Best Insurance Agents in Greater Charlotte

    Areas served: Rock Hill, Concord, Gastonia, Charlotte

    55 local businessesRanked by Lantern Score — a measure of reputation and business quality. We don't accept payment for placement.
    Updated April 20, 2026

    Insurance agents throughout the Greater Charlotte area help residents and businesses protect their assets with auto, home, life, and commercial coverage. Local agents understand regional risks and provide personalized policies for families and entrepreneurs across the metro.

    Show businesses best for:
    86
    Lantern
    Score

    Health Plans of NC

    ✓ Verified
    Charlotte, NC
    Serves North Carolina, with primary focus on Charlotte and surrounding regions
    ★★★★★5.0(1181 Google reviews)

    Health Plans of NC is a health insurance provider serving North Carolina residents with a range of coverage options including individual, family, and group health plans. Based in Charlotte, they help consumers navigate health insurance choices and provide support for enrollment and claims. They focus on making quality healthcare coverage accessible and understandable for NC residents.

    Ideal clients: North Carolina individuals seeking health coverage, self-employed professionals, small to mid-size employers, families comparing health plan options
    What sets them apart
    • Specializes exclusively in North Carolina health insurance, giving them deep expertise in state-specific regulations and coverage requirements.
    • Offers individual, family, and group health insurance options to serve different customer needs from self-employed individuals to larger employers.
    Health InsuranceNC CoverageIndividual PlansFamily PlansGroup Insurance
    Phone(800) 797-0327
    Health Plans of NC
    Updated 5/15/26Learn More →
    86
    Lantern
    Score
    Charlotte, NC
    Serves Charlotte, NC and surrounding areas
    ★★★★★5.0(527 Google reviews)

    CAP Insurance Group is an independent insurance agency in Charlotte serving individuals and businesses with personalized coverage solutions. They specialize in home, auto, renters, boat, flood, and commercial insurance, leveraging relationships with dozens of carriers to negotiate the best policies and prices on behalf of their clients. Known for local expertise, responsive customer service, and claims support, CAP Insurance Group prioritizes education and integrity over aggressive sales tactics.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving Money
    Ideal clients: Charlotte homeowners seeking personalized auto and home insurance, small business owners needing commercial coverage, individuals wanting to work with a local independent agent
    What sets them apart
    • As an independent agent, CAP Insurance Group works with dozens of insurance companies to negotiate the best policy and price for each client, rather than being tied to a single carrier.
    • The team lives and works in Charlotte, providing personalized service and understanding of local coverage needs without routing clients through impersonal call centers.
    • CAP Insurance Group guides clients through the entire claims process and educates them on coverage details, helping them understand what their premium dollars cover.
    Independent AgentPersonal InsuranceCommercial InsuranceLocal ServiceInsurance Agency
    Phone(704) 540-4200
    CAP Insurance Group
    Updated 5/15/26Learn More →
    86
    Lantern
    Score

    Byrd Agency Inc

    ✓ Verified
    Concord, NC
    Serves Concord, NC and surrounding areas
    ★★★★★5.0(382 Google reviews)

    Byrd Agency Inc is a full-service insurance agency in Concord, NC, representing Nationwide and other carriers to provide homeowners, auto, life, business, and specialty coverage. With over 50 years of family ownership and deep roots in the community, they offer personalized service through a dedicated team that takes time to explain policies, answer questions, and ensure clients have the right protection for their needs. Beyond insurance, they're actively involved in local community initiatives, offering a rewards program and curated directory of trusted local businesses.

    Best for: HomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Families seeking comprehensive homeowners and auto coverage, business owners needing commercial insurance, people with specialty vehicles or assets requiring specialized coverage, long-term customers valuing local relationships and community involvement
    What sets them apart
    • Beyond standard homeowners and auto, they insure ATVs, boats, motorcycles, RVs, and offer business/commercial insurance, flood, earthquake, and long-term care coverage through multiple carriers.
    • Operating since 1968 with strong community ties, including a rewards program supporting local nonprofits and a curated directory connecting customers with vetted local businesses.
    • Known for immediate callbacks, direct access to agents, and willingness to go the extra mile—handling claims, policy reviews, and coverage questions with attention to detail.
    Homeowners InsuranceAuto InsuranceLife InsuranceBusiness InsuranceLocal Community Focused
    Phone(704) 786-2108
    Byrd Agency Inc
    Updated 5/15/26Learn More →
    86
    Lantern
    Score
    Rock Hill, SC
    Serves Rock Hill and York County, SC; Greater South Carolina including Chester and Lancaster counties; Mecklenburg County, NC
    ★★★★★5.0(367 Google reviews)

    Haven Miller is a State Farm Insurance Agent in Rock Hill, SC, with over 16 years of experience helping individuals and families across the Carolinas. She offers a comprehensive range of insurance products including auto, homeowners, condo, renters, life, business, pet, and motorcycle insurance, plus banking services. Known for personalized service and taking time to understand each customer's needs, Haven and her team serve York County and the greater South Carolina region, with licensing extending into North Carolina.

    Best for: HomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Families seeking comprehensive auto and home insurance, Small business owners, Pet owners, Individuals wanting personalized insurance guidance
    What sets them apart
    • Haven Miller brings extensive expertise in helping customers build coverage plans tailored to their specific life situations, with deep community roots and personal investment in her clients' needs.
    • Beyond standard auto and home coverage, Haven offers life, business, pet, motorcycle, boat, and recreational vehicle insurance—plus banking services—providing one-stop insurance and financial solutions.
    • Available by phone and text 24 hours a day, with a team approach that prioritizes building meaningful relationships and personalized recommendations.
    State Farm InsuranceAuto & Home InsuranceLife InsurancePersonalized Service
    Phone(803) 327-3276
    Haven Miller - State Farm Insurance Agent
    Updated 5/15/26Learn More →
    86
    Lantern
    Score
    Fort Mill, SC
    Serves Fort Mill, Rock Hill, and Charlotte, SC
    ★★★★★5.0(355 Google reviews)

    Crosswinds Insurance Agency is an independent insurance broker serving the Fort Mill, Rock Hill, and Charlotte areas with both personal and commercial coverage. They specialize in comparing multiple carriers to find competitive rates for homeowners, auto, contractors, trucking companies, restaurants, marine-related businesses, and commercial properties. Their proactive approach includes free policy reviews at renewal, same-day certificate issuance, and a focus on identifying coverage gaps while lowering premiums.

    Best for: Comparing OptionsHomeownersBusiness Owners
    Ideal clients: Contractors, trucking companies, restaurant owners, homeowners, commercial property owners, marine-related business operators, townhome associations
    What sets them apart
    • Shop multiple insurance carriers to find the best rates and coverage options tailored to your specific needs, rather than being limited to a single company.
    • Proactively review your policies at renewal to identify exposures, adjust coverage, and potentially lower premiums without sacrificing protection.
    • Same-day certificate of insurance processing for contractors, trucking companies, and other businesses that need rapid proof of coverage.
    Independent Insurance AgentMulti-Carrier QuotesCommercial InsurancePersonal Insurance
    Phone(803) 233-1259
    Crosswinds Insurance Agency
    Updated 5/15/26Learn More →
    85
    Lantern
    Score
    Charlotte, NC
    Serves Charlotte, North Carolina and surrounding areas
    ★★★★★5.0(275 Google reviews)

    Hutch Ham Agency, Inc. is an independent insurance agency serving Charlotte since 1949, offering comprehensive business and personal insurance solutions. Founded by Joseph Hutchinson Ham Jr., the agency represents multiple quality carriers to source the best coverage at competitive rates for clients across various industries including technology, restaurants, and general businesses. Their expert agents provide personalized advice on homeowners, auto, umbrella, commercial liability, workers' compensation, cyber liability, and specialized coverage options.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving Money
    Ideal clients: Small to mid-size business owners, technology firms, restaurant owners, homeowners seeking personalized service, those wanting multi-policy bundling benefits
    What sets them apart
    • Established in 1949, Hutch Ham Agency has served the Charlotte community for more than seven decades with deep local knowledge and established relationships.
    • As an independent agency representing many quality insurance companies, they can leverage multiple carriers to find the best coverage and pricing for each client's specific needs.
    • The agency offers tailored insurance solutions for specific industries including technology firms, restaurants, and general businesses, with detailed risk management guidance.
    Independent AgentBusiness InsurancePersonal InsuranceCharlotte Since 1949Multi-Carrier
    Phone(704) 525-6016
    Hutch Ham Agency, Inc.
    Updated 5/15/26Learn More →
    85
    Lantern
    Score
    Charlotte, NC
    Serves Charlotte and Mecklenburg County, NC
    ★★★★★5.0(220 Google reviews)

    NC Farm Bureau Insurance is a local agency in Charlotte serving Mecklenburg County with a team of dedicated insurance professionals. They offer auto, home, life, and health insurance products designed to protect families and individuals. With multiple agents on staff and a focus on personalized service, they help clients find coverage that meets their specific needs.

