situation. With access to multiple lenders and loan programs, they work with first-time homebuyers, refinancers, and borrowers with varying credit profiles to secure competitive rates and terms. Their team focuses on personalized service and transparent guidance through the mortgage process.
Michael Weber is an independent mortgage broker serving the Birmingham area with personalized loan solutions for homebuyers and refinancers. With access to multiple lenders, Weber specializes in VA loans, FHA loans, jumbo loans, and conventional financing, helping clients navigate complex loan scenarios and secure competitive rates. His approach emphasizes direct communication and tailored solutions rather than one-size-fits-all products.
Sean Hentz is a mortgage loan officer at Brookwood Mortgage, serving the Birmingham, AL area with comprehensive mortgage lending services. He specializes in helping borrowers navigate financing options, pre-approval processes, and loan structures tailored to their financial situations. With a focus on personalized service and expert guidance, Sean helps first-time homebuyers and experienced investors secure competitive mortgage rates.
Kimekia Holifield is a Mortgage Loan Officer with First Horizon Bank, serving the Homewood area and surrounding communities. She specializes in helping borrowers navigate the mortgage process, from initial consultation through loan closing. With First Horizon's range of loan products and programs, Kimekia works with clients to find financing solutions that fit their homebuying or refinancing needs.
Guild Mortgage's Mountain Brook branch, led by loan officer Casey Parsons, provides comprehensive mortgage financing solutions including conventional loans, FHA loans, VA loans, and jumbo mortgages. With access to multiple lending programs and a focus on personalized service, they help first-time homebuyers and experienced investors navigate the mortgage process efficiently.
Chase Brooks is a VP of Mortgage Lending at Certainty Home Lending, specializing in residential mortgage solutions for homebuyers and refinancers in the Birmingham area. With access to multiple lending programs and a commitment to personalized service, Chase helps clients navigate the mortgage process from pre-approval through closing. His expertise spans conventional loans, FHA programs, VA loans, and jumbo mortgages, making him a comprehensive resource for diverse lending needs.
Michael Bailey Mortgage LLC is a mortgage lending company based in Birmingham, Alabama, specializing in home loan financing for residential buyers. Led by Michael Bailey, the company offers personalized mortgage services to help clients navigate the lending process and secure competitive financing for their home purchases. Their focus on customer service and local expertise makes them a trusted partner for homebuyers in the Birmingham area.
Tyler Hudson is a mortgage loan originator serving the Birmingham, AL area through Trustmark Mortgage. He specializes in helping borrowers navigate the mortgage process with personalized guidance and access to a range of loan products tailored to different financial situations and home buying goals.
MortgageBanc | Fairway Independent Mortgage Corporation is the top-ranked mortgage broker in Birmingham with a Lantern Score of 85.69/100 and a 5-star rating based on 631 reviews. They specialize in purchase loans, refinancing, and construction financing for first-time homebuyers, existing homeowners, and home builders.
Several top-ranked brokers specialize in VA loans, including Assurance Financial - Birmingham (Lantern Score 85.17/100), Scott Stearns at MortgageBanc (85.06/100), and First Lenders Mortgage Corporation (85.04/100). All three offer comprehensive VA loan programs and have extensive experience serving military borrowers.
Yes, several brokers serve self-employed borrowers with complex financial situations, including Eric Kelly at Assurance Financial (Lantern Score 84.57/100), Integrity Mortgage Brokers LLC (84.50/100), and Scott D McFadden at MortgageBanc (84.49/100), all rated 5 stars and specializing in personalized lending solutions.
MortgageBanc | Fairway Independent Mortgage Corporation (Lantern Score 85.69/100) and Assurance Financial - Birmingham (85.17/100) both specialize in construction financing. Additionally, Kevin Bader at MortgageBanc (Lantern Score 84.61/100) offers construction and renovation financing for qualified borrowers.
Top refinancing options include FirstBank Mortgage (Lantern Score 85.57/100 with 390 reviews), Assurance Financial - Birmingham (85.17/100), and Classic Home Mortgage Inc. (85.08/100). Ransom Kelly at Assurance Financial (84.60/100) also specializes in cash-out refinances and home equity solutions for homeowners seeking better rates or funds for home improvement.
Scott Stearns at MortgageBanc (Lantern Score 85.06/100), Method Mortgage (84.87/100), Kevin Bader at MortgageBanc (84.61/100), and Union Home Mortgage (83.49/100 with 4.9 stars) all specialize in jumbo loan financing for borrowers seeking high-value home purchases.