Areas served: Richmond, VA and surrounding counties including Henrico, Chesterfield, and Hanover
Richmond's financial advisory landscape reflects its position as a major mid-Atlantic financial center, with practitioners ranging from large wirehouse firms downtown to independent fee-only advisors in the West End and Short Pump. The local market includes specialists in executive compensation planning for Fortune 500 employees, retirement planning for state government workers, and wealth management for families with generational ties to the region. This directory catalogs Richmond-area financial advisors with verified credentials, documented fee structures, and clear fiduciary commitments.
Walton Wealth Management Inc. is a financial advisory firm in Mechanicsville serving clients with comprehensive investment management, retirement planning, and personal financial planning. The firm also operates Walton Wealth Tax, Inc., providing tax preparation and amendment services for both personal and business returns, giving clients integrated financial and tax guidance under one roof.
Financial Freedom Planners is a fee-only financial advisory firm serving the Richmond area, offering objective investment management and comprehensive financial planning without commissions. They specialize in helping clients assess retirement readiness, develop personalized strategies to reach financial goals, and achieve long-term financial freedom through transparent, low-cost advice.
Tom Love is a fee-only, fiduciary financial advisor and CFP® with The Main Street Group, serving clients in Glen Allen and Fairfax, Virginia. He provides comprehensive financial planning using eMoney software to aggregate and analyze all accounts, including employer retirement plans, and custodies assets through Charles Schwab. Tom specializes in working with Dave Ramsey's Financial Peace University community as a SmartVestor Pro, combining objective investment advice with holistic financial planning to help clients regain control of their financial future.
Welcome Home Financial Partners is a Richmond-area financial advisory firm specializing in retirement planning, investment management, and estate planning across all life stages. Founded by financial professionals Ralph Short and Tim Short, the firm helps clients navigate major financial transitions through personalized retirement roadmaps, life insurance strategies, and comprehensive estate planning. They serve individuals at every retirement stage—from mid-career savers seeking investment guidance to retirees optimizing their income strategies.
Virginia Estate and Retirement Planning Advisors, Inc. is an independent Registered Investment Advisor (RIA) in Richmond specializing in comprehensive financial planning, investment management, tax strategy, and estate planning. As a fiduciary firm, they prioritize clients' best interests over sales commissions and offer personalized advice from professionals who take time to understand each client's unique situation. Their fee-only model and independent status mean they recommend products and strategies based solely on what's best for you, not corporate sales quotas.
Mark Mellon is a CFP® certified financial advisor at Edward Jones in Midlothian, VA, specializing in retirement planning, estate & legacy strategies, wealth management, business retirement plans, and college savings. With a team including an MBA-credentialed associate advisor, Mark serves clients with $1,000,000+ and is currently accepting new clients seeking comprehensive financial planning and personalized investment strategies.
Applewhite Tyll Retirement Planners, powered by LPL Financial, provides comprehensive retirement planning and investment management services to individuals and families in the Richmond area. The firm specializes in helping clients develop personalized financial strategies focused on retirement readiness, wealth management, and long-term financial goals. With access to LPL Financial's extensive resources and investment platforms, they offer tailored planning and ongoing portfolio management.
Ascent Financial Group is a boutique wealth management firm in Richmond specializing in comprehensive financial planning for executives, business owners, and professionals with complex financial situations. Founded in 2020, the firm coordinates investment strategy, tax planning, retirement income design, and estate planning into a cohesive strategy. All advisors hold CFP certification and average 16 years of industry experience, with a focus on lasting advisory relationships rather than transactional interactions.
Jacob A. Charlwood is a CFP® and AIF® financial advisor based in Richmond, VA, offering comprehensive financial planning and investment management services. He works with individuals and families to develop personalized strategies for retirement, wealth management, and long-term financial goals. His fiduciary approach ensures client interests come first in all advisory relationships.
Godsey & Gibb Wealth Management is a comprehensive wealth management firm with over 40 years of experience serving clients in Richmond and across multiple states. They offer investment management, financial planning, tax planning and preparation, estate planning, retirement planning, insurance consulting, and family wealth advising. The firm is goal-oriented and risk-averse, managing portfolios in-house with a focus on owning quality companies rather than chasing short-term gains, and serves clients with $500k to $20M+ in assets who want advisors focused on their best interests.
RVA Wealth Management is an independent financial advisory firm serving the Richmond area with comprehensive wealth management services. They provide personalized financial planning, investment management, and retirement planning tailored to individual client goals and circumstances. The firm focuses on building long-term relationships with clients through ongoing strategic guidance and attentive service.