    Best for: HomeownersLife Insurance Planning
    Ideal clients: Charlotte families needing comprehensive coverage, small business owners, individuals seeking bundled insurance policies
    What sets them apart
    • Multiple dedicated agents including agency manager Tyler Leinbach and specialists like Ron Monteith who understands small business insurance needs.
    • Offers auto, home, life, and health insurance in one location, making it convenient to bundle policies and address all family protection needs.
    Auto InsuranceHome InsuranceLife InsuranceHealth InsuranceLocal Agent
    Phone(704) 548-9845
    NC Farm Bureau Insurance
    Updated 5/15/26Learn More →
    85
    Lantern
    Score
    Charlotte, NC
    Serves Charlotte, Mecklenburg County, and surrounding areas including Ballantyne, Gastonia, Rock Hill, and Concord, North Carolina
    ★★★★★5.0(193 Google reviews)

    Denis Wilson is a State Farm Insurance Agent serving Charlotte and the surrounding region with 38+ years of insurance experience since 1995. He specializes in comprehensive personal and business insurance including auto, homeowners, renters, condo, life, health, business, and specialty coverage for RVs, boats, and motorcycles. Known as a Top Ten Qualifier for homeowner policies in his territory, Denis particularly focuses on helping people relocate to Charlotte with personalized service available via phone, virtual meetings, in-person consultations, and online options.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Relocating families and individuals, new Charlotte residents, small business owners, homeowners, auto owners
    What sets them apart
    • Denis has been a dedicated State Farm Agent since 1995, bringing deep expertise and established relationships to every client interaction.
    • Recognized as a Top Ten Qualifier for writing homeowner policies in his territory, offering specialized knowledge for home coverage.
    • Specializes in assisting people relocating to Charlotte from other states, simplifying the transition with comprehensive local insurance solutions.
    Auto InsuranceHomeowners InsuranceBusiness InsuranceLife InsuranceFree Quotes
    Phone(704) 376-4088
    Denis Wilson - State Farm Insurance Agent
    Updated 5/15/26Learn More →
    85
    Lantern
    Score
    Charlotte, NC
    Serves Charlotte, NC and surrounding areas
    ★★★★★5.0(176 Google reviews)

    O'Connor Insurance Associates is a locally owned, independent insurance agency in Charlotte, NC, founded in 2000 by Terry and Michelle O'Connor. They provide comprehensive personal insurance (homeowners, auto, life, disability), business insurance, Medicare guidance, and specialized coverage solutions. Known for personalized service and in-depth consultation, their licensed professionals take time to understand each client's needs and design custom solutions rather than one-size-fits-all policies.

    Best for: Comparing OptionsHomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Homeowners seeking comprehensive coverage, business owners needing tailored commercial insurance, individuals planning for life and disability protection, Medicare-eligible clients
    What sets them apart
    • As an independent agency, they work with multiple insurance companies to find the best coverage and rates for each client, rather than being tied to a single carrier.
    • Their process emphasizes asking detailed questions, designing custom solutions, educating clients on coverage options, and building long-term relationships based on trust and personal service.
    • Established family business with two decades of experience serving Charlotte-area residents and a consistent track record as a Best Practices Agency.
    Independent AgentFull-Service InsuranceLocal OwnershipCustom Coverage PlansFamily Business
    Phone(704) 510-8884
    Websiteoianc.com
    O'Connor Insurance Associates, Inc.
    Updated 5/15/26Learn More →
    85
    Lantern
    Score
    Fort Mill, SC
    Serves Fort Mill, Tega Cay, Rock Hill, SC, and Charlotte, NC
    ★★★★★5.0(161 Google reviews)

    Gill-Holler Insurance is a locally owned and operated insurance agency serving Fort Mill, Tega Cay, Rock Hill, and Charlotte with over 70 years of combined experience. They provide comprehensive personal and commercial insurance solutions including auto, homeowners, life, pet, boat, RV, and commercial coverage through a variety of reputable carriers. Each client is assigned a dedicated agent who delivers personalized service and tailored advice, with emergency claims support available during business hours and after-hours carrier availability.

    Best for: Comparing OptionsHomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Families seeking comprehensive homeowners and auto coverage, business owners needing commercial protection, pet owners, and boat/RV enthusiasts
    What sets them apart
    • Each client is assigned a dedicated insurance agent who provides personalized service and tailored coverage recommendations based on individual needs.
    • The team brings extensive expertise in insurance services with deep knowledge of the Carolinas market and community needs.
    • Access to a variety of reputable insurance carriers allows clients to find the best coverage options and competitive rates for their specific situation.
    Auto InsuranceHomeowners InsuranceCommercial InsuranceLocally OwnedDedicated Agents
    Phone(803) 393-2130
    Gill-Holler Insurance
    Updated 5/15/26Learn More →
    85
    Lantern
    Score
    Concord, NC
    Serves Concord, NC and Charlotte area
    ★★★★★5.0(128 Google reviews)

    The Compass Agency is a locally-owned insurance agency in Concord with over 30 years of industry experience, specializing in personal and commercial coverage. Led by Agency President Steve Schattner and Manager Catie Tansey, they provide comprehensive insurance solutions including auto, home, life, watercraft, motorcycle, RV, ATV, and commercial lines. They offer pressure-free consultative services via phone, online, or in-person at their Concord and Charlotte locations.

    Best for: HomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Homeowners, auto owners, business owners, families seeking comprehensive coverage, specialty vehicle owners
    What sets them apart
    • The team brings over 30 years of combined insurance and claims expertise, providing industry knowledge and unsurpassed customer service.
    • Beyond standard auto and home insurance, they offer specialty coverage for watercraft, motorcycles, RVs, ATVs, and full commercial lines.
    • Consultations available online, by phone, or in-person at two convenient locations in Concord and Charlotte.
    Auto InsuranceHome InsuranceLife InsuranceCommercial InsuranceLocal Agency
    Phone(704) 933-8080
    The Compass Agency LLC
    Updated 5/15/26Learn More →
    85
    Lantern
    Score
    Charlotte, NC
    Serves Charlotte, NC and surrounding areas including North Carolina, South Carolina, Maryland, Delaware, and Ohio
    ★★★★★5.0(113 Google reviews)

    Roma Insurance Agency is an independent insurance broker in Charlotte, NC, representing seven top carriers to deliver competitive rates on auto, home, business, and life insurance. With over 20 years in business, they specialize in bundled policies, customized coverage, and financial services. They speak English, Spanish, and French, and are committed to helping customers find affordable coverage—with rates starting as low as $89 down.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Bilingual households, small business owners, families seeking bundled auto and home coverage, those comparing multiple carriers for competitive rates
    What sets them apart
    • Access to multiple insurance companies allows Roma to compare rates and find the best coverage options for each customer's specific needs.
    • Staff fluent in English, Spanish, and French ensures clear communication and personalized service for diverse customers.
    • Long-established independent agency with a proven track record of customer satisfaction and claims support.
    Auto InsuranceHome InsuranceBusiness InsuranceLife InsuranceIndependent Agent
    Phone(704) 675-9144
    Roma Insurance Agency
    Updated 5/15/26Learn More →
    85
    Lantern
    Score
    Fort Mill, SC
    Serves Fort Mill, SC and surrounding areas
    ★★★★★5.0(103 Google reviews)

    Fairway Insurance Agency is an independent insurance agency serving the Fort Mill area and surrounding communities with personalized coverage solutions. They specialize in auto, home, life, and business insurance, offering competitive quotes and bundling options to help clients save money. With a focus on customer service and local expertise, Fairway Insurance works with multiple carriers to find the right coverage at the right price.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Homeowners, auto drivers, business owners, families seeking bundled insurance coverage
    What sets them apart
    • Works with multiple insurance carriers to provide competitive quotes and ensure clients get the best coverage options available.
    • Based in Fort Mill with deep knowledge of local insurance needs and community-specific risks.
    • Helps clients combine auto, home, and life policies to maximize savings through multi-policy discounts.
    InsuranceAuto InsuranceHome InsuranceIndependent AgentLocal
    Phone(803) 368-9595
    Fairway Insurance Agency, LLC
    Updated 5/15/26Learn More →
    85
    Lantern
    Score
    Gastonia, NC
    Serves Gastonia, NC and surrounding areas
    ★★★★★5.0(98 Google reviews)

    Pinnacle Insurance Partners LLC is a Gastonia-based insurance agency specializing in personal and commercial lines property & casualty insurance. Led by experienced agents Brittany Haynes and Jill Leitner with over 25 years of combined industry experience, they provide customized insurance solutions tailored to individual and business needs. The team works with multiple insurance carriers to offer competitive coverage options while prioritizing exceptional customer service and community relationships.

