Areas served: Boca Raton, FL and surrounding Palm Beach County
Boca Raton's mortgage market serves a diverse mix of luxury waterfront properties, gated communities, and standard residential real estate across neighborhoods from Royal Palm Yacht Club to Broken Sound. The area's mortgage brokers navigate competitive lending environments shaped by South Florida's strong cash buyer presence, condominium financing regulations, and flood insurance requirements. This directory catalogs licensed mortgage brokers serving Boca Raton, evaluated on loan program access, rate structures, closing timelines, and familiarity with local property markets.
United Direct Lending is a mortgage company serving borrowers across all 50 states from their Boca Raton headquarters. They specialize in personalized mortgage solutions including home purchases, refinancing, VA loans, and FHA loans, with a four-step process focused on understanding client goals, presenting competitive options, and guiding borrowers through documentation. Their education-focused approach includes 27 learning articles and resources to help first-time and experienced homebuyers make informed decisions.
Danny Henson is a Mortgage Loan Originator (NMLS #2085365) with CrossCountry Mortgage, LLC, serving the Boca Raton and Boynton Beach communities. He specializes in purchase mortgages and refinancing, offering conventional, FHA, VA, and USDA loans plus exclusive programs. Danny's approach focuses on simplifying the mortgage process with transparent guidance, fast pre-approval, competitive rates, and personalized support from application through closing.
Guild Mortgage Company is a national mortgage lender with a local branch in Boca Raton serving homebuyers and homeowners since 1960. Their loan officers provide personalized guidance on conventional, FHA, VA, jumbo, USDA, and renovation loans, plus down payment assistance programs. They specialize in helping first-time buyers, refinance customers, and those exploring renovation financing understand their options and complete the home purchase or refinance process with confidence.
Heart Mortgage is a full-service mortgage lender led by CEO Lee Dama, a respected expert with nearly two decades of industry experience. They specialize in home purchases, refinancing, reverse mortgages, and HELOCs, offering solutions even when traditional banks decline applicants. With access to multiple lenders, competitive rates, and a commitment to navigating complex lending scenarios, Heart Mortgage serves first-time buyers, investors, and homeowners seeking better terms or flexible financing options.
Deco Mortgage LLC is a Boca Raton-based mortgage lender specializing in conventional loans, VA loans, and refinancing options. Founded on principles of transparency and personalized service, their team of experienced loan officers provides mortgage concierge support throughout the lending process. They offer competitive rates on 15-year and 30-year fixed mortgages, fast pre-approval, educational resources for first-time buyers, and serve borrowers across Florida.
Erick Cantele is a mortgage branch manager at New American Funding with over two decades of industry experience, having helped more than 2,000 families achieve homeownership. He specializes in FHA loans, VA loans, conventional mortgages, jumbo loans, refinancing, and innovative programs like NAF Cash for competitive offers and the Pathway to Homeownership initiative providing up to $6,000 in down payment assistance for first-time buyers. Known for personalized guidance, transparent communication, and expert advice, Erick combines his deep lending knowledge with a hands-on approach to ensure a smooth experience from pre-approval through closing.
Leading Edge Mortgage Corp specializes in residential mortgage lending, offering pre-approval, purchase financing, and refinancing solutions tailored to each client's financial situation. Led by experienced loan officers including Lee Eisenberg, the company has financed thousands of loans and serves first-time homebuyers, repeat buyers, and homeowners seeking refinancing. They provide comprehensive support from initial quote through closing, with a focus on transparent communication and personalized service.
Choice Mortgage Group, led by loan officer Jared Perlman, is a full-service mortgage lender in Boca Raton specializing in home purchases, refinancing, and home equity solutions. The team combines mortgage expertise with genuine empathy for homeowners, offering personalized guidance from pre-approval through closing. They serve first-time buyers with dedicated education resources, handle refinancing to lower payments or access cash, and provide HELOC and second mortgage options for homeowners looking to leverage their equity.
