Best Mortgage Brokers in Boca Raton, Florida

    Areas served: Boca Raton, FL and surrounding Palm Beach County

    24 local businessesRanked by Lantern Score — a measure of reputation and business quality. We don't accept payment for placement.
    Updated April 21, 2026

    Boca Raton's mortgage market serves a diverse mix of luxury waterfront properties, gated communities, and standard residential real estate across neighborhoods from Royal Palm Yacht Club to Broken Sound. The area's mortgage brokers navigate competitive lending environments shaped by South Florida's strong cash buyer presence, condominium financing regulations, and flood insurance requirements. This directory catalogs licensed mortgage brokers serving Boca Raton, evaluated on loan program access, rate structures, closing timelines, and familiarity with local property markets.

    Show businesses best for:
    86
    Lantern
    Score
    Boca Raton, FL
    Serves All 50 United States
    ★★★★★5.0(376 Google reviews)

    United Direct Lending is a mortgage company serving borrowers across all 50 states from their Boca Raton headquarters. They specialize in personalized mortgage solutions including home purchases, refinancing, VA loans, and FHA loans, with a four-step process focused on understanding client goals, presenting competitive options, and guiding borrowers through documentation. Their education-focused approach includes 27 learning articles and resources to help first-time and experienced homebuyers make informed decisions.

    Best for: First-Time HomebuyersVeteransRefinancing
    Ideal clients: First-time homebuyers, veterans seeking VA loans, homeowners refinancing, borrowers seeking pre-approval across all states
    What sets them apart
    • United Direct Lending is state-licensed nationwide, allowing them to serve borrowers regardless of location and providing access to options across multiple markets.
    • They maintain a learning center with 27 educational articles to help clients understand the mortgage process, making homeownership more accessible to first-time buyers.
    • They highlight VA loans with $0 down options for military members and veterans, with dedicated support for this specialized loan type.
    Mortgage Pre-ApprovalVA LoansRefinancingHome PurchaseAll 50 States
    Phone(888) 249-7960
    United Direct Lending
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Boca Raton, FL
    Serves Boca Raton, Boynton Beach, and surrounding South Florida communities
    ★★★★★5.0(224 Google reviews)

    Danny Henson is a Mortgage Loan Originator (NMLS #2085365) with CrossCountry Mortgage, LLC, serving the Boca Raton and Boynton Beach communities. He specializes in purchase mortgages and refinancing, offering conventional, FHA, VA, and USDA loans plus exclusive programs. Danny's approach focuses on simplifying the mortgage process with transparent guidance, fast pre-approval, competitive rates, and personalized support from application through closing.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, move-up home buyers, homeowners refinancing for lower rates, VA loan eligible buyers, FHA loan applicants
    What sets them apart
    • Access to conventional, FHA, VA, USDA, and exclusive CrossCountry Mortgage programs not available elsewhere, giving clients more financing options.
    • Streamlined pre-approval that allows buyers to move quickly when they find the right property or refinance rate.
    • Danny explains mortgage terms in simple language and guides clients through each step, removing confusion from the home financing process.
    Mortgage LoansHome FinancingRefinancingPurchase MortgagesFast Pre-Approval
    Phone(561) 309-9025
    Danny Henson at CrossCountry Mortgage, LLC
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Boca Raton, FL
    Serves Boca Raton, FL and surrounding South Florida communities
    ★★★★★5.0(205 Google reviews)

    Guild Mortgage Company is a national mortgage lender with a local branch in Boca Raton serving homebuyers and homeowners since 1960. Their loan officers provide personalized guidance on conventional, FHA, VA, jumbo, USDA, and renovation loans, plus down payment assistance programs. They specialize in helping first-time buyers, refinance customers, and those exploring renovation financing understand their options and complete the home purchase or refinance process with confidence.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, VA loan applicants, homeowners seeking refinance options, buyers with renovation plans, borrowers exploring down payment assistance
    What sets them apart
    • Recognized by Scotsman Guide as a top mortgage lender in 2025, Guild Mortgage combines local expertise with the strength and resources of a nationwide lending operation.
    • Offers multiple loan programs including conventional, FHA, VA, jumbo, USDA, renovation loans, and down payment assistance to serve borrowers in different financial situations.
    • Loan officers take time to understand your financial goals and circumstances, helping you explore options that fit your situation rather than pushing a one-size-fits-all approach.
    Mortgage LenderHome LoansRefinancingVA LoansFHA Loans
    Guild Mortgage Company
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Boca Raton, FL
    Serves Boca Raton, FL and surrounding South Florida communities
    ★★★★★5.0(174 Google reviews)