    Best for: Comparing OptionsHomeownersBusiness Owners
    Ideal clients: Small business owners, homeowners seeking personalized coverage, commercial property managers, families wanting comprehensive protection
    What sets them apart
    • Team includes agents licensed since 2010 with deep expertise in both personal and commercial property & casualty insurance.
    • Works with a variety of insurance carriers to provide competitive pricing and customized coverage options for each client's unique situation.
    • Offers complimentary insurance needs analysis to help clients understand coverage gaps and find the right protection at the right price.
    Property & Casualty InsuranceCommercial InsurancePersonal InsuranceLocal Agency
    Phone(704) 970-1804
    Pinnacle Insurance Partners LLC
    Updated 5/15/26Learn More →
    85
    Lantern
    Score
    Charlotte, NC
    Serves Charlotte, NC and surrounding regions including North Carolina, South Carolina, Georgia, Virginia, and Ohio
    ★★★★★5.0(91 Google reviews)

    Star Insurance Group is an independent insurance broker based in Charlotte, NC, serving individuals and businesses across North and South Carolina, Georgia, Virginia, and Ohio. Founded on a boutique model focused on personalized service, they work with multiple carriers to find tailored coverage rather than pushing a single company's products. Their expertise spans business insurance (workers compensation, general liability, cyber liability, contractors, non-profits), personal insurance (homeowners, renters, high net worth, vacation properties, AirBnb/VRBO), specialized coverage (pet business insurance, surety bonds, jewelry), and life insurance.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Small business owners, contractors, non-profits, high net worth individuals, pet-based businesses, vacation property owners, AirBnb/VRBO hosts
    What sets them apart
    • As an independent broker, Star Insurance Group has access to multiple insurance carriers, allowing them to find the best coverage and pricing rather than being locked into a single company's offerings.
    • They offer specialized coverage areas including pet business insurance, contractor insurance, non-profit coverage, surety bonds, and high net worth personal policies that many standard agencies don't focus on.
    • They emphasize long-term partnerships and personalized risk assessment over quick transactions, taking time to understand clients' specific needs and goals before recommending coverage.
    Independent BrokerMulti-CarrierBusiness & Personal InsuranceRisk AdvisoryNC & SC Licensed
    Phone(980) 737-7827
    Star Insurance Group
    Updated 5/15/26Learn More →
    84
    Lantern
    Score
    Concord, NC
    Serves Concord, NC and Cabarrus County including Harrisburg, Midland, and Mount Pleasant
    ★★★★★5.0(86 Google reviews)

    Right Choice Insurance is a local health insurance agency in Concord, NC specializing in ACA Marketplace plans and helping residents find $0 premium health insurance options. Led by licensed agents Mark Mullinax and bilingual agent Maria Hernandez, the agency serves individuals, families, and self-employed workers throughout Cabarrus County with free enrollment assistance, plan comparisons, and eligibility checking. They handle the entire ACA enrollment process at no cost and have completed over 1,500 ACA enrollments annually across their locations.

    Ideal clients: Low-to-moderate income individuals, self-employed workers, families without employer coverage, part-time workers, Spanish-speaking residents
    What sets them apart
    • Unlike call centers, clients can walk in and meet their agent in person at the Concord Parkway office with no hold music or transfers.
    • Licensed agents specialize in identifying ACA Marketplace plans with no monthly premium for qualifying low-to-moderate income individuals and families.
    • Bilingual agent Maria Hernandez provides Spanish-language health insurance guidance to ensure nothing is lost in translation for Hispanic families.
    Health InsuranceACA MarketplaceNo Cost ServiceBilingual AgentsLocal Concord Office
    Phone(704) 886-1866
    Right Choice Insurance
    Updated 5/15/26Learn More →
    84
    Lantern
    Score
    Charlotte, NC
    Serves Charlotte, NC and surrounding areas
    ★★★★★4.9(1571 Google reviews)

    Curtis Helms Insurance is a family-owned and independent insurance agency in Charlotte serving personal and commercial insurance needs since the 1970s. They specialize in auto, home, life, and commercial insurance policies, offering quotes from multiple carriers to find the best rates for each client's situation. Known for their personal service approach, they prioritize face-to-face consultations and long-term relationships in an industry that has lost its personal touch.

    Best for: Comparing OptionsHomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Families seeking personalized insurance advice, business owners needing comprehensive commercial coverage, long-term customers valuing relationship-based service
    What sets them apart
    • As an independent agency, Curtis Helms Insurance can compare quotes from multiple insurance carriers to find the best rates and coverage options for both personal and commercial clients.
    • This long-established, family-operated business has built trust in the Charlotte area by prioritizing personal relationships and face-to-face service over purely digital interactions.
    • Customers can request free, instant quotes online or over the phone, with the option to meet in person for a comprehensive policy review.
    Auto InsuranceHome InsuranceLife InsuranceCommercial InsuranceIndependent Agent
    Phone(704) 921-2118
    Curtis Helms Insurance
    Updated 5/15/26Learn More →
    84
    Lantern
    Score
    Gastonia, NC
    Serves Gaston County, Charlotte metropolitan area, and surrounding regions including Belmont, Clover, York, Lincolnton, and Shelby
    ★★★★★4.9(718 Google reviews)

    Brad Riley's State Farm Insurance Agency has served the Gastonia community for 9 years, offering comprehensive personal and business insurance including auto, homeowners, condo, renters, life, business, health, and pet coverage. With offices in Gastonia and Huntersville, the 16-person team provides customized insurance solutions tailored to each client's unique needs rather than one-size-fits-all policies. They offer free quotes via phone, text, email, or in-person meetings, plus online quotes available 24/7, and are committed to community involvement through partnerships with Holy Angels and St. Jude Foundation.

    Best for: HomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Homeowners and auto insurance shoppers, small business owners needing commercial coverage, families relocating to the Charlotte area, customers seeking personalized service over generic quotes
    What sets them apart
    • Main office in Gastonia plus a Huntersville location allows customers throughout the Charlotte metro area convenient access to personalized service.
    • Offers personal insurance (auto, home, boat, motorcycle, RV, life, pet) plus specialized business coverage (commercial auto, property, liability, workers comp, contractors insurance), serving both individuals and small business owners.
    • Recognized with State Farm's Chairman's Club and President's Club awards, reflecting consistent excellence and customer satisfaction across multiple years.
    State Farm AgentAuto InsuranceHome InsuranceBusiness InsuranceLocal Agency
    Phone(704) 864-0324
    Brad Riley - State Farm Insurance Agency - Gastonia
    Updated 5/15/26Learn More →
    84
    Lantern
    Score
    Charlotte, NC
    Serves Charlotte, NC and surrounding areas
    ★★★★★4.9(662 Google reviews)

    Pegram Insurance is an independent insurance agency serving Charlotte and surrounding areas with personalized coverage solutions for auto, home, life, and business insurance. With over two decades of local experience, they specialize in finding the right policies and discounts tailored to each client's unique needs. Their team works directly with multiple carriers to ensure competitive rates and comprehensive protection.

