Best Insurance Agents in Fredericksburg, Virginia

    Areas served: Fredericksburg, VA and surrounding Spotsylvania, Stafford, and Caroline Counties

    34 local businessesRanked by Lantern Score — a measure of reputation and business quality. We don't accept payment for placement.
    Updated May 14, 2026

    Fredericksburg's insurance market serves a diverse client base spanning historic downtown residents, suburban families in Celebrate and Courthouse areas, and military personnel from nearby Quantico. Local agents here typically maintain relationships with multiple carriers to address flood insurance needs given proximity to the Rappahannock River, adequate coverage for historic properties in the downtown district, and specialized policies for the area's significant military-affiliated population. The market includes both independent agencies offering multi-carrier comparisons and captive agents representing single insurers.

    Show businesses best for:
    86
    Lantern
    Score
    Fredericksburg, VA
    Serves Fredericksburg, VA and surrounding areas including Stafford County; serves military families near Quantico and Dahlgren
    ★★★★★5.0(486 Google reviews)

    Anne Reeves is a State Farm Insurance Agent in Fredericksburg, VA with 30+ years of experience, offering comprehensive personal and business insurance including auto, homeowners, condo, renters, life, health, pet, business, motorcycle, and boat coverage. The agency also provides banking, investment services, and annuities through State Farm. Known for personalized service and community involvement, Anne's team specializes in creating customized coverage plans and welcomes customers relocating to Virginia and military families near Quantico and Dahlgren.

    Best for: HomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Homeowners and auto owners in the Fredericksburg area, military families near Quantico, relocating professionals, small business owners, those seeking bundled insurance and investment services
    What sets them apart
    • Anne Reeves brings over three decades of insurance expertise and leads an experienced team dedicated to simplifying coverage for families and businesses.
    • Beyond standard auto and home insurance, this agency offers business insurance, motorcycle, boat, life, health, pet coverage, plus banking and investment services through State Farm.
    • Conveniently located between Quantico and Dahlgren for military families, and actively helps customers relocate their existing State Farm policies to Virginia.
    State Farm AgentAuto InsuranceHome InsuranceLife Insurance
    Phone(540) 372-3400
    Anne Reeves - State Farm Insurance Agent
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Fredericksburg, VA
    Serves Fredericksburg and Richmond, Virginia
    ★★★★★5.0(150 Google reviews)

    Steele Insurance Agency is a Farmers Insurance agency led by CEO James Steele, serving the Fredericksburg and Richmond, Virginia areas with comprehensive insurance solutions. They offer auto, home, life, business, and specialty insurance coverage, with a team of experienced experts dedicated to finding clients the right coverage at the right price. Known for integrity, transparency, and community building, they focus on protecting assets and building long-term relationships based on trust.

    Best for: HomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Homeowners seeking bundled coverage, Business owners needing commercial protection, Families looking for life insurance, Multi-state residents
    What sets them apart
    • The agency has helped thousands of clients across multiple states, bringing broad expertise in regional and national insurance needs.
    • Offers auto, home, life, business, and specialty insurance all under one agency, enabling clients to bundle coverage and simplify their insurance management.
    • Built on values of integrity and transparency, the agency prioritizes client relationships and community building alongside providing competitive pricing.
    Farmers InsuranceAuto InsuranceHome InsuranceBusiness InsuranceLife Insurance
    Phone(540) 891-9980
    Farmers Insurance: Steele Insurance Agency
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Fredericksburg, VA
    Serves Fredericksburg, VA and surrounding areas; licensed in VA, DC, GA, MD, NC, OH
    ★★★★★5.0(118 Google reviews)

    Adam Forsberg is a Comparion Senior Agent serving Fredericksburg and surrounding areas, offering personalized insurance solutions across auto, home, life, pet, and umbrella coverage. As an independent agent, Adam shops multiple insurance carriers to help customers find the best combination of price and coverage for their specific needs. He's licensed in Virginia, DC, Georgia, Maryland, North Carolina, and Ohio.

    Best for: Comparing OptionsHomeownersSaving MoneyLife Insurance Planning
    Ideal clients: Homeowners, auto owners, families seeking life insurance, multi-policy bundlers
    What sets them apart
    • As an independent Comparion agent, Adam compares quotes from multiple insurance companies to help you find the best rates and coverage options rather than being limited to a single carrier.
    • Offers auto, home, life, pet, and umbrella insurance in one place, allowing for bundling discounts and simplified policy management.
    • Provides one-on-one consultations to understand your unique insurance needs and recommends tailored coverage solutions.
    Auto InsuranceHome InsuranceLife InsuranceIndependent Agent
    Adam Forsberg at Comparion Insurance Agency
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Fredericksburg, VA
    Serves Fredericksburg, VA, and surrounding areas in Virginia, Maryland, North Carolina, Washington D.C., Kentucky, and New York
    ★★★★★5.0(73 Google reviews)

    Anthony Bowie is a Comparion Executive Agent serving Fredericksburg, VA and surrounding areas with personalized insurance advice across multiple coverage types. He specializes in auto, home, life, and pet insurance, working with multiple well-known carriers to help clients find the right coverage for their needs. As a local community member and licensed agent, Anthony combines expert knowledge with accessibility to guide both new and existing customers through their insurance decisions.

