Retirement Planning

Comprehensive retirement income strategies, Social Security optimization, pension analysis, and withdrawal planning to ensure financial security throughout retirement.

Schedule Consultation Call (434) 979-4822

Opens today at 8 AM

408 E Market St # 202 · Parking: Metered street parking and public garages nearby in downtown Charlottesville

CFP®

Professional Certification

Fiduciary

Always Act in Your Interest

$500M+

Assets Under Management

1,000+

Retirement Plans Created

Expert Retirement Planning That Maximizes Your Financial Security

Maximize Your Social Security Income

Strategic claiming analysis can increase your lifetime household benefits by $100,000+ compared to suboptimal timing decisions.

Make Your Money Last 30+ Years

Custom withdrawal strategies stress-tested against market volatility to provide sustainable income throughout your retirement.

Keep More Money Away From Taxes

Tax-efficient withdrawal sequencing and Roth conversion strategies can save tens of thousands in lifetime taxes.

Navigate Complex Pension Decisions

Actuarial analysis of lump sum vs. annuity elections and survivor benefit options to optimize your pension choice.

Plan for Healthcare Costs Confidently

Medicare optimization, supplement selection, and healthcare cost projections integrated into your income strategy.

Sleep Well With Professional Guidance

Ongoing monitoring, annual updates, and immediate adjustments when life changes or opportunities arise.

Jason Statuta

Managing Director, Wealth Advisor

Jason Statuta is the Managing Director and Wealth Advisor at Petrichor Wealth Management, a fee-only fiduciary advisory firm he founded in Charlottesville, Virginia. Jason specializes in comprehensive financial planning for individuals and families navigating complex life transitions, including retirement, education funding, tax strategy, and estate coordination. His approach emphasizes transparency, long-term relationships, and objective advice free from commissions or conflicts of interest.

What People Are Saying

★ ★ ★ ★ ★

“Petrichor's Social Security optimization analysis showed us we were leaving over $80,000 on the table with our original claiming plan. Their detailed modeling helped us understand exactly when each of us should claim to maximize our household benefits. Worth every penny.”

— Margaret & Robert T.

★ ★ ★ ★ ★

“I was terrified about running out of money in retirement. The team at Petrichor created a comprehensive withdrawal strategy and showed me through Monte Carlo testing that my plan had a 92% success probability over 35 years. Finally I can sleep at night knowing I have a sustainable plan.”

— James K.

★ ★ ★ ★ ★

“The pension analysis was invaluable. I was leaning toward the lump sum, but Petrichor's actuarial analysis showed that taking the annuity with 50% survivor benefit was worth $140,000 more over our expected lifetimes. They saved me from a costly mistake.”

— Linda S.