    Best for: HomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Homeowners seeking bundled coverage, Small business owners, Families needing life insurance, Auto insurance shoppers wanting local service
    What sets them apart
    • Access to multiple insurance carriers allows them to compare rates and find the best coverage options for your specific situation.
    • Established in Charlotte with deep knowledge of local insurance needs and Carolina-specific coverage requirements.
    • Help clients combine policies to maximize savings on auto, home, life, and business coverage.
    Auto InsuranceHome InsuranceBusiness InsuranceIndependent Agent
    Phone(704) 536-1919
    Pegram Insurance - Albemarle Rd E
    Updated 5/15/26Learn More →
    84
    Lantern
    Score
    Charlotte, NC
    Serves Charlotte, South Carolina, North Carolina, and Virginia
    ★★★★★4.9(557 Google reviews)

    Jeremy Fulkerson is a State Farm Insurance Agent serving Charlotte and surrounding areas since 2010, offering auto, home, renters, condo, business, life, health, and pet insurance along with banking and investment services. His agency is tri-lingual (English, Spanish, German) with two Charlotte locations and a strong community presence—Jeremy is an active volunteer baseball coach who understands local families' insurance needs. The team provides 24/7 support through in-person, virtual, text, and email options, along with complimentary personalized quotes.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Families seeking bundled auto and home insurance, small business owners, multilingual households, those valuing community-focused service
    What sets them apart
    • Fluent Spanish and German support ensures personalized service for diverse families and business owners across the region.
    • Jeremy is an active volunteer baseball coach in South Charlotte, deeply connected to local families and committed to being a trusted neighbor.
    • Two Charlotte locations plus service across NC, SC, and VA allows flexible support for customers whose lives and businesses span multiple states.
    State FarmAuto InsuranceHome InsuranceMulti-State Coverage
    Phone(704) 523-9005
    Jeremy Fulkerson - State Farm Insurance Agent
    Updated 5/15/26Learn More →
    84
    Lantern
    Score
    Concord, NC
    Serves Concord, NC and surrounding areas; also serves Georgia, New Jersey, Pennsylvania, and South Carolina
    ★★★★★4.9(525 Google reviews)

    Tara Morgan-Barreiro is a local GEICO insurance agent in Concord, NC, with over 8 years of insurance industry experience and a background owning an award-winning agency in New Jersey. She offers auto, home, renters, condo, motorcycle, ATV, and boat insurance to customers across North Carolina, South Carolina, Georgia, Pennsylvania, and New Jersey. Tara is actively involved in the local community through Habitat for Humanity and the Cabarrus County Chamber of Commerce, and her office is bilingual (Hablamos Español).

    Best for: Homeowners
    Ideal clients: Auto and home insurance shoppers in the Charlotte and Concord area, renters, boat owners, Spanish-speaking customers seeking personalized local service
    What sets them apart
    • Tara brings over 8 years of relevant insurance experience, including owning an award-winning insurance agency in New Jersey before relocating to Concord.
    • Active participant in Habitat for Humanity, Cabarrus County Chamber of Commerce, and local law enforcement and fire department support initiatives.
    • Licensed to serve customers in five states (NC, SC, GA, PA, NJ) and provides bilingual service (Spanish-speaking).
    Auto InsuranceHome InsuranceGEICO AgentLocal Community InvolvementBilingual
    Phone(980) 258-6340
    Websitegeico.com
    Tara Morgan-Barreiro - GEICO Insurance Agent
    Updated 5/15/26Learn More →
    84
    Lantern
    Score
    Charlotte, NC
    Serves Greater Charlotte, NC and surrounding areas including Rock Hill, SC
    ★★★★★4.9(519 Google reviews)

    Emma Allen is a State Farm Insurance Agent with over 35 years of personal insurance and financial services experience serving the Greater Charlotte area and surrounding communities. Her office offers a comprehensive range of insurance products including auto, homeowners, condo, renters, business, life, health, pet, and specialty coverage like boat and RV insurance, along with banking and annuity services. Emma and her team are committed to personalized customer service, conducting discovery conversations to recommend tailored protection plans for families and businesses, with availability via phone, text, virtual appointments, and in-person visits.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Families seeking comprehensive auto and homeowners insurance, small business owners needing commercial coverage, individuals wanting bundled insurance and financial products, Charlotte-area residents who value local, personalized service
    What sets them apart
    • Emma brings over 35 years of personal insurance and financial services expertise, with her office team combining 40 years of total experience in protecting families and businesses.
    • Offers extensive coverage including auto, home, business, life, health, pet, boat, RV, motorcycle insurance, plus banking and annuities—providing one-stop financial protection.
    • Award-winning agent recognized with state and local honors; served on boards of 20+ local organizations and featured in Pride Magazine for her commitment to community service.
    Auto InsuranceHomeowners InsuranceBusiness InsuranceLife InsuranceState Farm
    Phone(704) 372-1088
    Emma Allen - State Farm Insurance Agent
    Updated 5/15/26Learn More →
    84
    Lantern
    Score
    Charlotte, NC
    Serves Charlotte, NC and surrounding areas in North Carolina, South Carolina, and Virginia
    ★★★★★4.9(404 Google reviews)

    Jake Fulkerson is a State Farm Insurance Agent serving Charlotte and surrounding areas with two convenient locations (Uptown and Park Road). He offers comprehensive insurance coverage including auto, home, renters, condo, business, life, health, and pet insurance, plus banking and investment services. With tri-lingual support (English, Spanish, German) and 24/7 availability via phone, text, email, or in-person meetings, Jake and his team focus on building trusted relationships and helping families and business owners protect what matters most.

    Best for: HomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Families seeking comprehensive auto and home insurance, small business owners needing commercial coverage, multi-state residents, Spanish and German-speaking customers
    What sets them apart
    • Offers personalized service in English, Spanish, and German to better serve Charlotte's diverse community.
    • Two office locations in Uptown and Park Road with flexible scheduling and 24/7 availability via multiple contact methods.
    • Agent Jake Fulkerson is an active member of the Charlotte community and volunteer baseball coach, bringing genuine local commitment to client relationships.
    Auto InsuranceHomeowners InsuranceBusiness InsuranceLife InsuranceMulti-Language
    Phone(980) 224-8200
    Jake Fulkerson - State Farm Insurance Agent
    Updated 5/15/26Learn More →
    84
    Lantern
    Score
    Rock Hill, SC
    Serves Rock Hill, SC and surrounding areas in North Carolina and South Carolina
    ★★★★★4.9(384 Google reviews)

    Dawn Johnson is a State Farm Insurance Agent serving Rock Hill and the surrounding Carolinas community since 2006. Her agency of three licensed professionals offers a comprehensive range of insurance products including auto, homeowners, condo, renters, life, health, pet, business, and flood insurance, along with State Farm banking products. With 28 years of State Farm experience and deep community roots, the agency specializes in creating personalized insurance plans that protect both assets and income, and is licensed in both North Carolina and South Carolina.

    Best for: HomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Local Rock Hill families seeking comprehensive insurance coverage, homeowners wanting personalized protection plans, small business owners, individuals needing multi-policy bundling
    What sets them apart
    • Agent Dawn Johnson has been with State Farm for nearly three decades, bringing extensive expertise and established relationships to every policy.
    • The three-person licensed team creates customized insurance solutions designed to protect both personal and business assets and income.
    • Licensed in both NC and SC with deep local involvement as Board Chair of Rock Hill Economic Development Corporation, ensuring community-focused service.
    State Farm InsuranceAuto InsuranceHomeowners InsuranceLife InsuranceCommunity Focused
    Phone(803) 980-1414
    Dawn Johnson - State Farm Insurance Agent
    Updated 5/15/26Learn More →
    84
    Lantern
    Score
    Charlotte, NC
    Serves Charlotte, North Carolina and 17 states nationwide (NC, SC, FL, OH, IL, IN, GA, KY, MI, CO, VA, PA, TX, TN, MD, NJ, DE)
    ★★★★★4.9(389 Google reviews)

    Laurie Insurance Group is a Charlotte-based insurance agency serving customers across the United States since 1994, with 12 physical locations and 2 remote offices licensed in 17 states. They provide comprehensive personal insurance (homeowners, auto, life, flood, earthquake, vacation home, valuable items) and extensive business coverage (general liability, workers compensation, commercial property, contractor's insurance, med spa, landlord, and more). The agency offers bilingual staff assistance and is known for quick response times, competitive rates, and personalized service from experienced agents who help clients find the best coverage options for their specific needs.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Homeowners seeking multi-state coverage, business owners needing specialized liability or commercial insurance, families looking for bundled personal insurance solutions, Spanish-speaking customers
    What sets them apart
    • Licensed in 17 states with 12 physical locations plus remote offices, enabling clients to maintain consistent coverage across multiple states and properties.
    • Offers 50+ insurance products from homeowners and auto to specialized coverage like med spa, Airbnb, and construction insurance, making them a true one-stop shop.
    • Provides bilingual assistance and is recognized by customers for quick response times and personalized guidance from agents who actively help clients save money.
    Homeowners InsuranceBusiness InsuranceAuto InsuranceLicensed Multi-StateBilingual Service
    Laurie Insurance Group
    Updated 5/15/26Learn More →
    84
    Lantern
    Score
    Gastonia, NC
    Serves Gastonia, NC and surrounding areas
    ★★★★★4.9(372 Google reviews)

    Julie Hahn is an Allstate Insurance agent serving Gastonia and surrounding areas with comprehensive coverage options including auto, home, life, and business insurance. As an established local Allstate agency, Julie works with clients to customize insurance policies that fit their specific needs and budget. The agency is known for providing personalized service and helping customers find the right coverage at competitive rates.

