First Stop Mortgage Corporation

    Your business?

    Mortgage Brokers

    San Jose, CA

    First Stop Mortgage Corporation is a Bay Area mortgage brokerage led by Nhan Cao, specializing in personalized financing solutions for complex lending scenarios. They serve borrowers across California, Texas, and Florida, excelling at non-QM loans and cases that conventional lenders typically decline—including clients with credit challenges, income verification issues, and down payment constraints. Known for rapid closings (often 1-2 weeks) and competitive rates, they guide clients personally from application through closing with responsive, bilingual service.

    Best for: Competitive Rates

    Ideal for: First-time home buyers, borrowers with complex financial situations, refinancers seeking competitive rates, self-employed and non-traditional income earners

    Service area: San Jose, CA; serving California, Texas, and Florida

    What Sets First Stop Mortgage Corporation Apart

    Specializes in Complex & Non-Conventional Loans: Handles cases other lenders decline—including non-QM loans, credit challenges, and income verification issues. Nhan Cao personally solves complex scenarios using extensive lender relationships.

    Rapid Closings: Consistently closes loans in 1-2 weeks with competitive rates, even for complicated applications with tight timelines.

    Personalized, Responsive Service: Direct access to the owner and team; available nights and weekends with detailed guidance throughout the entire mortgage process.

    First-Time Buyer ProgramsAccess to Multiple Lenders
    Mortgage BrokerNon-QM LoansFast ClosingsComplex CasesCompetitive Rates
    Google Rating
    4.9 ★ (77 reviews)
    Phone
    (408) 900-6789

    Location

    Address: 2114 Senter Rd STE 11, San Jose, CA 95112

    Phone: (408) 900-6789

    Website: firststopmortgage.com

    Get directions →

    Last updated April 15, 2026

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