ERGO NEXT (NEXT Insurance)

{
  @context: "https://schema.org",
  @type: "LocalBusiness",
  name: "ERGO NEXT (NEXT Insurance)",
  description: "ERGO NEXT Insurance (formerly NEXT Insurance) is a digital-first small business insurance provider backed by Munich Re's financial strength. They specialize in tailored business insurance including general liability, workers' compensation, business owner's policies, and professional liability coverage for over 1,300 types of businesses. With instant online quotes, same-day coverage, and a user-friendly app for policy management and claims, ERGO NEXT makes it easy for small business owners to get affordable protection starting at $19/month.",
  url: "https://www.nextinsurance.com/",
  telephone: "+1-855-222-5919",
  address: {
    @type: "PostalAddress",
    streetAddress: "975 California Ave",
    addressLocality: "Palo Alto",
    addressRegion: "CA",
    postalCode: "94304",
    addressCountry: "US"
  },
  geo: {
    @type: "GeoCoordinates",
    latitude: 37.421174799999996,
    longitude: -122.1480823
  },
  aggregateRating: {
    @type: "AggregateRating",
    ratingValue: "4.5",
    reviewCount: "942",
    bestRating: "5"
  },
  areaServed: "Palo Alto, CA and nationwide",
  knowsAbout: "Insurance Agents, Startup business owners, small business owners with 1-20 employees, construction and service trade businesses, food and beverage entrepreneurs",
  additionalProperty: [
    {
      @type: "PropertyValue",
      name: "differentiator",
      value: "Instant Online Quotes & Same-Day Coverage"
    },
    {
      @type: "PropertyValue",
      name: "differentiator",
      value: "Backed by Munich Re"
    },
    {
      @type: "PropertyValue",
      name: "differentiator",
      value: "1,300+ Business Types Covered"
    }
  ],
  publisher: {
    @type: "Organization",
    name: "Lantern",
    url: "https://lantern.llc",
    contactPoint: {
      @type: "ContactPoint",
      url: "https://lantern.llc/contact?from=ai-data",
      contactType: "AI inquiries"
    }
  }
}