    Heart Mortgage is a full-service mortgage lender led by CEO Lee Dama, a respected expert with nearly two decades of industry experience. They specialize in home purchases, refinancing, reverse mortgages, and HELOCs, offering solutions even when traditional banks decline applicants. With access to multiple lenders, competitive rates, and a commitment to navigating complex lending scenarios, Heart Mortgage serves first-time buyers, investors, and homeowners seeking better terms or flexible financing options.

    Best for: RefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, real estate investors, homeowners seeking refinancing or better rates, borrowers with credit challenges or complex financial situations
    What sets them apart
    • Specializes in scenarios where traditional banks say no, including unique projects like churches and construction financing, with expert navigation of complex lending situations.
    • Provides access to a wide variety of lenders and loan products, ensuring clients get competitive rates and options tailored to their specific financial profile.
    • Led by CEO Lee Dama, a respected mortgage expert with nearly two decades of industry experience and a proven track record of delivering personalized solutions.
    Mortgage LendersHome FinancingRefinancingFirst-Time BuyersFast Approval
    Phone(833) 214-8444
    Heart Mortgage - Boca Raton
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Boca Raton, FL
    Serves Boca Raton and surrounding South Florida communities
    ★★★★★5.0(145 Google reviews)

    Deco Mortgage LLC is a Boca Raton-based mortgage lender specializing in conventional loans, VA loans, and refinancing options. Founded on principles of transparency and personalized service, their team of experienced loan officers provides mortgage concierge support throughout the lending process. They offer competitive rates on 15-year and 30-year fixed mortgages, fast pre-approval, educational resources for first-time buyers, and serve borrowers across Florida.

    Best for: VeteransRefinancing
    Ideal clients: First-time home buyers, VA-eligible borrowers and veterans, homeowners looking to refinance, buyers seeking transparent lender communication
    What sets them apart
    • Deco Mortgage publishes 100+ blog articles and educational resources specifically designed for first-time homebuyers and mortgage market insights, helping clients make informed decisions.
    • They offer dedicated VA loan programs with no down payment required and 100% LTV options, making homeownership accessible to veterans and active-duty service members.
    • Each client is paired with a carefully selected, highly trained loan officer who guides them from application through closing with transparent communication and trust-based service.
    Mortgage LenderVA LoansFirst-Time BuyersRefinancingFast Pre-Approval
    Phone(866) 990-3326
    Deco Mortgage LLC
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Boca Raton, FL
    Serves Boca Raton and surrounding South Florida communities
    ★★★★★5.0(99 Google reviews)

    Erick Cantele is a mortgage branch manager at New American Funding with over two decades of industry experience, having helped more than 2,000 families achieve homeownership. He specializes in FHA loans, VA loans, conventional mortgages, jumbo loans, refinancing, and innovative programs like NAF Cash for competitive offers and the Pathway to Homeownership initiative providing up to $6,000 in down payment assistance for first-time buyers. Known for personalized guidance, transparent communication, and expert advice, Erick combines his deep lending knowledge with a hands-on approach to ensure a smooth experience from pre-approval through closing.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, veterans and active military, refinancing clients, high-net-worth buyers seeking jumbo loans, self-employed professionals
    What sets them apart
    • Erick has successfully guided over 2,000 families through the mortgage process, bringing deep industry expertise and proven results to every client engagement.
    • Offers the Pathway to Homeownership program providing up to $6,000 in non-repayable down payment assistance for qualified first-time homebuyers in select areas.
    • Provides FHA, VA, conventional, jumbo, refinance, and cash-buyer programs tailored to different financial situations and borrowing needs.
    Mortgage LendingHome FinancingFirst-Time HomebuyersRefinancingVA Loans
    New American Funding : Erick Cantele
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Boca Raton, FL
    Serves South Florida, including Boca Raton and surrounding communities
    ★★★★★5.0(97 Google reviews)

