Mortgage Brokers
Campbell, CA
Russell Rivera is a mortgage advisor with over 10 years of experience in the lending industry, operating as both a direct lender and broker through Kal Financial. He specializes in creative loan solutions and niche mortgage products, helping clients navigate purchase offers and refinancing with flexible options for both quick closings and customized financing. Based in Campbell with a main office in San Jose, Russell focuses on finding loan solutions tailored to each family's specific needs and financial goals.
Ideal for: Home buyers in competitive markets, clients needing creative or niche loan solutions, first-time homebuyers, refinancing applicants
Service area: Campbell, San Jose, and surrounding Bay Area communities
Direct Lender & Broker Flexibility: Operates as both a direct lender and broker, offering fast closing speeds through direct lending plus access to multiple brokered options for flexibility and variety.
Niche & Creative Solutions: Specializes in creative financing and niche mortgage products, particularly helpful for clients with unique financial situations or specific lending needs.
Experienced Negotiator: 10+ years in mortgage lending with an established reputation and network to help clients get their purchase offers accepted in competitive markets.
Address: 2542 S Bascom Ave STE 130, Campbell, CA 95008
Phone: (408) 412-7338
Website: kalfinancial.com
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