Jason Stern at Hero Mortgage Group is a mortgage broker serving South Florida with expertise in residential lending. As an independent broker with NMLS certification, Jason provides access to multiple lenders and loan programs, helping clients find competitive rates and terms tailored to their financial situation. Whether you're a first-time homebuyer, refinancing an existing mortgage, or looking for specialized loan products like VA or FHA loans, Hero Mortgage Group offers personalized service to guide you through the entire lending process.
Pathway Home Loans, led by mortgage specialist Igor Shrayev, provides comprehensive home financing solutions for homebuyers and refinancers in South Florida. With access to multiple lenders and flexible loan programs, they help first-time buyers, experienced homeowners, and those seeking refinancing find the right mortgage structure. Their personalized approach focuses on understanding each client's unique financial situation to secure competitive rates and terms.
Reach Home Loans is a mortgage lender serving South Florida with a focus on personalized home financing solutions. Based in Boca Raton, they specialize in conventional loans, FHA loans, VA loans, and refinancing options tailored to borrowers at all stages of the home buying journey. Their team combines local market expertise with access to multiple lending programs to help clients secure competitive rates and favorable terms.
Matt Weaver at CrossCountry Mortgage is a mortgage loan officer serving the Boca Raton area and South Florida. Based at CrossCountry Mortgage, Matt specializes in helping homebuyers and refinancers find the right loan products, including conventional, FHA, VA, and jumbo loans. With a focus on personalized service and fast pre-approval processes, Matt works to simplify the mortgage experience for first-time buyers, experienced homeowners, and those looking to refinance.
Choice Mortgage is a locally-owned mortgage lender in Boca Raton serving South Florida homebuyers and refinancers. They offer a full range of loan products including conventional, FHA, VA, and jumbo loans, with personalized service from experienced loan officers who guide clients through pre-approval and closing. Choice Mortgage specializes in helping first-time buyers navigate the mortgage process while also serving experienced homeowners seeking competitive rates and flexible financing options.
Seton Zappala is a mortgage loan officer with PrimeLending, a national mortgage lender, helping homebuyers and refinancing clients in South Florida navigate the lending process. With access to multiple loan programs including conventional, FHA, VA, and jumbo loans, Seton provides personalized guidance to first-time buyers, experienced investors, and homeowners looking to refinance. His experience and commitment to responsive service make him a trusted resource for securing competitive mortgage rates and terms.
Choice Mortgage Group is a mortgage lender based in Boca Raton offering comprehensive financing solutions including conventional loans, FHA loans, VA loans, jumbo loans, and refinancing options. With a team of experienced loan officers and processors, they specialize in helping first-time homebuyers, move-up buyers, and those seeking to refinance existing mortgages. They focus on providing personalized service and competitive rates to borrowers throughout South Florida.
Palm Beach Mortgage Group, Inc. is a mortgage lender serving South Florida with a focus on personalized service and competitive rates. Based in West Palm Beach, they help homebuyers and refinancing clients navigate the mortgage process, offering access to multiple loan programs and streamlined pre-approval. The team works directly with borrowers to find financing solutions tailored to their specific financial situation.
Mbanc is a digital mortgage lender offering streamlined home financing solutions for borrowers in Florida and beyond. The company specializes in making the mortgage process faster and more transparent through their online platform, providing access to competitive rates and personalized loan options. With a focus on customer service and efficiency, Mbanc helps homebuyers, refinancers, and real estate investors secure financing tailored to their specific needs.
Preferred Homes Mortgages, led by Claudia Yemail, is a mortgage lending company serving South Florida with personalized financing solutions for homebuyers. They specialize in helping clients navigate the mortgage process with expertise in various loan programs and competitive rates. Their focus is on building lasting relationships with clients and ensuring a smooth path to homeownership.
Phil Ganz Next Wave Mortgage is an independent mortgage broker serving South Florida homebuyers and refinancing clients from their Fort Lauderdale office. With access to multiple lenders and loan programs including FHA, VA, and jumbo mortgages, they provide personalized financing solutions tailored to each client's situation. Phil Ganz and his team specialize in helping first-time buyers navigate the mortgage process and assisting existing homeowners with refinancing opportunities.