    Leading Edge Mortgage Corp specializes in residential mortgage lending, offering pre-approval, purchase financing, and refinancing solutions tailored to each client's financial situation. Led by experienced loan officers including Lee Eisenberg, the company has financed thousands of loans and serves first-time homebuyers, repeat buyers, and homeowners seeking refinancing. They provide comprehensive support from initial quote through closing, with a focus on transparent communication and personalized service.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, repeat home purchasers, homeowners seeking refinancing, borrowers wanting personalized financing solutions, clients prioritizing responsive service and clear communication
    What sets them apart
    • Led by seasoned professionals like Lee Eisenberg who provide personalized guidance and detailed explanations throughout the mortgage process, ensuring clients understand all options.
    • Offers quick pre-approval and streamlined closing timelines, with many clients able to complete transactions ahead of scheduled deadlines.
    • Goes beyond standard mortgage services to analyze escrow, insurance premiums, and overall financial situations to identify ways to reduce mortgage payments and improve affordability.
    Mortgage LendingRefinancingFirst-Time BuyersFast Pre-ApprovalHome Financing
    Phone(561) 392-0040
    Websitelemort.com
    Leading Edge Mortgage Corp.
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Boca Raton, FL
    Serves Boca Raton, FL and surrounding South Florida communities
    ★★★★★5.0(83 Google reviews)

    Choice Mortgage Group, led by loan officer Jared Perlman, is a full-service mortgage lender in Boca Raton specializing in home purchases, refinancing, and home equity solutions. The team combines mortgage expertise with genuine empathy for homeowners, offering personalized guidance from pre-approval through closing. They serve first-time buyers with dedicated education resources, handle refinancing to lower payments or access cash, and provide HELOC and second mortgage options for homeowners looking to leverage their equity.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, homeowners looking to refinance, borrowers seeking to access home equity, buyers wanting personalized mortgage guidance
    What sets them apart
    • Dedicated resources and step-by-step guidance specifically designed for new homebuyers, from pre-approval through keys in hand.
    • Beyond traditional mortgages, Choice Mortgage Group offers HELOCs and second mortgages to help homeowners access equity for major life expenses.
    • Team-based approach emphasizing empathy and clear communication, treating clients as individuals rather than transactions.
    Mortgage LenderHome LoansRefinancingFirst-Time BuyersWhite Glove Service
    Phone(561) 532-5142
    Jared Perlman- Mortgage Lender
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Boca Raton, FL
    Serves Boca Raton, Miami, and South Florida
    ★★★★★5.0(67 Google reviews)

    Jason Stern at Hero Mortgage Group is a mortgage broker serving South Florida with expertise in residential lending. As an independent broker with NMLS certification, Jason provides access to multiple lenders and loan programs, helping clients find competitive rates and terms tailored to their financial situation. Whether you're a first-time homebuyer, refinancing an existing mortgage, or looking for specialized loan products like VA or FHA loans, Hero Mortgage Group offers personalized service to guide you through the entire lending process.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, Refinancing customers, Veterans with VA loan eligibility, Self-employed and non-traditional income borrowers
    What sets them apart
    • As a mortgage broker, Jason connects clients with multiple lending partners to compare rates and find the best loan products for their specific situation.
    • Licensed and regulated mortgage professional ensuring compliance and consumer protection throughout the lending process.
    • Specializes in various loan programs including conventional, FHA, VA, and refinancing options to match diverse borrower needs and financial profiles.
    Mortgage BrokerResidential LendingLoan ProgramsNMLS CertifiedBoca Raton
    Phone(561) 486-4376
    Jason Stern - Hero Mortgage Group - Mortgage Broker - NMLS # 1569493
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Boca Raton, FL
    Serves Boca Raton and surrounding South Florida communities
    ★★★★★5.0(63 Google reviews)

