Prosperity Home Mortgage, LLC
Mortgage Brokers
· Charlottesville, VA
Published in partnership with Ryan Schuett at Prosperity Home Mortgage - Charlottesville
Book online anytime
Ryan Schuett is an Executive Mortgage Consultant with Prosperity Home Mortgage specializing in home purchases and refinances in the Charlottesville, Palmyra, and Staunton areas. With over 18 years of lending experience and expertise in new construction, government loans, and jumbo transactions, Ryan guides clients through every step of the mortgage process to ensure informed and efficient transactions. Her goal is to educate clients about financing options while leveraging builder relationships and lender incentives to get the best outcomes.
Best for: First-time homebuyers, military service members (VA loans), new construction buyers, homeowners refinancing or downsizing
Service area: Charlottesville, Palmyra, and Staunton, Virginia
18+ Years of Experience: Ryan brings over 18 years of personal lending experience and has assisted over 1,500 clients, providing deep expertise in new construction, government loans, and jumbo transactions.
Builder Relationships & Incentives: Ryan leverages established builder relationships and lender incentives to provide clients with additional benefits and competitive options.
Fast Pre-Approval: Prosperity Home Mortgage offers expedited service with typical turnaround times of 24 to 48 hours, including weekend availability for pre-approval letters.
“This was my second time working with Ryan Schuett at Prosperity Home Mortgage, and once again, she was amazing. She made the financing side of buying my home feel clear, organized, and completely manageable. Ryan took the time to walk me through every step, answered all my questions, and truly worked with me to make sure I felt confident throughout the process. She’s not only knowledgeable and dependable, but also genuinely enjoyable to work with. I wouldn’t hesitate to work with her again!”
— Mary McLachlan, Google Review
“We've had the pleasure of working with Ryan on both our first and second home loans, and we truly couldn't imagine going through the process with anyone else. Professional, responsive, and incredibly knowledgeable, she made every step feel smooth and stress-free. Beyond the expertise, Ryan brings such a positive energy to the experience - funny, enjoyable, and genuinely seems excited to help. She's turned what can be an overwhelming process into something exciting and memorable. We can't recommend her enough!”
— Jordan Templeton, Google Review
“Being 1st time home buyers it was difficult to figure out what we were doing and what the next steps were but with Ryan's help she made it much easier. Every step of the way she communicated perfectly through email and always keeping on top of everything that was going on. I definitely felt more sure about the whole process knowing that Ryan was there to answer questions throughout the whole process. Thank you so much for your help Ryan!! I really appreciate everything you did for us!”
— Faith L, Google Review
“Ryan was great from start to finish. She answered all of our questions and was very helpful and patient. She helped us gather all of the needed information and was super accessible throughout the process. We highly recommend her for your mortgage needs.”
— Sharon Brown, Google Review
“Ryan was very helpful and clear every step of the way. As a first time home buyer, I really appreciated her explaining each step in videos and quickly responding to questions. That was a big reason as to why my wife and I went with Ryan for our mortgage.”
— David Loomis, Google Review
Book online: Book Online Now →
Phone: (434) 422-7457
Address: 350 Old Ivy Way SUITE 200, Charlottesville, VA 22903 (Get directions)
Website: ryanschuett.phmloans.com/