Commonwealth Retirement Advisors is a fee-only financial advisory firm specializing in comprehensive retirement planning and investment management for individuals and families in the Richmond area. Founded on the principle of fiduciary responsibility, they provide personalized strategies designed to help clients achieve their long-term financial goals without commission-based conflicts of interest.
Wealth Enhancement Group is a financial advisory firm serving the Falls Church area with comprehensive wealth management services. Their advisors provide investment management, retirement planning, and personalized financial strategies designed to help clients build and preserve wealth. They focus on understanding each client's unique goals and creating tailored plans to achieve long-term financial success.
Spark Financial Advisors is an independent financial advisory firm serving the Richmond area with comprehensive wealth management and financial planning services. They work with individuals and families to develop personalized investment strategies, retirement planning, and comprehensive financial plans tailored to their specific goals and circumstances.
Simplicity Wealth Management is a fee-only financial advisory firm founded by CFP® Christine Centeno, specializing in comprehensive wealth planning for tech employees and founders. They help clients maximize equity compensation, negotiate better packages, plan career transitions, and achieve financial independence through one-on-one personalized planning. Beyond investment management, they offer retirement planning, tax optimization strategies, and guidance on navigating major life changes—positioning themselves as both advisor and coach for busy professionals seeking to escape the corporate treadmill.
EvoAdvisors is a fee-only financial advisory firm in Richmond serving clients with growing financial complexity. Founded by CFP® professionals John Clair and David O'Brien with principal Stephen Fletcher, the firm offers comprehensive services including investment management, retirement planning, tax planning, estate planning, risk management, and cash flow optimization—plus 401(k) advisory services for businesses. They differentiate through their You-Only Advice® model with no commissions, flat-fee pricing, and concierge-level planning delivered in plain English rather than industry jargon.
Manuka Financial is a fee-only financial advisory firm specializing in retirement planning and comprehensive financial strategy for high-net-worth individuals and families. Founded by two experienced advisors with 20+ years of combined expertise and multiple professional designations, they provide personalized tax, investment, and retirement planning using a transparent flat-fee model rather than asset-based percentages. They manage $218M in assets for 53 active households and serve clients virtually nationwide from their Richmond, VA office.
Colonial River Wealth Management is an independent financial advisory firm serving the Richmond, Virginia area with comprehensive wealth management services. The firm provides personalized financial planning, investment management, and retirement strategy tailored to individual client circumstances. They focus on building long-term relationships with clients to help them achieve their financial goals.
WealthCrossing is a fee-only financial advisory firm in Richmond, VA, founded in 2005, specializing in an integrated approach that combines financial planning, investment management, and tax strategy. Their team of highly credentialed advisors serves pre-retirees, retirees, changemakers, and multi-generational families with comprehensive services including retirement planning, cash flow planning, estate planning, portfolio design and monitoring, tax-smart planning, and wealth transfer strategies. They distinguish themselves through a client-driven, collaborative approach that focuses on keeping more money with clients through proactive tax efficiency and personalized wealth management.
Northbank Partners is a Certified Financial Planner™ firm serving Richmond and Central Virginia with comprehensive financial planning, investment management, and wealth guidance across all life stages. Founded on principles of transparency and fiduciary responsibility, they help clients from their 20s through retirement navigate major life transitions including marriage, children, retirement planning, and estate matters. Their multi-generational team emphasizes clear communication, personalized recommendations, and fee-only advisory without industry jargon.
Parapet Wealth Management is a Raymond James financial advisory firm serving Richmond-area clients with comprehensive wealth management services. The team provides investment management, retirement planning, and personalized financial strategies tailored to individual and business client needs. As part of Raymond James, they combine local expertise with the resources of a major financial institution.
Swift Creek Wealth Management is an independent, fee-only registered investment advisory firm founded by John Hopkins, a financial planner with over a decade of experience since 2012. They specialize in comprehensive financial planning, asset management, and retirement planning for clients in the Chesterfield and Richmond areas. Operating on a fee-only model with no commissions, they offer three service tiers: financial planning for self-directed investors, professional asset management, or a combined approach with ongoing guidance.
Ray Olson Family Financial Planning is an independent firm specializing in comprehensive family financial planning in Richmond, VA. They provide personalized financial guidance addressing major aspects of clients' financial lives, including investments, goals, values, and time horizons. The firm is known for a "slow and steady" advisory approach built on their 27 Principles framework to help clients understand the "why" behind their investment strategies.
