Joe Alves, California Home Loans

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  name: "Joe Alves, California Home Loans",
  description: "Joe Alves runs California Home Loans, a local independent mortgage brokerage in Gold River, CA with over 30 years of combined industry experience. They specialize in purchase loans, refinances, reverse mortgages, and debt consolidation, with access to wholesale rates that often beat big banks. Known for fast closings (often under 20 days) and waiving appraisals and fees when possible, they hold a perfect 5.0-star rating from 140+ Google reviews.",
  url: "http://www.cahome.loans/",
  telephone: "+1-916-945-6242",
  address: {
    @type: "PostalAddress",
    streetAddress: "11344 Coloma Rd suite #300",
    addressLocality: "Gold River",
    addressRegion: "CA",
    postalCode: "95670",
    addressCountry: "US"
  },
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    latitude: 38.6198613,
    longitude: -121.25979769999998
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      dayOfWeek: "Mon",
      opens: "8:00 AM",
      closes: "6:00 PM"
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      closes: "6:00 PM"
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      closes: "6:00 PM"
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  aggregateRating: {
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    ratingValue: "5",
    reviewCount: "140",
    bestRating: "5"
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  founder: {
    @type: "Person",
    name: "Joe Alves",
    jobTitle: "Mortgage Broker"
  },
  areaServed: "Gold River, CA and Greater Sacramento area including Folsom, Rancho Cordova, Carmichael, and surrounding communities",
  knowsAbout: "First-time homebuyers seeking guidance and down payment assistance, homeowners looking to refinance for lower rates or debt consolidation, retirees age 62+ exploring reverse mortgages, buyers in competitive markets who need fast pre-approval and closing",
  additionalProperty: [
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      @type: "PropertyValue",
      name: "differentiator",
      value: "Over 30 Years Combined Industry Experience"
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      value: "Independent Broker with Wholesale Rate Access"
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      value: "Fast Closings in 20 Days or Less"
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      value: "No Hidden Fees, Appraisals Often Waived"
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  sameAs: [
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    "https://twitter.com/joealves8",
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  publisher: {
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    name: "Lantern",
    url: "https://lantern.llc",
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