Best Mortgage Brokers in Harrisonburg, Virginia

Andy Zemon Team at Novus Home Mortgage offers comprehensive mortgage lending services across all 50 states, including conventional, FHA, VA, USDA, and jumbo loans. With over 20 years of experience and expertise as a Certified Mortgage Planning Specialist, Andy creates tailored financial plans for homebuyers and is the preferred lender for top local builders and realtors. The team handles everything from purchase and refinance loans to construction financing, home equity lines of credit, and specialized programs like barndominium and DSCR loans.

Jenna Stiltner is a Vice President and Senior Loan Officer at Atlantic Coast Mortgage with over 20 years of real estate experience, including extensive closing transaction knowledge from her early career with a real estate attorney. She originates purchase and refinance loans throughout Virginia and North Carolina, leading The Stiltner Team to provide customized, around-the-clock support to borrowers. Her practice is distinguished by consistent industry recognition and a commitment to giving back—the team donates from every loan transaction to local community organizations.

ALCOVA Mortgage's Staunton branch provides comprehensive mortgage solutions including conventional loans, FHA loans, VA loans, and refinancing options. Led by Branch Partner Michelle Nuckols and her experienced team of loan officers, they specialize in helping local buyers and homeowners navigate the mortgage process with personalized service. Licensed across 24 states, ALCOVA combines local expertise with the resources of a multi-state lender.

Scott Morris is a mortgage lender with over 10 years of real estate experience, serving clients across VA, DC, NC, PA, and WV through Envoy Mortgage. As a veteran and branch manager, Scott specializes in making the mortgage process transparent and straightforward for first-time homebuyers and seasoned investors alike. His team offers a comprehensive menu of loan products and provides personalized guidance to help clients achieve their homeownership goals with integrity and expertise.

ALCOVA Mortgage is a local mortgage lender serving the Harrisonburg area with a focus on personalized home financing solutions. Located on Main Street, they offer comprehensive mortgage services including conventional loans, FHA loans, VA loans, and refinancing options tailored to borrowers' unique financial situations. Their team provides transparent guidance and efficient processing to help homebuyers and refinancers achieve their real estate goals.

Fairway Independent Mortgage Corporation is a mortgage lender offering a full range of home financing solutions including conventional loans, FHA loans, VA loans, and refinancing options. As an independent mortgage corporation, they provide access to multiple lenders and loan programs, allowing borrowers to compare options and find the right fit for their financial situation. Their Ashburn location serves the Northern Virginia area with personalized mortgage services.

Embrace Home Loans in Culpeper is a full-service mortgage lender offering conventional, FHA, VA, USDA, and 203K loans for first-time homebuyers, experienced buyers, and investors. The team, led by Area Manager Patrick Holland and Sales Manager Christina Swift, provides personalized guidance through pre-approval, low/no down payment options, debt consolidation, and refinancing services. With over 30 years of experience and a commitment to helping customers achieve homeownership, Embrace brings expert consulting and comprehensive loan options to the Culpeper community.

Ryan Schuett is an Executive Mortgage Consultant at Prosperity Home Mortgage with over 18 years of lending experience, specializing in home purchases, refinances, new construction, government loans, and jumbo transactions. Based in Charlottesville, Ryan works with first-time homebuyers through experienced homeowners, offering education-focused guidance to simplify the mortgage process. She leverages builder relationships and lender incentives to help clients secure favorable financing with expedited pre-approval turnaround times of 24-48 hours.

Whit Douglas is a Vice President and Branch Manager at First Heritage Mortgage with 16+ years of mortgage banking experience. He offers comprehensive home financing solutions including mortgage origination and refinancing for homeowners and investors throughout Virginia. His background as a real estate agent and investor gives him deep market knowledge and insight into the lending process from multiple perspectives.

The Adler Mortgage Team is a local mortgage lender in Staunton, VA, run by husband-and-wife team Jake and Courtney Adler. They specialize in residential mortgages, refinancing, and first-time homebuyer programs, with a focus on clear communication and creative problem-solving to make complex loans feel simple. The team offers competitive rates, access to multiple loan programs through their Lower partnership, and gives back to the community with a portion of proceeds supporting local causes—plus they offer a $1,000closing cost credit for teachers, first responders, veterans, and active military.

Ben Aliff is a Senior Loan Officer with over 15 years of mortgage industry experience at First Heritage Mortgage in Charlottesville. He specializes in guiding clients through various loan programs, from first-time homebuyer financing to refinancing and real estate investment mortgages. Ben's approach emphasizes personalized service, clear communication, and deep knowledge of the local Virginia real estate market to help clients make informed decisions and achieve their homeownership goals.