    Best for: Comparing OptionsHomeownersLife Insurance Planning
    Ideal clients: Auto and homeowners insurance shoppers, families seeking life insurance, customers wanting to bundle multiple policies, multi-state residents needing coverage across state lines
    What sets them apart
    • Works with multiple well-known insurance companies to provide clients with competitive options and customized coverage solutions rather than being limited to a single carrier.
    • Offers auto, home, life, pet, and umbrella insurance all through one agent, making it convenient to bundle policies and manage all insurance needs in one place.
    • As a Comparion Executive Agent based in Fredericksburg, Anthony brings local knowledge and accessibility combined with professional licensing across multiple states.
    Auto InsuranceHome InsuranceLife InsuranceIndependent AgentLocal Expert
    Anthony Bowie at Comparion Insurance Agency
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Fredericksburg, VA
    Serves Fredericksburg, VA and surrounding areas including Louisa, VA
    ★★★★★4.9(275 Google reviews)

    Central Park Insurance is an independent agency in Fredericksburg, VA representing multiple carriers including Erie Insurance, Progressive, National General, and Alpha Insurance. They offer auto, home, life, health, business, and flood insurance with over 20 years of experience serving 4,000+ customers. With two convenient locations in Fredericksburg and Louisa, they provide personalized service, quick quotes, and online claims management.

    Best for: Comparing OptionsHomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Small business owners, homeowners seeking bundled coverage, individuals needing personalized insurance consultation, landscaping and service industry professionals
    What sets them apart
    • Represents Erie Insurance, Progressive, National General, Alpha Insurance and other carriers, allowing them to compare options and find the best fit for each customer.
    • Established agency with deep expertise across personal and commercial insurance lines, backed by a loyal customer base.
    • Known for same-day callback service and detailed consultation — agents spend time understanding customer needs and follow up promptly via phone and email.
    Independent AgentMulti-CarrierAuto InsuranceHome InsuranceBusiness Insurance
    Phone(540) 891-1160
    Central Park Insurance
    Updated 4/21/26Learn More →
    83
    Lantern
    Score
    Fredericksburg, VA
    Serves Fredericksburg, VA; Orange, Culpeper, and King George counties; statewide Virginia
    ★★★★★4.9(76 Google reviews)

    Cliff Galyen is a State Farm Insurance Agent in Fredericksburg, VA with over 42 years of industry experience. He offers comprehensive insurance coverage including auto, homeowners, condo, renters, business, life, health, motorcycle, boat, and recreational vehicle insurance, plus banking products. As a long-time community resident, Cliff and his team serve Orange, Culpeper, and King George counties, as well as the entire state of Virginia, taking time to understand each customer's situation and provide personalized coverage options.

    Best for: HomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Families needing homeowners and auto insurance, business owners, motorcycle enthusiasts, renters, Virginia residents seeking local expert guidance
    What sets them apart
    • Cliff Galyen brings over four decades of insurance expertise to help individuals, families, and businesses make informed coverage decisions.
    • Beyond standard auto and home insurance, this office provides specialized coverage for motorcycles, boats, recreational vehicles, business needs, and health insurance.
    • Available by phone, text, email, or in-person during office hours, with round-the-clock contact options to serve customer needs.
    State Farm InsuranceAuto InsuranceHomeowners InsuranceLife InsuranceBusiness Insurance
    Phone(540) 786-6100
    Cliff Galyen - State Farm Insurance Agent
    Updated 4/21/26Learn More →
    82
    Lantern
    Score
    Fredericksburg, VA
    Serves Fredericksburg, VA and surrounding areas
    ★★★★★4.9(69 Google reviews)

    Lewis Insurance Associates is an independent insurance agency in Fredericksburg, VA offering comprehensive coverage across auto, home, business, and life insurance. With a focus on personalized service, they help clients protect their assets and plan for the future with tailored policies rather than one-size-fits-all solutions. Their approach balances the resources of a professional agency with the attentiveness of a local business.

