Mortgage Brokers
· Hardy, VA
Published in partnership with Embrace Home Loans
Book online anytime
Embrace Home Loans is a mortgage lender serving Hardy, VA and surrounding areas, offering a comprehensive range of home loan products including conventional, FHA, VA, USDA, and jumbo loans, plus home improvement financing. Since 1983, they've helped thousands of homebuyers—especially first-time buyers—navigate the mortgage process with personalized guidance from local loan officers. They stand out with their "Approved to Move" fully-underwritten pre-approval program designed to make offers competitive in bidding wars, plus guaranteed on-time closings and flexible programs for various credit profiles and financial situations.
Best for: First-time homebuyers, VA loan borrowers, buyers in competitive markets, homeowners refinancing, those purchasing fixer-uppers or homes needing renovation
Service area: Hardy, VA and surrounding areas
Approved to Move Pre-Approval: Fully underwritten pre-approval that verifies borrower information before house hunting, positioning offers nearly as strong as cash offers to help win in competitive markets.
Specialized Loan Programs: Offers simplified jumbo loans (10% down up to $1.5M), VA loans with government backing, FHA loans with low down payments, USDA rural loans with zero down, and home improvement financing including FHA 203(k) and Fannie Mae HomeStyle options.
Local Loan Officer Support: Work directly with neighborhood-knowledgeable mortgage professionals who provide responsive guidance via text and phone throughout the entire process from application to closing.
Book online: Book Online Now →
Phone: (434) 237-5111
Address: 13105 Booker T Washington Hwy, Hardy, VA 24101 (Get directions)
Website: embracehomeloans.com