Carlos Vasquez is an Executive Loan Officer with Rocket Mortgage in Herndon, VA, specializing in mortgage lending and financing solutions for home buyers and refinancing clients. With access to Rocket Mortgage's comprehensive lending products, Carlos helps borrowers navigate the mortgage process with transparent terms and competitive rates. He serves first-time buyers, experienced homeowners, and those seeking refinancing options across the Northern Virginia area.

Sommer Fritz is a mortgage loan officer with Movement Mortgage, a national lender offering a comprehensive range of home financing solutions. Based in Harrisonburg, VA, Sommer specializes in helping clients navigate the mortgage process with personalized service and access to multiple loan programs. Movement Mortgage provides conventional, FHA, VA, and jumbo loans, along with refinancing options and first-time buyer programs.

Atlantic Coast Mortgage's Charlottesville branch offers a wide range of mortgage loan products and refinancing options with a focus on simplifying the homebuying process. Led by experienced loan officers including VP Chris Stiltner and VP Jenna Stiltner, the team works to help clients close on time while providing tools and guidance to make informed decisions about their home investment. They serve Charlottesville and surrounding Virginia communities with a straightforward application process and personalized rate quotes.

Lindsay Simmons Beale is a Senior VP of Lending and mortgage loan officer at CrossCountry Mortgage serving the Reston, VA area and surrounding regions. She specializes in first-time homebuyer programs, conventional and FHA loans, VA loans for active-duty military and veterans, jumbo loans, home equity lines of credit, non-QM loans, and refinancing options. Lindsay provides personalized guidance through the entire mortgage process, from pre-approval through closing, with access to multiple loan programs and competitive rates backed by CrossCountry Mortgage's retail lending platform.

Park Lane Finance is a specialized mortgage lender serving the Staunton, VA area since 2010, focusing exclusively on manufactured housing financing. Their underwriting team personally reviews each application to find solutions tailored to individual needs rather than relying solely on credit scores. They offer fast closing (as soon as 2-3 weeks), credit-building programs through automatic payment reporting, and direct access to manufactured housing specialists who understand land lease communities.

The Erin K Chiles Team at Movement Mortgage offers comprehensive mortgage lending services to homebuyers throughout the Harrisonburg area. Specializing in purchase loans, refinances, VA loans, and FHA loans, they work with first-time buyers and experienced homeowners alike. Known for personalized service and competitive rates, they help clients navigate the mortgage process from pre-approval through closing.

Crown Mortgage is a Virginia and North Carolina-based home loan specialist serving the Charlottesville area and beyond. The team provides comprehensive mortgage services including home purchase loans, refinancing, and home equity options, with a focus on personalized attention and matching clients with the right loan for their situation. They handle conventional loans, FHA, VA, and jumbo mortgages, offering fast pre-qualification and working to guide clients through the entire application and approval process.

C&F Mortgage Corporation's Waynesboro branch provides comprehensive mortgage lending services to the central Virginia market. Their team of local loan officers specializes in guiding borrowers through the entire mortgage process, from pre-approval to closing. As part of an established mortgage corporation, they offer access to multiple loan programs and personalized service from industry experts familiar with the local real estate market.

F&M Mortgage in Harrisonburg is a full-service mortgage lender offering conventional, FHA, VA, and jumbo loans to homebuyers and refinancing customers throughout the Shenandoah Valley. As part of Farmers & Merchants Bank, they combine local expertise with the resources of an established financial institution, providing personalized loan origination and competitive rates for borrowers at all stages of the homebuying process.

Moe Barros of MBS Mortgage is a local mortgage broker with 25 years of lending experience serving the Charlottesville area. He specializes in helping first-time homebuyers and Hispanic families achieve homeownership through a consultative approach, offering conventional loans, FHA, VA, USDA, jumbo loans, and refinancing options. Moe provides bilingual service in English and Spanish and maintains close partnerships with local real estate agents to ensure a seamless home buying experience.

Integrity First Home Loans LLC, led by NMLS-licensed loan officer Justin Hamacher, provides comprehensive mortgage services including purchase loans, refinancing, and specialized loan programs to homebuyers in the Northern Virginia area. The company focuses on delivering personalized service and competitive rates to help clients navigate the home financing process with transparency and expertise.

Braxton L. Yeago is a mortgage loan originator with Integrity Home Mortgage Corporation, serving the Verona, VA area and surrounding regions. With NMLS certification and a strong track record, Braxton specializes in helping clients navigate the mortgage process with personalized guidance. He offers a full range of loan products and works to match borrowers with solutions that fit their financial situation.

First Heritage Mortgage in Charlottesville offers a comprehensive range of home financing solutions including conventional mortgages, FHA/VA/USDA government loans, construction and renovation financing, refinancing, and specialty programs like bridge loans and second mortgages. Their experienced loan officers work with borrowers of all credit profiles to find personalized solutions, with special emphasis on first-time homebuyer programs featuring down payment assistance grants and flexible credit qualifying options.