Heritage Wealth Advisors is a multi-family office founded in 2005 by Dee Ann, managing nearly $5 billion in assets under management across Virginia and Pennsylvania. They serve high-net-worth families, business owners, and institutions with integrated wealth management spanning investments, tax planning, estate planning, private markets, and philanthropy. As a fiduciary-focused firm, Heritage combines personalized financial planning with sophisticated strategies designed for multigenerational wealth stewardship and legacy building.
Alexis Advisors is a women-led wealth management firm specializing in values-based financial planning and socially responsible investing for women and families seeking to align their investments with their social and environmental values. They offer comprehensive financial planning, impact-focused investment portfolios, and personalized wealth management guidance. As a B Corp-certified, fee-only firm with a fiduciary commitment, they prioritize client interests and donate 1-2% of revenues to local nonprofits while providing up to 100 hours of pro-bono planning annually.
RBC Wealth Management's Richmond branch has served Virginia's wealth management needs since 1904, offering comprehensive financial advisory services including retirement planning, portfolio management, estate planning, education funding, and company stock option planning. Led by experienced advisors with over 500 years of combined experience, the firm specializes in creating customized wealth plans tailored to individual client needs across multiple life stages and economic cycles. As part of a globally respected financial institution with fiscal strength and a fiduciary commitment to client interests, they provide full-service investment management backed by extensive resources and expertise.
Cary Street Partners is a wealth management firm with a Richmond office offering comprehensive financial planning, wealth management, retirement planning, and asset management services. Their team of CFP-certified advisors works with clients to develop personalized financial plans aligned with short and long-term goals. They also provide portfolio advisory services and business retirement plan solutions.
Truist Wealth is the wealth management division of Truist Bank, offering comprehensive financial advisory services for clients with $1 million to $25+ million in investable assets. Their team of experienced advisors provides personalized wealth planning, investment management, tax optimization, estate planning, and business transition advisory across multiple service tiers (Signature, Reserve, and GenSpring). They also offer specialized expertise through dedicated groups serving physicians, legal professionals, athletes, entertainers, and families seeking generational wealth transfer planning.
River Hills Wealth Management Group is an independent financial advisory firm serving Richmond and the surrounding region. They provide comprehensive wealth management services including investment management, retirement planning, and financial strategy for individuals and families. The firm focuses on personalized guidance to help clients build and preserve wealth throughout their financial lives.
Ryan T Robertson is a CFP® and AAMS® certified financial advisor at Edward Jones in Richmond, VA, serving clients with $1,000,000+ in investable assets. He specializes in retirement planning, wealth strategies, retirement income planning, intergenerational planning, estate and legacy strategies, business retirement plans, and LGBTQ+ financial planning. Ryan and his team provide comprehensive financial advisory services designed to help clients build and preserve wealth across multiple life stages.
C&F Wealth Management Corporation, part of C&F Bank—one of Virginia's oldest independent community banking organizations—offers comprehensive financial planning and personalized wealth management across 31 branch locations throughout Virginia. Their services include financial planning, retirement planning, investment planning and management, and education expense planning, with a collaborative team approach designed to guide clients through accumulation, retirement, and wealth distribution phases. They focus on establishing long-term relationships by listening to client goals and creating customized plans.
Seven Hills Wealth Advisors is a private wealth advisory practice of Ameriprise Financial Services, LLC, serving Richmond-area clients with personalized financial planning and investment management. The team provides comprehensive financial advice across retirement planning, investment strategies, and wealth management, with a focus on understanding each client's unique goals and life stages. Recognized as a Forbes Best-In-State Wealth Management Team in 2026, they offer digital tools, regular goal-based consultations, and ongoing portfolio management to help clients feel financially confident.
The Richmond Complex is a Janney Montgomery Scott financial advisory practice serving clients throughout Richmond, Fredericksburg, and surrounding Virginia areas. Led by Senior Vice President Gordon Eide, the team provides comprehensive financial planning, investment management, and wealth management services tailored to clients at every life stage—from those just starting out to those planning their legacy. They take a personalized, consultative approach, combining deep financial expertise with Janney's institutional resources to develop customized strategies aligned with each client's unique goals and values.
RiverFront Investment Group is an investment advisory firm based in Richmond's historic Cary Street district. With a focus on personalized wealth management and investment strategy, they help clients build and preserve their financial futures through tailored portfolio solutions.
