Russell Rivera Home Loans

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    Mortgage Brokers

    Campbell, CA

    Russell Rivera is a mortgage advisor with over 10 years of experience in the lending industry, operating as both a direct lender and broker through Kal Financial. He specializes in creative loan solutions and niche mortgage products, helping clients navigate purchase offers and refinancing with flexible options for both quick closings and customized financing. Based in Campbell with a main office in San Jose, Russell focuses on finding loan solutions tailored to each family's specific needs and financial goals.

    Best for: RefinancingCompetitive Rates

    Ideal for: Home buyers in competitive markets, clients needing creative or niche loan solutions, first-time homebuyers, refinancing applicants

    Service area: Campbell, San Jose, and surrounding Bay Area communities

    What Sets Russell Rivera Home Loans Apart

    Direct Lender & Broker Flexibility: Operates as both a direct lender and broker, offering fast closing speeds through direct lending plus access to multiple brokered options for flexibility and variety.

    Niche & Creative Solutions: Specializes in creative financing and niche mortgage products, particularly helpful for clients with unique financial situations or specific lending needs.

    Experienced Negotiator: 10+ years in mortgage lending with an established reputation and network to help clients get their purchase offers accepted in competitive markets.

    First-Time Buyer ProgramsRefinancingFast Pre-ApprovalAccess to Multiple Lenders
    Mortgage AdvisorDirect LenderHome LoansRefinancingCreative Financing
    Google Rating
    5.0 ★ (55 reviews)
    Phone
    (408) 412-7338

    Location

    Address: 2542 S Bascom Ave STE 130, Campbell, CA 95008

    Phone: (408) 412-7338

    Website: kalfinancial.com

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    Last updated April 15, 2026

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