    Pathway Home Loans, led by mortgage specialist Igor Shrayev, provides comprehensive home financing solutions for homebuyers and refinancers in South Florida. With access to multiple lenders and flexible loan programs, they help first-time buyers, experienced homeowners, and those seeking refinancing find the right mortgage structure. Their personalized approach focuses on understanding each client's unique financial situation to secure competitive rates and terms.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, military veterans seeking VA loans, refinancers looking to lower rates, borrowers with non-traditional credit situations
    What sets them apart
    • Works with numerous lenders to compare rates and programs, giving clients more options rather than being limited to a single institution.
    • Offers FHA, VA, and conventional loan programs to serve diverse borrower profiles and financial situations.
    • Direct work with Igor Shrayev ensures individualized attention and guidance throughout the mortgage process.
    Mortgage LenderHome FinancingRefinancingFHA LoansVA Loans
    Phone(954) 613-1367
    Pathway Home Loans - Igor Shrayev
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Boca Raton, FL
    Serves Boca Raton, South Florida, and surrounding areas
    ★★★★★4.9(555 Google reviews)

    Reach Home Loans is a mortgage lender serving South Florida with a focus on personalized home financing solutions. Based in Boca Raton, they specialize in conventional loans, FHA loans, VA loans, and refinancing options tailored to borrowers at all stages of the home buying journey. Their team combines local market expertise with access to multiple lending programs to help clients secure competitive rates and favorable terms.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, VA borrowers, homeowners seeking refinancing, buyers in the jumbo loan market
    What sets them apart
    • Offers conventional, FHA, VA, and jumbo loan options to serve a wide range of borrowers with different financial situations and down payment capabilities.
    • Boca Raton-based lender with deep knowledge of South Florida real estate market and community-specific lending needs.
    • Provides refinancing solutions to help homeowners optimize their existing mortgages and reduce monthly payments.
    Mortgage LenderHome FinancingFHA LoansVA LoansRefinancing
    Phone(754) 946-4292
    Reach Home Loans
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Boca Raton, FL
    Serves Boca Raton, South Florida, and surrounding areas
    ★★★★★4.9(371 Google reviews)

    Matt Weaver at CrossCountry Mortgage is a mortgage loan officer serving the Boca Raton area and South Florida. Based at CrossCountry Mortgage, Matt specializes in helping homebuyers and refinancers find the right loan products, including conventional, FHA, VA, and jumbo loans. With a focus on personalized service and fast pre-approval processes, Matt works to simplify the mortgage experience for first-time buyers, experienced homeowners, and those looking to refinance.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, refinancers, military veterans with VA loan benefits, luxury home buyers, investment property purchasers
    What sets them apart
    • Offers access to multiple loan products including conventional, FHA, VA, and jumbo loans through CrossCountry Mortgage's network of lenders.
    • Specializes in streamlined pre-approval to help buyers move quickly in competitive markets.
    • Provides one-on-one guidance to help clients understand their financing options and choose the best loan program for their situation.
    Mortgage LoansHome FinancingLoan OfficerRefinancingPre-Approval
    Phone(561) 864-2458
    Matt Weaver at CrossCountry Mortgage
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Boca Raton, FL
    Serves Boca Raton and South Florida, including Palm Beach County and Broward County
    ★★★★★4.9(260 Google reviews)

    Choice Mortgage is a locally-owned mortgage lender in Boca Raton serving South Florida homebuyers and refinancers. They offer a full range of loan products including conventional, FHA, VA, and jumbo loans, with personalized service from experienced loan officers who guide clients through pre-approval and closing. Choice Mortgage specializes in helping first-time buyers navigate the mortgage process while also serving experienced homeowners seeking competitive rates and flexible financing options.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, VA loan recipients, refinancing homeowners, jumbo loan borrowers, luxury home buyers
    What sets them apart
    • Offers conventional, FHA, VA, jumbo, and refinancing loans to serve diverse borrower needs and financial situations.
    • Based in Boca Raton with deep knowledge of the South Florida real estate market and local lending conditions.
    • Provides quick pre-approval to help buyers move faster in competitive real estate markets.
    Mortgage LenderHome LoansRefinancingFHA LoansVA Loans
    Phone(561) 441-2730
    Choice Mortgage
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Boca Raton, FL
    Serves Boca Raton and surrounding South Florida communities
    ★★★★★5.0(54 Google reviews)