    Best for: HomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Families seeking bundled home and auto insurance, small business owners, individuals looking for life insurance coverage, customers who value local agent relationships
    What sets them apart
    • As an Allstate agent, Julie offers access to Allstate's full range of insurance products and discounts, along with the backing of a trusted national carrier.
    • Julie operates as a local Gastonia agent who understands the specific insurance needs of the community and provides personalized service to each client.
    • The agency provides auto, home, life, and business insurance, allowing customers to bundle policies and qualify for multi-policy discounts.
    Auto InsuranceHomeowners InsuranceLife InsuranceBusiness Insurance
    Phone(704) 864-0270
    Julie Hahn: Allstate Insurance
    Updated 5/15/26Learn More →
    84
    Lantern
    Score
    Rock Hill, SC
    Serves Rock Hill, SC and surrounding areas in North Carolina and South Carolina
    ★★★★★4.9(341 Google reviews)

    Rob Joiner is a State Farm Insurance Agent serving the Rock Hill and surrounding North Carolina and South Carolina areas since 1986. His established agency offers comprehensive insurance coverage including auto, homeowners, condo, renters, business, life, health, and pet insurance, as well as banking products. Rob and his team of insurance professionals work with customers in person or virtually to review assets and develop customized insurance solutions, earning multiple State Farm agency awards including Chairman Circle and The Golden Triangle for exceptional service.

    Best for: HomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Families seeking bundled auto and home insurance, business owners needing commercial coverage, individuals wanting personalized insurance reviews
    What sets them apart
    • Rob Joiner has been serving the Rock Hill community since 1986, with 28+ years as a State Farm agent building deep local relationships and expertise.
    • Recognized as one of the top performing insurance agencies in York County with multiple State Farm honors including Chairman Circle and The Golden Triangle.
    • The team meets with customers in person or virtually to review individual assets and develop customized insurance plans rather than one-size-fits-all solutions.
    State Farm InsuranceAuto & Home InsuranceBusiness InsuranceLife Insurance
    Phone(803) 328-6788
    Rob Joiner - State Farm Insurance Agent
    Updated 5/15/26Learn More →
    84
    Lantern
    Score
    Concord, NC
    Serves Concord, NC and throughout North Carolina
    ★★★★★4.9(292 Google reviews)

    Trey Siner Insurance Group is an independent insurance agency serving Concord and North Carolina since 2002, specializing in auto, home, umbrella, watercraft, business, and life insurance. They also provide customized coverage for niche markets including health & fitness facilities, veterinary practices, pest control, and painting businesses. Known for personalized service and direct access to local agents rather than automated phone systems, they represent multiple carriers including Erie Insurance and offer comprehensive policy reviews to help clients understand their options and maximize savings.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Small business owners, homeowners seeking bundled coverage, niche trade businesses (fitness, veterinary, pest control, painting), customers who prefer local agent relationships
    What sets them apart
    • Works with 20+ insurers including Erie Insurance, Progressive, Liberty Mutual, and others, allowing them to compare quotes and find the best fit for each client's needs.
    • No automated systems or 800 numbers—customers reach live local agents directly who provide personalized service and annual policy reviews.
    • Beyond standard personal lines, they offer tailored insurance for health & fitness businesses, veterinary practices, pest control, and painting contractors.
    Auto InsuranceHomeowners InsuranceBusiness InsuranceIndependent AgentLocal Service
    Phone(704) 795-6878
    Trey Siner Insurance Group
    Updated 5/15/26Learn More →
    84
    Lantern
    Score
    Charlotte, NC
    Serves Charlotte, NC and surrounding areas, with service throughout North Carolina, South Carolina, and Florida
    ★★★★★5.0(55 Google reviews)

    The RYAN Insurance Group is an independent insurance agency in Charlotte, NC serving clients across North Carolina, South Carolina, and Florida. They specialize in comprehensive insurance solutions including home, auto, marine, life, recreation, business, valuables, and flood coverage. Their team of licensed insurance advisors takes a personalized approach, analyzing each client's unique situation and risk tolerance to develop customized coverage plans that eliminate gaps and protect families and assets.

    Best for: Comparing OptionsHomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Families seeking comprehensive home and auto protection, business owners needing commercial coverage, high-net-worth individuals with complex insurance needs, multi-state residents
    What sets them apart
    • They represent multiple insurance companies, allowing them to source the most cost-effective products and coverage options tailored to each client's specific needs rather than being limited to one carrier.
    • Beyond standard home and auto, they offer specialized coverage including marine, recreation, business, valuables, and flood insurance — a broader range than many agencies.
    • Their licensed advisors conduct detailed assessments of your situation, risk tolerance, and coverage gaps to develop truly customized plans with ongoing support.
    Independent Insurance AgencyMulti-State CoverageBusiness & Personal InsuranceLicensed AdvisorsComprehensive Coverage
    The RYAN Insurance Group
    Updated 5/15/26Learn More →
    84
    Lantern
    Score

    Latorre Insurance

    ✓ Verified
    Charlotte, NC
    Serves Charlotte, Greensboro, and Raleigh, North and South Carolina
    ★★★★★4.9(276 Google reviews)

    Latorre Insurance is a full-service independent insurance agency serving North and South Carolina with offices in Charlotte, Greensboro, and Raleigh. They specialize in auto, home, commercial, health, and life insurance, representing multiple trusted carriers including Erie, National General, The Hartford, Progressive, and Blue Cross Blue Shield. As a bilingual agency led by President Richard Latorre, they focus on customized insurance solutions and shopping multiple carriers to find clients the best coverage at competitive rates.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Families seeking bundled auto and home coverage, small business owners needing commercial insurance, Spanish-speaking customers, individuals comparing multiple carriers
    What sets them apart
    • As an independent agency, they represent numerous financially sound carriers, allowing them to compare quotes across providers to find clients the best value and coverage options.
    • Beyond standard auto and home insurance, they offer commercial insurance, health insurance, life insurance, motorcycle, RV, boat, umbrella policies, workers compensation, and specialty coverage for contractors and restaurants.
    • Full-service bilingual team providing personalized attention and clear communication in both English and Spanish.
    Independent AgentAuto InsuranceHome InsuranceCommercial InsuranceBilingual
    Phone(704) 566-8181
    Latorre Insurance
    Updated 5/15/26Learn More →
    84
    Lantern
    Score
    Gastonia, NC
    Serves Gastonia, NC and surrounding areas throughout North Carolina and South Carolina
    ★★★★★4.9(251 Google reviews)

    Beard Insurance Group is an independent insurance agency serving Gastonia and throughout North Carolina and South Carolina. They specialize in auto, home, life, and business insurance, working with over 40 different carriers to provide customized coverage at competitive rates. Their team focuses on understanding each client's unique situation and budget to deliver the right policy at the right price.

