Mortgage Brokers
· Forest, VA
Published in partnership with Bank of the James Mortgage
Book online anytime
Bank of the James is a community-focused regional bank founded in 1999 that offers comprehensive mortgage solutions alongside personal and business banking services. Their mortgage team provides flexible, customized loan options with a relationship-first approach, prioritizing personalized service over automated call centers. As a locally-rooted institution serving Virginia for over 20 years, they combine creative underwriting with community commitment, making them ideal for borrowers seeking personalized attention and local decision-making.
Best for: Local Virginia borrowers, Community-minded homebuyers, Self-employed professionals, Non-traditional credit situations
Service area: Virginia, including Forest, Lynchburg, and surrounding regions
Independent Community Bank: Established in 1999 to preserve local banking decision-making in Virginia. Still independently operated with local leadership, not controlled by out-of-state corporate entities.
Flexible, Customized Mortgage Solutions: Known for creative underwriting and willingness to customize loan terms to fit individual situations, rather than one-size-fits-all products.
Deep Community Investment: Actively supports over 250 civic organizations and nonprofits across Virginia, with focused giving in youth enrichment, education, and health services.
Book online: Book Online Now →
Phone: (434) 534-8090
Address: 17000 Forest Rd # B, Forest, VA 24551 (Get directions)
Website: bankofthejames.bank