PrimeLending, A PlainsCapital Company, is a mortgage lender serving the Boca Raton area with a range of loan programs including conventional, FHA, VA, and jumbo loans. The Boca Raton branch offers personalized mortgage services designed to help borrowers navigate the home financing process, from pre-approval to closing. With access to multiple lending products and a focus on customer service, they work with first-time homebuyers, refinancers, and clients with varying credit profiles to find competitive mortgage solutions.
Neil Bourdelaise is a mortgage loan originator with Main Street Home Loans, serving the South Florida area from Delray Beach. He specializes in helping borrowers navigate the mortgage process with personalized guidance and access to multiple loan programs, including conventional, FHA, VA, and jumbo loans. Neil works directly with clients to find financing solutions tailored to their specific situation, whether they're first-time homebuyers or experienced investors.
Bryan Mittler, Esq. is a mortgage loan officer at Rate, a national mortgage lender serving the Boca Raton area. With NMLS certification (#811965), he specializes in helping borrowers secure competitive mortgage financing for home purchases and refinancing. Mittler provides personalized guidance through Rate's digital-first platform, combining professional expertise with streamlined loan processes to help clients achieve their homeownership goals.
Heide International LLC is a Florida-based mortgage broker led by Kurt William Heide, specializing in personalized mortgage solutions for domestic buyers, foreign nationals, first-time homebuyers, condo purchases, reverse mortgages, and clients with complex financial situations including bankruptcies and foreclosures. With direct relationships with multiple lenders and banks, they provide tailored financing options with competitive rates while offering transparent communication and ongoing support throughout the entire home-buying process.
Atlantic Home Capital is a mortgage broker serving Florida homebuyers and refinancers with access to multiple lenders and loan programs. Based in Fort Lauderdale, they specialize in helping borrowers find the right mortgage solution, whether for purchase or refinancing, by connecting clients with various lending options tailored to their financial situation.
United Direct Lending is the top-ranked mortgage broker in Boca Raton with a Lantern Score of 85.56/100 and a 5-star rating based on 376 reviews. Operating from their Boca Raton headquarters, they serve borrowers across all 50 states and specialize in personalized mortgage solutions for first-time homebuyers, veterans seeking VA loans, and homeowners refinancing.
Danny Henson at CrossCountry Mortgage, LLC is an excellent choice for first-time homebuyers, ranking #2 with a Lantern Score of 85.33/100 and 5-star rating from 224 reviews. As a Mortgage Loan Originator (NMLS #2085365), he specializes in purchase mortgages and refinancing for both Boca Raton and Boynton Beach communities.
Several top-ranked brokers specialize in VA loans for veterans, including Guild Mortgage Company (Lantern Score 85.28/100, 205 reviews) and Deco Mortgage LLC (Lantern Score 85.03/100, 145 reviews), both offering personalized guidance on VA loan programs. Heart Mortgage - Boca Raton (Lantern Score 85.17/100, 174 reviews) also serves veterans and handles complex financial situations.
Reach Home Loans leads with 555 reviews (4.9-star rating, Lantern Score 83.93/100), followed by United Direct Lending with 376 reviews (5-star, Lantern Score 85.56/100), and Matt Weaver at CrossCountry Mortgage with 371 reviews (4.9-star, Lantern Score 83.82/100). All three are well-established lenders serving the Boca Raton area.
Yes, Erick Cantele at New American Funding (Lantern Score 84.64/100, 99 reviews) specializes in self-employed professionals and has helped over 2,000 families achieve homeownership. Jason Stern at Hero Mortgage Group (Lantern Score 84.08/100, 67 reviews) also serves self-employed and non-traditional income borrowers with access to multiple lenders.
Choice Mortgage (Lantern Score 83.69/100, 260 reviews) and Choice Mortgage Group (Lantern Score 83.64/100, 235 reviews) both specialize in jumbo loans for luxury home buyers. Matt Weaver at CrossCountry Mortgage (Lantern Score 83.82/100, 371 reviews) and PrimeLending (Lantern Score 83.06/100, 107 reviews) also serve luxury home buyers seeking jumbo financing options.