Kim Thagholm - ALCOVA Mortgage NMLS #482595

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    Mortgage Brokers

    Fredericksburg, VA

    Kim Thagholm is a mortgage loan officer with ALCOVA Mortgage, specializing in helping Fredericksburg-area borrowers secure financing for home purchases and refinancing. With access to multiple lending products and a commitment to personalized service, Kim works with first-time buyers, experienced homeowners, and those looking to refinance existing mortgages. ALCOVA Mortgage is a direct mortgage lender offering competitive rates and flexible loan programs.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive Rates

    Ideal for: First-time homebuyers, VA loan eligible borrowers, homeowners refinancing, and self-employed/non-traditional income applicants

    Service area: Fredericksburg, VA and surrounding Northern Virginia communities

    What Sets Kim Thagholm - ALCOVA Mortgage NMLS #482595 Apart

    Direct Lender: ALCOVA Mortgage is a direct lender, meaning faster processing and more transparent pricing without middlemen.

    Multiple Loan Programs: Offers conventional, FHA, VA, and other loan products to match different borrower situations and financial profiles.

    Local Expertise: Kim provides personalized service with knowledge of the Fredericksburg real estate market and local lending landscape.

    First-Time Buyer ProgramsRefinancingVA LoansFHA LoansAccess to Multiple Lenders
    Mortgage LoansHome FinancingRefinancingFHA LoansVA Loans
    Google Rating
    5.0 ★ (9 reviews)
    Phone
    (540) 295-6674
    Website
    alcova.com

    Location

    Address: 4530 Plank Rd #100, Fredericksburg, VA 22407

    Phone: (540) 295-6674

    Website: alcova.com

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    Last updated April 15, 2026

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