    Seton Zappala is a mortgage loan officer with PrimeLending, a national mortgage lender, helping homebuyers and refinancing clients in South Florida navigate the lending process. With access to multiple loan programs including conventional, FHA, VA, and jumbo loans, Seton provides personalized guidance to first-time buyers, experienced investors, and homeowners looking to refinance. His experience and commitment to responsive service make him a trusted resource for securing competitive mortgage rates and terms.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time home buyers, VA loan borrowers, FHA loan applicants, homeowners refinancing, luxury home buyers
    What sets them apart
    • Offers FHA, VA, jumbo, and conventional loans through PrimeLending's full lending suite to match different buyer situations and financial profiles.
    • Based in Boca Raton with direct phone and personalized service, making it easy for local homebuyers and refinancing clients to communicate throughout the lending process.
    Mortgage LoansFHA LoansVA LoansRefinancingHome Financing
    Phone(407) 506-8451
    Seton Zappala NMLS 200112 PrimeLending
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Boca Raton, FL
    Serves Boca Raton and surrounding South Florida communities
    ★★★★★4.9(235 Google reviews)

    Choice Mortgage Group is a mortgage lender based in Boca Raton offering comprehensive financing solutions including conventional loans, FHA loans, VA loans, jumbo loans, and refinancing options. With a team of experienced loan officers and processors, they specialize in helping first-time homebuyers, move-up buyers, and those seeking to refinance existing mortgages. They focus on providing personalized service and competitive rates to borrowers throughout South Florida.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, move-up buyers, VA loan borrowers, jumbo loan applicants, refinancing customers
    What sets them apart
    • Offers conventional, FHA, VA, jumbo, and refinancing options to serve diverse borrower needs and financial situations.
    • Works directly with clients to understand their specific financial goals and provide customized mortgage solutions.
    • Strives to provide competitive pricing and terms to help borrowers save on their home financing costs.
    Mortgage LenderHome FinancingFHA LoansVA LoansRefinancing
    Phone(561) 395-6900
    Choice Mortgage Group
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    West Palm Beach, FL · 23 mi from Boca Raton
    Serves West Palm Beach and surrounding South Florida communities
    ★★★★★4.9(209 Google reviews)

    Palm Beach Mortgage Group, Inc. is a mortgage lender serving South Florida with a focus on personalized service and competitive rates. Based in West Palm Beach, they help homebuyers and refinancing clients navigate the mortgage process, offering access to multiple loan programs and streamlined pre-approval. The team works directly with borrowers to find financing solutions tailored to their specific financial situation.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, Existing homeowners refinancing, VA loan borrowers, Self-employed applicants
    What sets them apart
    • Works directly with borrowers to provide transparent pricing and faster loan processing without unnecessary intermediaries.
    • Offers access to conventional, FHA, VA, and other loan options to match different borrower profiles and financial situations.
    • Based in West Palm Beach with deep knowledge of the South Florida real estate market and local lending landscape.
    Mortgage LenderHome FinancingRefinancingPre-ApprovalCompetitive Rates
    Phone(561) 478-4780
    Palm Beach Mortgage Group, Inc.
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Boca Raton, FL
    Serves Boca Raton and South Florida, with statewide and national availability
    ★★★★★4.9(191 Google reviews)

    Mbanc is a digital mortgage lender offering streamlined home financing solutions for borrowers in Florida and beyond. The company specializes in making the mortgage process faster and more transparent through their online platform, providing access to competitive rates and personalized loan options. With a focus on customer service and efficiency, Mbanc helps homebuyers, refinancers, and real estate investors secure financing tailored to their specific needs.