    Best for: HomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Homeowners, business owners, families planning life insurance, individuals seeking personalized insurance advice
    What sets them apart
    • As an independent agent, Lewis Insurance Associates works with multiple carriers to find the best rates and coverage options for each client, rather than being limited to one company's products.
    • They offer auto, home, business, and life insurance under one roof, making it easy to bundle policies and manage all your insurance needs in one place.
    • Operating locally with a 'Large Enough to Serve, Small Enough to Care' philosophy, they provide hands-on service and support tailored to each client's unique situation.
    Insurance AgencyAuto InsuranceHome InsuranceBusiness InsuranceLife Insurance
    Phone(540) 659-2121
    Lewis Insurance Associates
    Updated 5/14/26Learn More →
    82
    Lantern
    Score
    Fredericksburg, VA
    Serves Fredericksburg, VA; Virginia, Texas, Maryland
    ★★★★★4.8(540 Google reviews)

    Insurance Piggy Bank is a locally-owned independent agency in Fredericksburg, VA serving Virginia, Texas, and Maryland with comprehensive personal and business insurance solutions. They specialize in auto, home, watercraft, condo, and flood insurance for individuals, plus business owners, general liability, commercial umbrella, business auto, and commercial property coverage for companies of all sizes. As an independent agent representing multiple carriers, they help clients bundle policies for savings while providing personalized service and quick coverage setup.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving Money
    Ideal clients: Homeowners, auto insurance shoppers, small business owners, individuals seeking bundled insurance savings
    What sets them apart
    • Represents multiple insurance companies, allowing them to compare rates and find the best coverage options tailored to each client's specific needs rather than being limited to one carrier's offerings.
    • Emphasizes bundled coverage solutions across personal and business policies to help clients reduce their overall insurance costs while maintaining comprehensive protection.
    • Offers an unusually broad range of insurance types—from auto and home to watercraft, flood, condo, business owners, general liability, and commercial umbrella—making them a one-stop resource for diverse insurance needs.
    Independent AgentAuto InsuranceHome InsuranceBusiness InsuranceBundling Discounts
    Phone(703) 972-1242
    Insurance Piggy Bank
    Updated 4/21/26Learn More →
    82
    Lantern
    Score
    Fredericksburg, VA
    Serves Fredericksburg, VA and surrounding areas
    ★★★★★4.9(44 Google reviews)

    The Insurance Smith Agency is a full-service insurance brokerage in Fredericksburg, VA offering auto, home, commercial, and life insurance policies tailored to individual and business needs. Led by experienced insurance professionals, they also provide retirement and income planning services through The Retirement Smith division, helping clients navigate accumulation, distribution, and preservation strategies. The agency specializes in understanding each client's unique risk profile and matching them with appropriate coverage.

    Best for: HomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Small business owners, individuals seeking comprehensive insurance and retirement planning, families protecting multiple assets
    What sets them apart
    • Offers integrated insurance and retirement income planning services, including Social Security optimization strategies and tax-advantaged retirement vehicles.
    • Provides customized commercial insurance solutions that assess specific business risks and tailor coverage accordingly, not one-size-fits-all policies.
    • One agency handles auto, home, commercial, and life insurance needs, simplifying policy management and bundling opportunities.
    Auto InsuranceHome InsuranceCommercial InsuranceLife InsuranceRetirement Planning
    Phone(540) 371-9777
    The Insurance Smith Agency
    Updated 4/21/26Learn More →
    81
    Lantern
    Score
    Fredericksburg, VA
    Serves Fredericksburg, Spotsylvania, Stafford, King George, Caroline, Orange, Louisa, and Westmoreland Counties, Virginia; serves all Virginia customers
    ★★★★★4.8(110 Google reviews)

    Cliff Ward is a State Farm Insurance Agent serving Fredericksburg and surrounding Virginia counties with 35 years of experience. The agency offers auto, homeowners, condo, renters, business, life, health, and pet insurance, plus banking and annuities. Cliff's team brings nearly 70 years of combined State Farm agency experience and specializes in helping families protect their assets and relocate to the area.

    Best for: HomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Families relocating to Fredericksburg, multi-policy bundlers, business owners, individuals seeking comprehensive financial planning
    What sets them apart
    • Cliff Ward has been with State Farm for over 35 years, with expertise in protecting families from coastal and regional risks.
    • The agency combines nearly 70 years of State Farm agency experience with licensed, compassionate professionals dedicated to personalized service.
    • Beyond insurance, the agency offers banking and annuities to help families plan for the future and protect their financial assets.
    State Farm AgentAuto InsuranceHomeowners InsuranceLife Insurance
    Phone(540) 371-0011
    Cliff Ward - State Farm Insurance Agent
    Updated 4/21/26Learn More →
    81
    Lantern
    Score
    Fredericksburg, VA
    Serves Fredericksburg, VA and surrounding counties including Spotsylvania, Stafford, Caroline, King George, Orange, plus Mineral, Richmond, Petersburg, Danville, Chase City, and Emporia regions
    ★★★★★4.8(60 Google reviews)

    The Insurance Marshall is an independent insurance agency in Fredericksburg, VA, with over 50 years of combined experience serving central Virginia communities. They specialize in auto, motorcycle, boat, home, renter, mobile home, and commercial insurance policies underwritten by major carriers, with same-day SR-22 and FR-44 filings available. Known for personalized service with a hometown feel, they pride themselves on affordable rates and accessibility with extended Saturday hours and evening appointments by request.