    Best for: Comparing OptionsHomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: North Carolina and South Carolina residents seeking affordable auto, home, or life insurance; business owners needing comprehensive coverage; drivers looking for specialty auto insurance options
    What sets them apart
    • Works with over 40 different insurance companies to find the most affordable rates and best coverage options for each client.
    • Takes time to understand each customer's situation, needs, and budget to deliver truly customized insurance solutions.
    • Offers auto, home, life, and business insurance including specialty coverage like truck, dump truck, and motorcycle insurance.
    Auto InsuranceHome InsuranceLife InsuranceIndependent AgentNC & SC Coverage
    Phone(704) 861-5999
    Beard Insurance Group
    Updated 5/15/26Learn More →
    84
    Lantern
    Score

    Elite Insurance

    ✓ Verified
    Gastonia, NC
    Serves Gastonia, NC and surrounding areas in North Carolina, South Carolina, and Virginia
    ★★★★★4.9(251 Google reviews)

    Elite Insurance is a locally-owned independent insurance agency in Gastonia, NC serving the Carolinas and Virginia with auto, home, life, business, and commercial insurance. Led by a team known for personalized service and competitive rates, they specialize in analyzing individual and business insurance needs to find affordable coverage that actually fits. Elite focuses on simplifying the insurance process with responsive communication, bundling discounts, and the mission to help clients avoid overpaying while ensuring adequate protection.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Homeowners seeking bundled auto and home insurance, Small business owners needing commercial coverage, Individuals wanting personalized insurance guidance and competitive rates
    What sets them apart
    • Elite Insurance works with multiple insurance carriers to compare rates and find the best coverage options for each client, rather than being locked into one company's offerings.
    • They conduct thorough consultations to analyze individual and business insurance needs, ensuring clients get customized coverage rather than one-size-fits-all solutions.
    • Elite emphasizes finding the lowest possible rates and offers bundling discounts across multiple insurance types, helping clients save money on their total insurance costs.
    Auto InsuranceHome InsuranceLife InsuranceBusiness InsuranceIndependent Agent
    Phone(704) 867-0731
    Elite Insurance
    Updated 5/15/26Learn More →
    84
    Lantern
    Score
    Charlotte, NC
    Serves Charlotte, NC and surrounding areas in North Carolina and South Carolina
    ★★★★★4.9(243 Google reviews)

    Wallah Richardson is a State Farm Insurance Agent serving Charlotte and surrounding areas with over 15 years of insurance experience. He offers comprehensive coverage including auto, homeowners, condo, renters, life, health, business, pet, and recreational vehicle insurance, along with banking services. His bilingual office (English & Spanish) and 24/7 availability by phone, text, online, or in-person make him accessible to Charlotte's diverse community.

    Best for: HomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Families needing multi-policy coverage, Spanish-speaking customers, small business owners, pet owners
    What sets them apart
    • Office operates in both English and Spanish to serve Charlotte's diverse community.
    • Accessible by phone, text, online, or in-person at any time, with after-hours appointments available.
    • Offers auto, home, life, health, business, pet, and recreational vehicle insurance all under one agent.
    State FarmAuto InsuranceHome InsuranceLife InsuranceBusiness Insurance
    Phone(980) 242-2248
    Wallah Richardson - State Farm Insurance Agent
    Updated 5/15/26Learn More →
    84
    Lantern
    Score
    Charlotte, NC
    Serves Charlotte, NC and surrounding communities
    ★★★★★4.9(240 Google reviews)

    Daks McClettie Sr is a State Farm Insurance Agent serving Charlotte and the surrounding area. He provides comprehensive insurance solutions including auto, home, life, and business coverage, helping families and businesses protect what matters most. With personalized service and a focus on finding the right coverage at competitive rates, Daks works to build lasting relationships with his clients.

    Best for: HomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Families seeking comprehensive auto and home insurance, small business owners needing commercial coverage, individuals looking for life insurance protection
    What sets them apart
    • Access to State Farm's full suite of insurance products and discounts, backed by a trusted national brand.
    • Works with each client to understand their specific needs and find customized coverage solutions at competitive rates.
    • Offers auto, home, life, and business insurance in one place, making it convenient to manage all your policies.
    Auto InsuranceHome InsuranceLife InsuranceState FarmInsurance Agent
    Phone(704) 947-7233
    Daks McClettie Sr - State Farm Insurance Agent
    Updated 5/15/26Learn More →
    84
    Lantern
    Score
    Charlotte, NC
    Serves Charlotte, North Carolina and surrounding areas
    ★★★★★4.9(232 Google reviews)

    Capstone Insurance Agency is an independent insurance broker in Charlotte serving individuals and businesses across North Carolina with comprehensive coverage solutions. They specialize in auto, home, business, and life insurance, offering personalized quotes and bundling options to help clients save money. With a focus on building long-term relationships, Capstone works with multiple carriers to find the best rates and coverage tailored to each client's unique needs.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Homeowners seeking comprehensive coverage, small business owners, individuals wanting to bundle multiple insurance policies, clients prioritizing personalized service over online quotes
    What sets them apart
    • As an independent agent, Capstone works with multiple insurance carriers to compare rates and coverage options, ensuring clients get the best policy for their situation rather than being limited to one company's products.
    • Capstone helps clients combine auto, home, business, and life insurance policies to unlock significant savings through multi-policy discounts.
    • Each client receives individualized attention and custom quotes rather than automated online quotes, allowing for thorough discussion of coverage needs and life changes.
    Auto InsuranceHome InsuranceBusiness InsuranceLife Insurance
    Capstone Insurance Agency
    Updated 5/15/26Learn More →
    84
    Lantern
    Score
    Charlotte, NC
    Serves Charlotte, NC and surrounding areas
    ★★★★★4.9(183 Google reviews)

    Highstreet Moulton Insurance Group is an independent insurance agency serving Charlotte and surrounding areas with personalized coverage solutions. They specialize in auto, home, life, and business insurance, helping individuals and families find the right protection at competitive rates. With a focus on customer service and local expertise, they work with multiple carriers to deliver tailored insurance plans.

    Best for: HomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Charlotte-area families seeking bundled insurance coverage, small business owners, individuals looking for personalized insurance advice
    What sets them apart
    • Works with multiple insurance carriers to find competitive rates and customized coverage options rather than being limited to a single company.
    • Based in Charlotte with knowledge of local insurance needs and community-specific risks for North Carolina residents.
    • Offers auto, home, life, and business insurance under one roof, making it convenient to bundle policies and explore discounts.
    Auto InsuranceHome InsuranceBusiness InsuranceLife InsuranceIndependent Agent
    Phone(704) 332-9222
    Highstreet Moulton Insurance Group
    Updated 5/15/26Learn More →
    83
    Lantern
    Score
    Concord, NC
    Serves Concord, NC and surrounding areas including Charlotte, Kannapolis, and Huntersville
    ★★★★★4.9(181 Google reviews)

    Devin Canup is a State Farm Insurance Agent in Concord serving the greater Charlotte area with comprehensive insurance solutions. He specializes in auto, home, life, and business insurance, helping individuals and families protect what matters most. As an independent State Farm agent, Devin provides personalized service and bundling options to find coverage that fits each client's unique needs and budget.

    Best for: HomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Local families and individuals seeking auto and home insurance, business owners needing commercial coverage, customers looking to bundle multiple policies for savings
    What sets them apart
    • Offers auto, home, life, and business insurance through State Farm, one of the largest and most trusted insurers in the country.
    • Based in Concord with direct access to a local agent who understands the community and can provide customized coverage recommendations.
    • Helps customers save money by bundling multiple policies and accessing available discounts tailored to their situation.
    Auto InsuranceHome InsuranceLife InsuranceState FarmConcord
    Phone(704) 720-0772
    Devin Canup - State Farm Insurance Agent
    Updated 5/15/26Learn More →
    83
    Lantern
    Score
    Charlotte, NC
    Serves Charlotte, North Carolina and surrounding areas
    ★★★★★4.9(140 Google reviews)

    Mark McDuffie Insurance Agency is an independent insurance broker serving the Charlotte area with comprehensive coverage options including auto, home, life, and business insurance. The agency specializes in finding personalized solutions by comparing multiple carriers to match clients with the right coverage at competitive rates. They're known for their consultative approach and commitment to helping individuals and business owners protect what matters most.

    Best for: HomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Individuals seeking competitive auto and home insurance rates, business owners needing commercial coverage, families looking to bundle multiple policies for savings
    What sets them apart
    • Works with multiple insurance companies to compare options and find the best coverage and rates for each client's unique situation.
    • Offers auto, home, life, and business insurance in one location, making it convenient to bundle policies and maximize discounts.
    • Takes time to understand client needs and provides tailored recommendations rather than one-size-fits-all solutions.
    Auto InsuranceHome InsuranceLife InsuranceBusiness InsuranceIndependent Agent
    Phone(704) 364-9227
    Mark McDuffie Insurance Agency
    Updated 5/15/26Learn More →
    83
    Lantern
    Score
    Kannapolis, NC
    Serves Kannapolis, NC and surrounding Cabarrus County communities
    ★★★★★4.9(112 Google reviews)

    Insurance Group of the Carolinas (IGC) is an independent insurance agency serving the Kannapolis area and surrounding communities. They provide comprehensive insurance solutions including auto, home, life, and business coverage, helping families and business owners protect what matters most. With a focus on personalized service and competitive rates, IGC works with multiple carriers to find customized insurance plans tailored to each client's specific needs.