    Best for: RefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, experienced real estate investors, borrowers seeking refinancing, homebuyers in competitive markets
    What sets them apart
    • Mbanc streamlines mortgage applications through an intuitive online platform, reducing paperwork and processing time compared to traditional lenders.
    • The company emphasizes clear, upfront pricing with no hidden fees, helping borrowers understand their true costs before committing.
    • Mbanc offers rapid pre-approval timelines, enabling homebuyers to move quickly in competitive real estate markets.
    Digital Mortgage LenderFast Pre-ApprovalOnline FinancingCompetitive Rates
    Phone(844) 918-1886
    Websitembanc.com
    Mbanc
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Boca Raton, FL
    Serves Boca Raton, Florida and surrounding South Florida communities
    ★★★★★5.0(50 Google reviews)

    Preferred Homes Mortgages, led by Claudia Yemail, is a mortgage lending company serving South Florida with personalized financing solutions for homebuyers. They specialize in helping clients navigate the mortgage process with expertise in various loan programs and competitive rates. Their focus is on building lasting relationships with clients and ensuring a smooth path to homeownership.

    Ideal clients: First-time homebuyers, Refinancing clients, South Florida homebuyers seeking personalized mortgage guidance
    What sets them apart
    • Claudia Yemail provides one-on-one mortgage guidance tailored to individual client needs and financial situations.
    • Based in Boca Raton with deep knowledge of South Florida real estate market and financing options.
    • Offers access to multiple loan products and programs to match diverse buyer profiles and financial goals.
    Mortgage LenderHome FinancingLoan OfficerBoca RatonSouth Florida
    Phone(786) 227-2868
    Preferred Homes Mortgages | Claudia Yemail
    Updated 4/21/26Learn More →
    83
    Lantern
    Score
    Fort Lauderdale, FL · 13 mi from Boca Raton
    Serves Fort Lauderdale and surrounding South Florida communities
    ★★★★★4.9(113 Google reviews)

    Phil Ganz Next Wave Mortgage is an independent mortgage broker serving South Florida homebuyers and refinancing clients from their Fort Lauderdale office. With access to multiple lenders and loan programs including FHA, VA, and jumbo mortgages, they provide personalized financing solutions tailored to each client's situation. Phil Ganz and his team specialize in helping first-time buyers navigate the mortgage process and assisting existing homeowners with refinancing opportunities.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, Military veterans (VA loans), Self-employed borrowers, Homeowners refinancing, Luxury home buyers (jumbo loans)
    What sets them apart
    • Phil Ganz Next Wave Mortgage connects borrowers with multiple lenders, giving clients more options and better competitive rates than single-lender shops.
    • They offer expertise in FHA loans, VA loans, jumbo mortgages, and conventional financing to serve diverse buyer profiles and credit situations.
    • Independent broker model means recommendations are based on what's best for the client, not tied to any single lender's products.
    Mortgage BrokerHome FinancingRefinancingFHA LoansVA Loans
    Phone(617) 529-9317
    Phil Ganz Next Wave Mortgage
    Updated 4/21/26Learn More →
    83
    Lantern
    Score
    Boca Raton, FL
    Serves Boca Raton, FL and surrounding South Florida communities
    ★★★★★4.9(107 Google reviews)

    PrimeLending, A PlainsCapital Company, is a mortgage lender serving the Boca Raton area with a range of loan programs including conventional, FHA, VA, and jumbo loans. The Boca Raton branch offers personalized mortgage services designed to help borrowers navigate the home financing process, from pre-approval to closing. With access to multiple lending products and a focus on customer service, they work with first-time homebuyers, refinancers, and clients with varying credit profiles to find competitive mortgage solutions.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, Military veterans (VA loans), Homeowners refinancing, Luxury home buyers (jumbo loans)
    What sets them apart
    • Offers conventional, FHA, VA, and jumbo loan options to serve diverse borrower needs and financial situations.
    • Backed by PlainsCapital, a major financial institution, while maintaining local branch presence and personalized service in Boca Raton.
    • Provides efficient pre-approval services to help buyers move quickly in competitive real estate markets.
    Mortgage LenderHome LoansFHA LoansVA LoansRefinancing
    Phone(561) 245-9095
    PrimeLending, A PlainsCapital Company - Boca Raton
    Updated 4/21/26Learn More →
    83
    Lantern
    Score
    Delray Beach, FL · 7 mi from Boca Raton
    Serves South Florida including Delray Beach and surrounding communities
    ★★★★★5.0(37 Google reviews)