    Best for: Comparing OptionsHomeownersBusiness Owners
    Ideal clients: Virginia residents seeking affordable auto and home insurance, high-risk drivers needing SR-22/FR-44 filings, boat and motorcycle owners, small business owners
    What sets them apart
    • The team brings decades of insurance expertise to provide personalized guidance and competitive rates for individual and commercial policies.
    • They offer immediate filing of required documentation, helping clients get back on the road quickly after driving incidents.
    • Saturday hours (9am-noon) and evening appointments by request make it convenient for working families to discuss their insurance needs.
    Auto InsuranceHome InsuranceIndependent AgentCommercial InsuranceBoat Insurance
    Phone(540) 370-0104
    The Insurance Marshall
    Updated 4/21/26Learn More →
    80
    Lantern
    Score
    Fredericksburg, VA
    Serves Fredericksburg, VA, Spotsylvania County, and surrounding areas
    ★★★★★4.7(153 Google reviews)

    Buster Nelson is a State Farm Insurance agent serving Fredericksburg, VA and Spotsylvania County since 1983. He offers comprehensive coverage including auto, homeowners, renters, condo, life, business, pet, and motorcycle insurance, plus financial services like banking and annuities. His team of licensed professionals specializes in personalized quotes and serves both individual consumers and small business owners.

    Best for: HomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Homeowners, auto insurance shoppers, small business owners, families seeking bundled coverage, Spotsylvania County residents
    What sets them apart
    • Operating as a State Farm agent since 1983 with a team of licensed insurance professionals and multiple State Farm awards.
    • Offers auto, home, renters, life, business, pet, motorcycle, boat, and recreational vehicle insurance plus financial services in one location.
    • Available by phone, text, or in-office appointment with bilingual support in English and Spanish.
    State Farm AgentAuto InsuranceHome InsuranceBusiness Insurance
    Phone(540) 898-4911
    Buster Nelson - State Farm Insurance Agent
    Updated 4/21/26Learn More →
    79
    Lantern
    Score
    Fredericksburg, VA
    Serves Fredericksburg, VA and surrounding areas
    ★★★★★4.7(49 Google reviews)

    Pete Webb Agency is an independent insurance brokerage under HUB International serving Fredericksburg and surrounding areas. They provide comprehensive insurance solutions including auto, home, business, and life insurance for individuals and commercial clients. As an independent agent, they represent multiple carriers to help clients find customized coverage that fits their specific needs and budget.

    Best for: HomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Individuals seeking auto and home insurance, small business owners needing commercial coverage, families looking for life insurance options
    What sets them apart
    • As an independent agent affiliated with HUB International, Pete Webb Agency partners with multiple insurance carriers to provide clients with competitive options rather than being limited to a single company's products.
    • They offer a full range of insurance products including personal auto and home coverage as well as commercial and life insurance, allowing clients to potentially bundle policies and manage all insurance needs in one place.
    Auto InsuranceHome InsuranceBusiness InsuranceLife InsuranceIndependent Agent
    Phone(540) 693-2720
    Pete Webb Agency | HUB International
    Updated 4/21/26Learn More →
    78
    Lantern
    Score
    Fredericksburg, VA
    Serves Fredericksburg, VA and surrounding areas
    ★★★★★5.0(12 Google reviews)

    Stover Insurance is an independent insurance agency in Fredericksburg, VA serving the local community with personalized coverage solutions. They specialize in auto, home, life, and business insurance, offering bundled policies and competitive quotes tailored to individual needs. As an independent agent, Stover Insurance works with multiple carriers to find the best coverage and rates for each client.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Homeowners, auto owners, small business owners, families seeking comprehensive coverage
    What sets them apart
    • Works with multiple insurance carriers to compare rates and coverage options, ensuring clients get the best solution for their specific needs rather than being limited to one company's products.
    • Long-established agency in Fredericksburg with deep knowledge of local community needs and regional insurance requirements.
    • Helps clients save money by bundling multiple policies (auto, home, life, business) and identifying available discounts.
    Independent Insurance AgentAuto InsuranceHome InsuranceLife Insurance
    Phone(540) 656-2828
    Stover Insurance
    Updated 4/21/26Learn More →
    78
    Lantern
    Score
    Fredericksburg, VA
    Serves Fredericksburg, VA and surrounding areas
    ★★★★★4.8(20 Google reviews)

    Bearing Insurance is an independent insurance agency in Fredericksburg, VA offering comprehensive coverage across auto, home, life, and business insurance. As an independent agent, they represent multiple carriers, allowing them to match clients with personalized policies and competitive rates. They focus on understanding each customer's unique needs to provide tailored insurance solutions.