    Best for: Comparing OptionsHomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Homeowners seeking affordable coverage, auto insurance shoppers, small business owners, families looking for life insurance protection
    What sets them apart
    • As an independent agency, IGC partners with multiple insurance carriers to provide clients with competitive quotes and more options rather than being limited to a single company's products.
    • Located in Kannapolis with deep community roots, IGC understands the specific insurance needs of North Carolina residents and businesses.
    Insurance AgencyAuto InsuranceHome InsuranceIndependent AgentBusiness Insurance
    Phone(704) 788-1415
    IGC | Insurance Group of the Carolinas
    Updated 5/15/26Learn More →
    83
    Lantern
    Score
    Rock Hill, SC
    Serves Rock Hill, SC and surrounding Piedmont region
    ★★★★★5.0(41 Google reviews)

    Piedmont Insurance Associates is an independent insurance agency in Rock Hill specializing in personalized coverage solutions for auto, home, life, and business insurance. With deep roots in the community, they work with multiple carriers to find policies tailored to each client's unique needs and budget. Their experienced team focuses on building long-term relationships and ensuring clients have the right protection at competitive rates.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Homeowners seeking bundled coverage, Small business owners, Auto insurance shoppers, Families looking for life insurance
    What sets them apart
    • Work with multiple insurance carriers to compare rates and find the best fit for your specific situation, rather than being locked into one company's products.
    • Established in Rock Hill with personalized service and knowledge of local insurance needs and market conditions.
    • Offer auto, home, life, and business insurance in one place, making it easy to bundle policies and manage all your insurance needs.
    Insurance AgencyAuto InsuranceHome InsuranceIndependent Agent
    Phone(803) 818-2324
    Piedmont Insurance Associates
    Updated 5/15/26Learn More →
    83
    Lantern
    Score

    Insurance Concord

    ✓ Verified
    Concord, NC
    Serves Concord, NC and surrounding areas
    ★★★★★5.0(38 Google reviews)

    Insurance Concord is an independent insurance agency serving the Concord area with comprehensive coverage options across auto, home, life, and business insurance. The agency works with multiple carriers to find personalized insurance solutions tailored to each client's needs and budget. Their experienced team focuses on providing competitive rates and exceptional customer service to help protect what matters most.

    Best for: HomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Homeowners seeking bundled coverage, small business owners, individuals comparing auto insurance rates, families looking for life insurance protection
    What sets them apart
    • Works with multiple insurance carriers to compare rates and find the best coverage options for your specific situation rather than representing a single company.
    • Offers auto, home, life, and business insurance in one convenient location, making it easy to bundle policies and manage all your coverage needs.
    Auto InsuranceHome InsuranceLife InsuranceBusiness Insurance
    Phone(980) 306-5355
    Insurance Concord
    Updated 5/15/26Learn More →
    83
    Lantern
    Score
    Rock Hill, SC
    Serves Rock Hill, SC and surrounding areas including Charlotte and Concord, NC
    ★★★★★4.9(83 Google reviews)

    Trusted Health Insurance Solutions is an independent health insurance agency in Rock Hill serving individuals and families across the Carolinas. They specialize in navigating health insurance options, Medicare plans, and supplemental coverage to find affordable solutions tailored to each client's needs and budget. With deep local expertise and personalized service, they help uninsured and underinsured residents understand their options during open enrollment and life changes.

    Best for: Comparing Options
    Ideal clients: Individuals and families seeking health insurance, Medicare beneficiaries, self-employed professionals, uninsured residents
    What sets them apart
    • Represents multiple carriers, giving clients access to a broader range of plans and rates rather than a single insurance company's limited options.
    • Expert guidance on Medicare enrollment, supplemental plans, and prescription drug coverage to help seniors optimize their benefits.
    • Takes time to understand each client's health needs, budget, and life circumstances before recommending specific plans.
    Health InsuranceMedicare PlansIndependent AgentIndividual CoverageLocal Expertise
    Trusted Health Insurance Solutions
    Updated 5/15/26Learn More →
    83
    Lantern
    Score
    Concord, NC
    Serves Concord, NC and surrounding areas including Charlotte, Kannapolis, and nearby communities
    ★★★★★4.9(80 Google reviews)

    Allen & Ballard Insurance Associates is an independent insurance agency in Concord, NC serving the greater Charlotte area with personalized coverage solutions. They specialize in auto, home, life, and business insurance, offering competitive quotes and bundling options to help clients save. Their team works directly with multiple carriers to find the right coverage at the right price for each client's unique needs.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Homeowners, auto owners, small business entrepreneurs, families seeking life insurance coverage
    What sets them apart
    • Works with multiple insurance carriers to compare rates and find the best coverage options for each client, rather than being limited to a single company's products.
    • Based in Concord with direct access to a team that understands local community needs and provides face-to-face consultation and ongoing support.
    • Offers package discounts when clients combine auto, home, life, and business insurance policies to maximize savings.
    Independent Insurance AgencyAuto InsuranceHome InsuranceBusiness InsuranceLocal Agent
    Phone(704) 795-7801
    Allen & Ballard Insurance Associates
    Updated 5/15/26Learn More →
    83
    Lantern
    Score
    Gastonia, NC
    Serves Gastonia, NC and surrounding areas in North Carolina and South Carolina
    ★★★★★4.9(75 Google reviews)

    Ewing Insurance Agency Inc is a family-owned, independent insurance agent in Gastonia, NC with over 75 years of combined experience. They partner with multiple carriers to provide comprehensive coverage including auto insurance, home insurance, commercial auto insurance, business and commercial insurance, and workers' compensation. They specialize in tailored insurance packages at affordable prices with free quotes and same-day service estimates.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving Money
    Ideal clients: Auto insurance shoppers, homeowners seeking coverage reviews, small business owners, commercial enterprises needing workers' compensation
    What sets them apart
    • As an independent agent, Ewing Insurance partners with multiple insurance carriers to find you the best coverage at competitive prices rather than being limited to one company's offerings.
    • The team brings extensive knowledge and experience to customize comprehensive insurance packages tailored to your specific needs, whether personal or business.
    • This family-owned agency prioritizes personal relationships and offers free quotes with same-day service estimates, making the insurance process convenient and affordable.
    Auto InsuranceHome InsuranceBusiness InsuranceIndependent AgentFree Quotes
    Phone(704) 861-0100
    Ewing Insurance Agency Inc
    Updated 5/15/26Learn More →
    82
    Lantern
    Score

    Torrence Agency

    ✓ Verified
    Concord, NC
    Serves Concord, NC and surrounding areas
    ★★★★★5.0(33 Google reviews)

    Torrence Agency is an independent accounting and financial consulting firm based in Concord, NC, serving businesses and individuals throughout the region. They specialize in accounting services, financial planning, and business consulting to help clients optimize their finances and make informed decisions. The firm is known for personalized service and a deep understanding of local business needs.

    Ideal clients: Small business owners, self-employed professionals, individuals needing tax planning, entrepreneurs seeking financial consulting
    What sets them apart
    • Torrence Agency provides customized accounting and financial consulting tailored to each client's unique business and personal goals.
    • Based in Concord with deep roots in the community, they understand the specific financial challenges facing local businesses and entrepreneurs.
    AccountingFinancial ConsultingBusiness ServicesTax Planning
    Phone(980) 255-8306
    Torrence Agency
    Updated 5/15/26Learn More →
    82
    Lantern
    Score
    Charlotte, NC
    Serves Charlotte, North Carolina and surrounding areas
    ★★★★★4.9(59 Google reviews)

    Piedmont Insurance Associates is an independent insurance agency in Charlotte serving individuals and businesses with comprehensive coverage options. They specialize in auto, home, life, and commercial insurance policies, offering personalized service to help clients find the right protection at competitive rates. As an independent agency, they work with multiple carriers to provide tailored solutions and bundling opportunities for maximum savings.