    Neil Bourdelaise is a mortgage loan originator with Main Street Home Loans, serving the South Florida area from Delray Beach. He specializes in helping borrowers navigate the mortgage process with personalized guidance and access to multiple loan programs, including conventional, FHA, VA, and jumbo loans. Neil works directly with clients to find financing solutions tailored to their specific situation, whether they're first-time homebuyers or experienced investors.

    Best for: First-Time HomebuyersVeteransCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, VA loan applicants, FHA borrowers, jumbo loan seekers, refinancing homeowners
    What sets them apart
    • Access to conventional, FHA, VA, and jumbo loan options allows Neil to match borrowers with the right financing program for their unique circumstances.
    • Neil works directly with clients throughout the mortgage process, providing straightforward guidance to help navigate loan options and requirements.
    Mortgage LoansLoan OriginatorHome FinancingVA LoansFHA Loans
    Phone(410) 336-8432
    Neil Bourdelaise | Main Street Home Loans
    Updated 4/21/26Learn More →
    83
    Lantern
    Score
    Boca Raton, FL
    Serves Boca Raton and surrounding South Florida
    ★★★★★5.0(34 Google reviews)

    Bryan Mittler, Esq. is a mortgage loan officer at Rate, a national mortgage lender serving the Boca Raton area. With NMLS certification (#811965), he specializes in helping borrowers secure competitive mortgage financing for home purchases and refinancing. Mittler provides personalized guidance through Rate's digital-first platform, combining professional expertise with streamlined loan processes to help clients achieve their homeownership goals.

    Best for: RefinancingCompetitive Rates
    Ideal clients: First-time home buyers, existing homeowners seeking refinancing, borrowers wanting transparent rate comparisons
    What sets them apart
    • Bryan Mittler holds active NMLS licensing (NMLS #811965), ensuring compliance with federal and state mortgage regulations and professional standards.
    • Leverages Rate's online mortgage platform for faster processing, transparent pricing, and convenient digital document management throughout the loan process.
    • Combines digital efficiency with one-on-one professional consultation to help borrowers understand loan options, rates, and terms tailored to their financial situation.
    Mortgage LoansHome FinancingLoan OfficerRefinancingPurchase Mortgages
    Phone(561) 270-7205
    Websiterate.com
    Bryan Mittler, Esq. at Rate (NMLS #811965)
    Updated 4/21/26Learn More →
    81
    Lantern
    Score
    Boca Raton, FL
    Serves Boca Raton and throughout Florida, serving both domestic and international clients
    ★★★★★5.0(100 Google reviews)

    Heide International LLC is a Florida-based mortgage broker led by Kurt William Heide, specializing in personalized mortgage solutions for domestic buyers, foreign nationals, first-time homebuyers, condo purchases, reverse mortgages, and clients with complex financial situations including bankruptcies and foreclosures. With direct relationships with multiple lenders and banks, they provide tailored financing options with competitive rates while offering transparent communication and ongoing support throughout the entire home-buying process.

    Best for: Competitive Rates
    Ideal clients: First-time homebuyers, foreign nationals investing in Florida property, borrowers with complex financial situations, condo purchasers, reverse mortgage candidates
    What sets them apart
    • Works directly with underwriters at multiple lenders and banks to source the best possible financing options and competitive rates for each client's unique situation.
    • Dedicated experience serving international clients and foreign nationals looking to purchase property in Florida, with understanding of global real estate financing needs.
    • Specializes in challenging scenarios including reverse mortgages, bankruptcies, foreclosures, divorce situations, and condo financing where other providers may decline.
    Mortgage BrokerForeign NationalsFirst-Time BuyersReverse MortgagesCondo Financing
    Phone(561) 213-4093
    Heide International LLC
    Updated 4/21/26Learn More →
    80
    Lantern
    Score
    Fort Lauderdale, FL · 14 mi from Boca Raton
    Serves Fort Lauderdale and surrounding South Florida communities
    ★★★★★5.0(52 Google reviews)

    Atlantic Home Capital is a mortgage broker serving Florida homebuyers and refinancers with access to multiple lenders and loan programs. Based in Fort Lauderdale, they specialize in helping borrowers find the right mortgage solution, whether for purchase or refinancing, by connecting clients with various lending options tailored to their financial situation.