    Best for: HomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Homeowners, auto insurance shoppers, small business owners, individuals seeking life insurance
    What sets them apart
    • As an independent agent, Bearing Insurance works with multiple insurance carriers, giving clients access to a wider range of options and competitive rates rather than being limited to one company's offerings.
    • They offer auto, home, life, and business insurance all under one roof, making it convenient for clients to bundle policies and streamline their insurance needs.
    Independent AgentAuto InsuranceHome InsuranceBusiness InsuranceLife Insurance
    Bearing Insurance
    Updated 4/21/26Learn More →
    78
    Lantern
    Score
    Fredericksburg, VA
    Serves Fredericksburg, Virginia and surrounding communities
    ★★★★★4.6(71 Google reviews)

    Arielle Clark-Taylor is a local Allstate Insurance agent serving Fredericksburg and the surrounding area. She offers a comprehensive range of insurance products including auto, home, life, and business coverage to help protect what matters most to her clients. With personalized service and access to Allstate's competitive rates and discounts, she works to find coverage solutions tailored to individual needs.

    Best for: HomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Auto and home insurance shoppers, families seeking life insurance, small business owners needing commercial coverage
    What sets them apart
    • Access to multiple insurance discounts including bundling options when combining auto, home, and life policies for significant savings.
    • Works with clients one-on-one to assess individual insurance needs and recommend appropriate coverage limits and policy types.
    • Established local agent providing in-person service and support for Fredericksburg-area residents and businesses.
    Auto InsuranceHome InsuranceLife InsuranceLocal Agent
    Phone(540) 373-5146
    Arielle Clark-Taylor: Allstate Insurance
    Updated 4/21/26Learn More →
    77
    Lantern
    Score
    Fredericksburg, VA
    Serves Fredericksburg, VA and surrounding areas
    ★★★★★4.8(17 Google reviews)

    Burke & Burke Insurance, LLC is an independent insurance agency serving Fredericksburg and the surrounding area. They provide comprehensive coverage options including auto, home, life, and business insurance, working with multiple carriers to help clients find policies tailored to their needs. As an independent agency, Burke & Burke offers clients the advantage of comparing quotes across different insurers rather than being limited to a single company.

    Best for: Comparing OptionsHomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Homeowners, auto owners, small business owners, families seeking life insurance
    What sets them apart
    • Works with multiple insurance carriers to provide clients with competitive quotes and options rather than limiting them to a single insurer.
    • Offers auto, home, life, and business insurance solutions, allowing clients to bundle policies and manage all their coverage in one place.
    Independent Insurance AgencyAuto InsuranceHome InsuranceBusiness Insurance
    Phone(540) 736-1200
    Burke & Burke Insurance, LLC
    Updated 4/21/26Learn More →
    77
    Lantern
    Score
    Fredericksburg, VA
    Serves Fredericksburg, VA and surrounding areas
    ★★★★★4.8(47 Google reviews)

    Mark Sullivan Insurance is an independent insurance agency in Fredericksburg, VA, offering comprehensive coverage including auto, home, life, and business insurance. With years of experience, they help families and business owners find the right policies at competitive rates, focusing on personalized service and bundling options to maximize savings.

    Best for: HomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Homeowners seeking bundled auto and home insurance, Small business owners, Families looking for comprehensive life insurance, Drivers needing competitive auto rates
    What sets them apart
    • Work with multiple carriers to find the best rates and coverage options tailored to your specific needs, rather than being limited to one company's products.
    • Fredericksburg-based team understands local market conditions and can provide personalized guidance for coverage specific to the Virginia area.
    • Help clients combine multiple policies to unlock significant savings on auto, home, life, and business coverage.
    Insurance AgencyAuto InsuranceHome InsuranceIndependent Agent
    Phone(540) 369-4411
    Mark Sullivan Insurance
    Updated 4/21/26Learn More →
    75
    Lantern
    Score
    Fredericksburg, VA
    Serves Fredericksburg, VA and surrounding areas
    ★★★★★4.7(15 Google reviews)

    Beck Insurance Agency Inc. is an independent insurance agency serving the Fredericksburg area with a comprehensive range of personal and commercial insurance solutions. They offer auto, home, life, and business insurance policies, helping clients find coverage that fits their specific needs and budget. With personalized service and access to multiple carriers, Beck Insurance focuses on building long-term relationships with their community.

