Precision Home Loans

    Your business?

    Mortgage Brokers

    Elk Grove, CA

    Precision Home Loans is a locally owned mortgage lender serving California's Central Valley with multiple branches in Elk Grove, Fresno, Napa, Roseville, and Yuba City. They specialize in a comprehensive range of loan programs including fixed-rate mortgages, FHA loans (with down payments as low as 3.5%), VA loans for active military and veterans, USDA rural loans, jumbo loans, and ARM options. Their streamlined process features fast pre-qualification, a secure online portal for document upload and status tracking, and personalized consultant support to match borrowers with the right loan product for their specific goals.

    Best for: First-Time HomebuyersVeteransLuxury Homes

    Ideal for: First-time homebuyers, VA and active military members, rural property buyers, borrowers seeking FHA or low-down-payment options, California Central Valley residents

    Service area: Central Valley, California — Elk Grove, Fresno, Napa, Roseville, Yuba City

    What Sets Precision Home Loans Apart

    Multiple Loan Programs: Offers FHA, VA, USDA, fixed-rate, ARM, jumbo, and down payment assistance loans — ensuring qualified applicants can find a program that fits their situation.

    Fast Pre-Qualification & Digital Process: Secure online application and portal allow borrowers to upload documents, sign disclosures electronically, and track status updates in one place for speed and convenience.

    Locally Owned Multi-Branch Lender: Family-owned and operated across five Central Valley locations with personalized consultant relationships rather than large corporate loan processing.

    First-Time Buyer ProgramsVA LoansFHA LoansJumbo LoansFast Pre-Approval
    FHA LoansVA LoansFixed-Rate MortgagesFast Pre-ApprovalLocal Lender
    Google Rating
    5.0 ★ (167 reviews)
    Phone
    (916) 947-7331

    Location

    Address: 9401 E Stockton Blvd #145, Elk Grove, CA 95624

    Phone: (916) 947-7331

    Website: precisionhl.com

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    Last updated April 15, 2026

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