    Best for: VeteransRefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, refinancing homeowners, borrowers seeking competitive rate shopping, those needing specialized loan programs
    What sets them apart
    • Atlantic Home Capital connects borrowers with multiple lending partners, allowing clients to compare loan options and find competitive rates rather than being limited to a single lender.
    • Their team works to match borrowers with appropriate loan programs based on individual financial situations, including conventional, FHA, VA, and other specialized mortgage products.
    Mortgage BrokerHome LoansRefinancingFort Lauderdale
    Atlantic Home Capital - Mortgage Broker Florida
    Updated 4/21/26Learn More →

    Frequently Asked Questions

    Who is the top-ranked mortgage broker in Boca Raton?

    United Direct Lending is the top-ranked mortgage broker in Boca Raton with a Lantern Score of 85.56/100 and a 5-star rating based on 376 reviews. Operating from their Boca Raton headquarters, they serve borrowers across all 50 states and specialize in personalized mortgage solutions for first-time homebuyers, veterans seeking VA loans, and homeowners refinancing.

    Which mortgage broker should first-time homebuyers contact in Boca Raton?

    Danny Henson at CrossCountry Mortgage, LLC is an excellent choice for first-time homebuyers, ranking #2 with a Lantern Score of 85.33/100 and 5-star rating from 224 reviews. As a Mortgage Loan Originator (NMLS #2085365), he specializes in purchase mortgages and refinancing for both Boca Raton and Boynton Beach communities.

    What mortgage options are available for veterans in Boca Raton?

    Several top-ranked brokers specialize in VA loans for veterans, including Guild Mortgage Company (Lantern Score 85.28/100, 205 reviews) and Deco Mortgage LLC (Lantern Score 85.03/100, 145 reviews), both offering personalized guidance on VA loan programs. Heart Mortgage - Boca Raton (Lantern Score 85.17/100, 174 reviews) also serves veterans and handles complex financial situations.

    Which mortgage brokers have the most customer reviews in Boca Raton?

    Reach Home Loans leads with 555 reviews (4.9-star rating, Lantern Score 83.93/100), followed by United Direct Lending with 376 reviews (5-star, Lantern Score 85.56/100), and Matt Weaver at CrossCountry Mortgage with 371 reviews (4.9-star, Lantern Score 83.82/100). All three are well-established lenders serving the Boca Raton area.

    Are there mortgage brokers in Boca Raton who serve self-employed borrowers?

    Yes, Erick Cantele at New American Funding (Lantern Score 84.64/100, 99 reviews) specializes in self-employed professionals and has helped over 2,000 families achieve homeownership. Jason Stern at Hero Mortgage Group (Lantern Score 84.08/100, 67 reviews) also serves self-employed and non-traditional income borrowers with access to multiple lenders.

    Which mortgage brokers offer jumbo loans for luxury home buyers in Boca Raton?

    Choice Mortgage (Lantern Score 83.69/100, 260 reviews) and Choice Mortgage Group (Lantern Score 83.64/100, 235 reviews) both specialize in jumbo loans for luxury home buyers. Matt Weaver at CrossCountry Mortgage (Lantern Score 83.82/100, 371 reviews) and PrimeLending (Lantern Score 83.06/100, 107 reviews) also serve luxury home buyers seeking jumbo financing options.

    This directory of mortgage brokers local businesses serving Boca Raton, FL is maintained by Lantern. Rankings are determined by the Lantern Score — not advertising or payment for placement. Learn how it works. Last updated April 21, 2026. To claim or update a listing, contact us.