    Best for: Comparing OptionsHomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Homeowners and auto owners seeking personalized service, Small business owners needing commercial coverage, Families looking to bundle multiple policies
    What sets them apart
    • As an independent agency, Beck Insurance works with multiple insurers to compare quotes and find competitive rates rather than being limited to a single carrier's options.
    • They handle personal insurance (auto, home, life) alongside commercial policies, making them a convenient one-stop shop for both individual and business clients.
    • Established in Fredericksburg with direct phone and in-person service, Beck Insurance prioritizes personalized relationships with local clients.
    Auto InsuranceHome InsuranceBusiness InsuranceIndependent AgentLife Insurance
    Phone(540) 373-1700
    Beck Insurance Agency Inc.
    Updated 4/21/26Learn More →
    75
    Lantern
    Score
    Fredericksburg, VA
    Serves Fredericksburg, VA and surrounding areas
    ★★★★★4.5(32 Google reviews)

    G.L. Herndon Insurance Agency is an independent insurance agency in Fredericksburg serving the local community with a range of coverage options. They specialize in auto, home, life, and business insurance, offering personalized service to help clients find the right policies for their needs. As an independent agency, they work with multiple carriers to provide competitive quotes and bundling options.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Homeowners, auto owners, business owners, individuals seeking life insurance coverage
    What sets them apart
    • Works with multiple insurance carriers to provide clients with competitive rates and more coverage options than a captive agent.
    • Established local agency with in-person consultation available to discuss coverage needs and answer questions.
    • Offers bundling options to help clients save money by combining multiple policies.
    Auto InsuranceHome InsuranceLife InsuranceBusiness Insurance
    Phone(540) 898-1987
    G.L. Herndon Insurance Agency
    Updated 5/14/26Learn More →
    74
    Lantern
    Score
    Fredericksburg, VA
    Serves Fredericksburg, VA and surrounding areas
    ★★★★★4.8(17 Google reviews)

    Amanda McCallum at Central Park Insurance offers comprehensive insurance solutions for individuals and businesses in the Fredericksburg area. With expertise across multiple insurance lines, Amanda works to match clients with coverage that fits their specific needs and budget.

    Best for: HomeownersBusiness Owners
    Ideal clients: Homeowners seeking comprehensive coverage, small business owners, individuals needing auto insurance
    What sets them apart
    • Amanda McCallum brings personalized service to Fredericksburg residents and business owners who need customized insurance solutions.
    • Handles auto, home, and business insurance, allowing clients to streamline their policies with one trusted agent.
    Insurance AgentAuto InsuranceHome InsuranceBusiness Insurance
    Phone(540) 272-1231
    Amanda McCallum - Central Park Insurance
    Updated 4/21/26Learn More →
    73
    Lantern
    Score
    Fredericksburg, VA
    Serves Fredericksburg, VA and surrounding areas
    ★★★★★4.6(34 Google reviews)

    Comparion Insurance Agency is an independent insurance agent serving Fredericksburg, VA and surrounding areas, offering auto, home, life, and business insurance from multiple carriers. They help customers compare quotes and find coverage that fits their needs and budget, with a focus on personalized service and bundling discounts to maximize savings.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Homeowners seeking bundled coverage, small business owners, drivers comparing auto insurance rates, families looking for life insurance
    What sets them apart
    • Access to quotes from multiple insurance carriers, allowing customers to compare options and find the best rates for their situation.
    • Offers auto, home, life, and business insurance in one place, making it easy to bundle policies and qualify for multi-policy discounts.
    Auto InsuranceHomeowners InsuranceLife InsuranceBusiness Insurance
    Comparion Insurance Agency
    Updated 4/21/26Learn More →
    72
    Lantern
    Score
    Fredericksburg, VA
    Serves Fredericksburg, VA and surrounding areas
    ★★★★★4.5(64 Google reviews)

    Bill Wyant's Allstate Insurance office in Fredericksburg serves families and businesses with a full range of insurance products including auto, home, life, and business coverage. As an Allstate agent, Bill offers personalized service to help customers find the right coverage at competitive rates, with access to bundling discounts and customized policy options.

    Best for: HomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Families seeking auto and home insurance, homeowners, business owners, individuals looking for life insurance
    What sets them apart
    • Represents Allstate's full suite of insurance products, giving customers access to a trusted national carrier with local service.
    • Helps customers combine policies to save money and qualify for available discounts on auto, home, and other coverage.
    • Offers one-on-one consultation to assess individual or business insurance needs and recommend tailored coverage solutions.
    Auto InsuranceHome InsuranceLife InsuranceBusiness Insurance
    Phone(540) 891-1075
    Allstate Insurance
    Updated 4/21/26Learn More →
    69
    Lantern
    Score
    Fredericksburg, VA
    ★★★★★4.9(39 Google reviews)
    Phone(540) 891-2691
    Gengler Insurance Agency
    Updated 4/21/26Learn More →
    67
    Lantern
    Score
    Fredericksburg, VA
    Serves Fredericksburg, VA and surrounding areas
    ★★★★☆4.2(29 Google reviews)

    D&L Insurance Inc is an independent insurance agency in Fredericksburg, VA offering comprehensive coverage options including auto, home, life, and business insurance. With local expertise and personalized service, they help individuals and businesses find the right insurance solutions tailored to their specific needs.