Harvie Wealth Management Group is an independent financial advisory firm serving the Richmond area with comprehensive wealth management services. The firm provides personalized investment management, retirement planning, and financial strategy tailored to individual clients' goals and circumstances. Their team focuses on delivering professional guidance to help clients build and preserve wealth over time.
Hermitage Wealth Management is an independent financial advisory firm serving Richmond and surrounding areas with comprehensive wealth management services. They provide personalized financial planning and investment management tailored to individual client needs, helping clients build and preserve wealth through strategic guidance.
Merrill Lynch Wealth Management in Richmond offers comprehensive wealth management services to individuals, families, business owners, executives, and institutions. Their advisors provide retirement income planning, investment management, guidance on concentrated stock positions, and access to Bank of America's estate planning services, working collaboratively with clients' outside professionals like accountants and tax attorneys. With multiple advisor groups and specialists on staff, they leverage Merrill Lynch's broad resources to address wealth planning challenges across all market conditions.
McKay Wealth Management Group is an independent financial advisory firm in Richmond, VA specializing in comprehensive wealth management for clients with significant assets. They offer personalized financial planning, tax-efficient investment management, retirement planning, and estate planning strategies coordinated with clients' accountants and attorneys. The firm emphasizes transparency, customized advice, and long-term relationships built on clear communication and integrated financial guidance.
Miller, Bowles, Horn and Maffett is an RBC Wealth Management team in Richmond, VA specializing in comprehensive wealth management, retirement income strategies, asset preservation, and wealth transfer planning. With over 100 years of combined investment experience, the team develops personalized relationships with clients to understand their financial goals and provide custom solutions. Beyond investment management, they offer trust and estate planning services, banking, lines of credit, mortgages, and risk management solutions, often collaborating with clients' CPAs and estate planning attorneys.
NewPoint Capital Wealth Management, operating as &Partners RVA, is a collaborative wealth management firm serving high-net-worth clients throughout the country from their Glen Allen office. Founded by industry veterans who left larger firms to create a new model, they offer comprehensive financial planning, investment management, tax strategy, estate planning, alternative investments, and business owner solutions. Their integrated approach coordinates across all dimensions of wealth, treating financial decisions as interconnected rather than separate compartments.
Walton Wealth Management Inc. in Mechanicsville is the top-ranked financial advisor in the Richmond area with a Lantern Score of 81.53/100. The firm specializes in comprehensive investment management, retirement planning, and personal financial planning, and is particularly well-suited for individuals seeking retirement planning, business owners needing integrated tax and wealth planning, and investors looking for comprehensive financial guidance.
Yes, several top-ranked fee-only advisors serve the Richmond area, including Financial Freedom Planners (Lantern Score: 81.34), Tom Love, CFP® with The Main Street Group (81.04), and Commonwealth Retirement Advisors (74.10). Fee-only advisors provide objective investment management and comprehensive financial planning without commissions, making them ideal for fee-conscious investors seeking unbiased advice.
Based on available information, none of the 40 financial advisors in the Richmond area list weekend hours. Contact specific firms directly to inquire about scheduling options outside standard business hours.
Tom Love, CFP®, CRPC®, CRPS® with The Main Street Group in Glen Allen is specifically noted as ideal for Dave Ramsey followers. With a Lantern Score of 81.04, he provides fee-only, fiduciary financial advisory services and comprehensive financial planning using eMoney software.
Several top-ranked firms specialize in business owner planning: Walton Wealth Management Inc. (81.53), Welcome Home Financial Partners (80.44), Virginia Estate and Retirement Planning Advisors, Inc. (80.19), and Ascent Financial Group (78.58). These firms offer integrated tax planning, retirement plans, equity compensation strategies, and succession planning tailored to business owners' complex financial situations.
Multiple firms serve high-net-worth clients well, including Virginia Estate and Retirement Planning Advisors, Inc. (80.19), Mark Mellon at Edward Jones (79.25), Godsey & Gibb Wealth Management (77.70), and Heritage Wealth Advisors (64.03), which manages nearly $5 billion in assets. Your choice should depend on your specific needs—estate planning, tax strategy, or multi-generational wealth preservation—and your preferred fee structure.
Pricing information is not listed for most Richmond financial advisors. Contact firms directly to discuss fee structures, which may include fee-only (fixed or hourly fees), asset-based fees, or commission-based models depending on the advisor and services provided.
Simplicity Wealth Management (72.77 Lantern Score), founded by CFP® Christine Centeno, specifically specializes in comprehensive wealth planning for tech employees and founders. They help tech professionals manage equity compensation and plan for early retirement or career transitions with tax optimization strategies.