    Best for: Comparing OptionsHomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Fredericksburg homeowners and auto owners seeking personalized service, small business owners needing commercial coverage, families looking for comprehensive life insurance
    What sets them apart
    • Works with multiple carriers to find competitive rates and coverage options tailored to your specific situation.
    • Based in Fredericksburg with direct knowledge of local insurance needs and Virginia-specific requirements.
    • Offers auto, home, life, and business insurance through one trusted local agent.
    Insurance AgencyAuto InsuranceHome InsuranceIndependent Agent
    Phone(540) 373-3100
    D&L Insurance Inc
    Updated 4/21/26Learn More →
    64
    Lantern
    Score
    Fredericksburg, VA
    ★★★★★4.5(90 Google reviews)
    Phone(540) 252-0413
    Insurance Doctor
    Updated 4/21/26Learn More →
    62
    Lantern
    Score
    Fredericksburg, VA
    ★★★★★4.6(14 Google reviews)
    Phone(540) 891-9331
    Scott Insurance & Financial
    Updated 4/21/26Learn More →
    59
    Lantern
    Score
    Fredericksburg, VA
    ★★★★★5.0(4 Google reviews)
    Phone(540) 613-8024
    Aflac Regional Office
    Updated 4/21/26Learn More →
    57
    Lantern
    Score
    Fredericksburg, VA
    Serves Fredericksburg, VA and surrounding areas
    ★★★★★5.0(3 Google reviews)

    Archer Auto Insurance provides personalized auto coverage solutions to Fredericksburg-area drivers. Based locally on Lafayette Boulevard, they work directly with clients to find policies that match individual needs and budgets.

    Ideal clients: Fredericksburg area drivers seeking personalized auto insurance, individuals preferring local agent service, drivers wanting in-person policy consultation
    What sets them apart
    • Operating directly in Fredericksburg with in-person service at their Lafayette Boulevard location, making it easy to discuss coverage needs face-to-face.
    • Works with individual drivers to customize auto insurance policies based on specific circumstances and budget requirements.
    Auto InsuranceLocal Insurance AgentVehicle Coverage
    Phone(276) 268-4771
    Archer Auto Insurance
    Updated 4/21/26Learn More →
    55
    Lantern
    Score
    Fredericksburg, VA
    Serves Fredericksburg, Virginia and surrounding areas
    ★★★★★5.0(2 Google reviews)

    Michael Zubick is a New York Life insurance agent serving the Fredericksburg area with personalized life insurance, retirement planning, and financial protection solutions. With New York Life's mutual company structure and long-standing reputation, Zubick helps families and business owners secure their financial futures through comprehensive insurance products tailored to individual needs.

    Ideal clients: Families seeking life insurance, business owners needing protection strategies, individuals planning for retirement, young professionals building financial security
    What sets them apart
    • New York Life operates as a mutual company owned by policyholders, providing long-term stability and personalized service without outside shareholder pressures.
    • Zubick offers a full range of insurance and retirement planning products designed to address both immediate protection needs and long-term financial goals.
    Life InsuranceRetirement PlanningFinancial ProtectionNew York Life
    Phone(540) 373-0225
    New York Life - Michael (Mike) A. Zubick
    Updated 4/21/26Learn More →
    54
    Lantern
    Score
    Fredericksburg, VA
    Serves Fredericksburg, VA and surrounding areas
    ★★★☆☆3.0(2 Google reviews)

    Nationwide Insurance: Mike Major Agency is a local insurance agency in Fredericksburg, VA offering a full range of insurance products including auto, home, life, and business coverage. As a Nationwide-affiliated agency, they provide personalized insurance solutions tailored to individual and family needs with access to competitive rates and bundling options.

    Best for: HomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Families seeking bundled insurance, homeowners, business owners, drivers needing multi-line coverage
    What sets them apart
    • Access to Nationwide's resources, financial stability, and comprehensive coverage options through a local agent relationship.
    • Offers auto, home, life, and business insurance under one agency, enabling bundling discounts and streamlined policy management.
    Auto InsuranceHome InsuranceLife InsuranceBusiness Insurance
    Phone(800) 491-0531
    Nationwide Insurance: Mike Major Agency
    Updated 4/21/26Learn More →
    52
    Lantern
    Score
    Fredericksburg, VA
    Serves Fredericksburg, VA and surrounding areas
    ★★★★★5.0(1 Google reviews)

    Family Assured is an insurance agency located in Fredericksburg, VA, specializing in helping families find the right coverage for their needs. Operating from their Plank Road location, they work directly with clients to match them with appropriate insurance solutions.

    Ideal clients: Families seeking personalized insurance guidance, Fredericksburg residents needing local insurance services, individuals comparing coverage options
    What sets them apart
    • Based in Fredericksburg with a physical office location for in-person consultations and direct client relationships.
    • Specializes in understanding family-specific insurance needs and matching clients with appropriate coverage solutions.
    Insurance AgencyFamily CoverageLocal FredericksburgInsurance BrokerCoverage Planning
    Phone(571) 210-6999
    Family Assured
    Updated 4/21/26Learn More →
    50
    Lantern
    Score
    Fredericksburg, VA
    Serves Fredericksburg, VA and surrounding areas
    ★★★☆☆3.1(47 Google reviews)

    Tom King is a GEICO Insurance Agent serving the Fredericksburg, VA area with a full range of auto, home, and life insurance products. As part of GEICO's network of local agents, Tom provides personalized insurance solutions and can help customers find coverage that fits their needs and budget.

    Best for: HomeownersLife Insurance Planning
    Ideal clients: Fredericksburg residents seeking auto and home insurance, multi-policy bundlers, GEICO customers wanting local agent support
    What sets them apart
    • Benefits from GEICO's competitive rates and multi-policy discounts while receiving personalized local service from an established agent.
    • Offers auto, home, and life insurance options in one location, making it convenient to bundle policies and maximize savings.
    Auto InsuranceHomeowners InsuranceLife InsuranceLocal Agent
    Phone(540) 736-6571
    Websitegeico.com
    Tom King - GEICO Insurance Agent
    Updated 4/21/26Learn More →
    16
    Lantern
    Score
    Fredericksburg, VA
    Serves Fredericksburg, VA and surrounding areas

    Lewis Gale is an Aflac Insurance Agent serving Fredericksburg, VA and surrounding areas. Aflac specializes in supplemental insurance products including accident, critical illness, hospital indemnity, and disability coverage to help protect individuals and families against unexpected medical expenses. As an Aflac representative, Lewis Gale provides personalized insurance consultations and helps clients understand their coverage options.

    Ideal clients: Individuals seeking supplemental insurance coverage, families wanting additional health protection, self-employed professionals
    What sets them apart
    • Represents Aflac, a recognized leader in supplemental insurance with over 70 years of experience providing accident, critical illness, and disability coverage.
    • Offers one-on-one insurance reviews to help clients identify coverage gaps and find affordable supplemental protection plans.
    Aflac InsuranceSupplemental InsuranceHealth Protection
    Phone(919) 368-1835
    Lewis Gale - Aflac Insurance Agent
    Updated 4/21/26Learn More →

    Frequently Asked Questions

    Who is the top-ranked insurance agent in Fredericksburg, VA?

    Anne Reeves, a State Farm Insurance Agent, is the top-ranked insurance provider in Fredericksburg with a Lantern Score of 85.63/100 and a 5-star rating based on 486 reviews. With 30+ years of experience, she specializes in comprehensive personal and business insurance including auto, homeowners, life, and investment services, and is particularly well-suited for military families near Quantico and relocating professionals.

    Which insurance agent should I contact if I need bundled home and auto coverage?

    Steele Insurance Agency, a Farmers Insurance agency with a Lantern Score of 85.05/100 and 5-star rating (150 reviews), specializes in bundled coverage solutions for homeowners. Alternatively, Adam Forsberg at Comparion Insurance Agency (Lantern Score: 84.83/100) is another top option for multi-policy bundlers seeking personalized solutions across auto, home, and life insurance.

    What insurance options are available for small business owners in Fredericksburg?

    Several top-ranked agencies serve small business owners, including Central Park Insurance (Lantern Score: 83.71/100, 4.9★ with 275 reviews), which specializes in landscaping and service industry professionals, and The Insurance Smith Agency (Lantern Score: 81.65/100), a full-service brokerage offering commercial and retirement planning. Both agencies provide personalized business insurance solutions tailored to local needs.

    Are there insurance agents available on weekends in Fredericksburg?

    No insurance agents in Fredericksburg are open on weekends based on current listings. All 34 insurance agencies in the area operate on weekday schedules only, so you'll need to contact them during regular business hours Monday through Friday.

    Which insurance agent has the most customer reviews?

    Insurance Piggy Bank, an independent agency with a Lantern Score of 82.19/100, has the most customer reviews with 540 5-star reviews. They serve Virginia, Texas, and Maryland with comprehensive personal and business insurance solutions, specializing in homeowners, auto insurance shoppers, and small business owners seeking bundled savings.

    What should motorcycle and boat owners consider for insurance in Fredericksburg?

    The Insurance Marshall (Lantern Score: 80.65/100, 4.8★ with 60 reviews) specializes in boat and motorcycle owners with over 50 years of combined experience. They also handle high-risk drivers needing SR-22/FR-44 filings, making them an ideal choice for specialty vehicle coverage in the Fredericksburg area.