    Best for: HomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Homeowners seeking bundled auto and home coverage, Small business owners needing commercial insurance, Individuals comparing life insurance options
    What sets them apart
    • Works with multiple insurance carriers to compare options and find the best coverage and rates for each client's unique situation.
    • Offers auto, home, life, and commercial insurance policies, allowing clients to bundle policies and maximize discounts.
    • Based in Charlotte with direct phone and online support, providing personalized service to the local community.
    InsuranceIndependent AgentAuto & HomeCharlotte, NC
    Phone(866) 308-4704
    Piedmont Insurance Associates
    Updated 5/15/26Learn More →
    82
    Lantern
    Score
    Charlotte, NC
    Serves Charlotte, NC and surrounding areas
    ★★★★★4.8(362 Google reviews)

    Pegram Insurance is an independent insurance agency serving Charlotte and surrounding areas with comprehensive coverage options including auto, home, life, and business insurance. With over 30 years of experience, they work with multiple carriers to find personalized policies that fit each client's needs and budget. Their team focuses on understanding your unique situation to provide tailored solutions rather than one-size-fits-all coverage.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Homeowners and auto insurance shoppers, small business owners, families seeking life insurance, customers wanting personalized service from a local agent
    What sets them apart
    • As an independent agency, they work with numerous insurance carriers to provide competitive quotes and options tailored to your specific situation.
    • Their team takes time to understand your individual needs rather than pushing standard policies, ensuring you have appropriate coverage at the best available rates.
    • They offer auto, home, life, and business insurance through one trusted local agency, making it convenient to manage all your insurance needs.
    Auto InsuranceHomeowners InsuranceIndependent AgentLocal Insurance Broker
    Phone(704) 494-9495
    Pegram Insurance - Coltsgate Rd
    Updated 5/15/26Learn More →
    82
    Lantern
    Score
    Charlotte, NC
    Serves Charlotte, NC and surrounding areas
    ★★★★★5.0(574 Google reviews)

    Carolinas Home and Auto Insurance is an independent insurance agency serving the Charlotte area with personalized coverage for homeowners and auto insurance. They specialize in helping customers find the right policies through competitive quotes from multiple carriers, offering bundling discounts and customized solutions for individual needs.

    Best for: Homeowners
    Ideal clients: Homeowners seeking bundled coverage, New auto owners, Customers wanting personalized service from a local agent
    What sets them apart
    • Works with multiple insurance carriers to find the best rates and coverage options tailored to each customer's unique situation.
    • Combines home and auto policies to help customers save money while maintaining comprehensive protection.
    • Charlotte-based agency with deep knowledge of regional insurance needs and local market conditions.
    Home InsuranceAuto InsuranceIndependent AgentBundles AvailableLocal Service
    Carolinas Home and Auto Insurance
    Updated 5/15/26Learn More →
    82
    Lantern
    Score
    Rock Hill, SC
    Serves Rock Hill, SC and surrounding areas
    ★★★★★4.8(332 Google reviews)

    Acceptance Insurance is a local insurance agency in Rock Hill serving drivers and homeowners across South Carolina with affordable auto and home insurance options. They specialize in providing coverage for customers who may struggle to find affordable rates elsewhere, including those with driving violations, accidents, or poor credit histories. Their experienced agents work to find the best policy options tailored to each customer's needs and budget.

    Best for: Homeowners
    Ideal clients: High-risk drivers, accident-prone drivers, drivers with poor credit, homeowners seeking affordable coverage
    What sets them apart
    • Acceptance Insurance focuses on providing coverage for drivers with accidents, violations, or poor credit—situations where other insurers may refuse or charge excessive rates.
    • Local agents take time to understand each customer's situation and work to find the most affordable policy options rather than applying a one-size-fits-all approach.
    Auto InsuranceHomeowners InsuranceAffordable RatesLocal Agency
    Phone(803) 392-0035
    Acceptance Insurance
    Updated 5/15/26Learn More →
    82
    Lantern
    Score
    Gastonia, NC
    Serves Gastonia, NC and surrounding Charlotte area throughout North Carolina and South Carolina
    ★★★★★5.0(392 Google reviews)

    Pegram & Noyes Insurance is an independent insurance agency serving the Carolinas since 1998, offering auto, home, renters, motorcycle, boat, and business insurance. Located in Gastonia, NC, they represent A+ rated carriers and pride themselves on providing personalized local service with no call centers—just real people helping customers find affordable coverage that fits their needs and budget.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving Money
    Ideal clients: Families seeking bundled auto and home coverage, small business owners, homeowners, renters, boat and motorcycle owners
    What sets them apart
    • Pegram & Noyes represents A+ rated carriers and shops the entire marketplace to secure the best rates and coverage options for each client, rather than being limited to one company's products.
    • Operating as a hometown agency with real people—not call centers—they provide hands-on support and attention to detail for individuals, families, and businesses throughout the Carolinas.
    • Beyond auto and home insurance, they offer renters, motorcycle, boat, and customized business insurance solutions tailored to specific client needs and budgets.
    Independent AgentLocal ServiceMultiple CarriersBundling AvailableBusiness Insurance
    Phone(704) 823-9495
    Pegram and Noyes Insurance
    Updated 5/15/26Learn More →
    82
    Lantern
    Score
    Gastonia, NC
    Serves Gastonia, NC and surrounding Gaston County
    ★★★★★4.8(148 Google reviews)

    Watson Insurance Agency in Gastonia is an independent insurance agency serving Gaston County and surrounding areas with personalized coverage solutions. They specialize in auto, home, life, and business insurance, offering competitive rates and bundling discounts to help clients save money. With a focus on customer service and local expertise, Watson Insurance works to match each client with the right coverage for their unique needs.

    Best for: HomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Auto insurance shoppers, homeowners seeking bundled coverage, small business owners, families looking for comprehensive life insurance
    What sets them apart
    • Watson Insurance represents multiple carriers, giving clients access to competitive options and rates rather than being limited to a single company.
    • Based in Gastonia for personalized service and understanding of local insurance needs in the Gaston County area.
    • Clients can combine auto, home, life, and business insurance to maximize savings through multi-policy discounts.
    Auto InsuranceHome InsuranceBusiness InsuranceIndependent Agent
    Phone(704) 865-8584
    Watson Insurance Agency
    Updated 5/15/26Learn More →
    81
    Lantern
    Score
    Concord, NC
    Serves Concord, NC and surrounding areas
    ★★★★★4.9(41 Google reviews)

    Jason Bentley Agency is an independent insurance agency in Concord serving North Carolina families and businesses with comprehensive coverage options. Led by experienced agent Jason Bentley, the agency specializes in auto, home, life, and business insurance, offering personalized service and competitive rates by representing multiple carriers. Their independent broker model allows them to compare policies across insurers to find the best fit and savings for each client.

    Best for: HomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Families seeking bundled homeowners and auto insurance, business owners needing commercial coverage, individuals looking to consolidate multiple policies
    What sets them apart
    • As an independent agency, Jason Bentley Agency represents multiple insurance carriers, allowing them to compare options and negotiate rates rather than being locked into a single company's offerings.
    • The agency focuses on understanding each client's unique needs and providing tailored insurance solutions, rather than one-size-fits-all packages.
    • Offering auto, home, life, and business insurance under one roof simplifies policy management and enables bundling discounts across multiple coverage types.
    Auto InsuranceHomeowners InsuranceLife InsuranceBusiness InsuranceIndependent Agent
    Phone(704) 784-3300
    Jason Bentley Agency
    Updated 5/15/26Learn More →
    81
    Lantern
    Score

    H B Cantrell & Co

    ✓ Verified
    Charlotte, NC
    Serves Charlotte, North Carolina and surrounding areas
    ★★★★★5.0(137 Google reviews)

    H B Cantrell & Co is an Erie Insurance agency in Charlotte serving North Carolina with comprehensive insurance solutions including auto, home, life, and business coverage. As an authorized Erie Insurance agent, they provide personalized quotes and help customers find the right protection for their families and businesses at competitive rates.

    Best for: HomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Charlotte-area families seeking bundled auto and home insurance, small business owners, individuals comparing life insurance options
    What sets them apart
    • Authorized agent offering the full range of Erie Insurance products backed by a carrier known for competitive rates and strong customer service.
    • Based in Charlotte with deep knowledge of North Carolina insurance needs and local market conditions.
    • Provides auto, home, life, and business insurance — allowing customers to bundle policies and potentially save with multi-policy discounts.
    Auto InsuranceHome InsuranceLife InsuranceBusiness InsuranceErie Insurance Agent
    Phone(704) 954-9000
    H B Cantrell & Co
    Updated 5/15/26Learn More →
    81
    Lantern
    Score
    Rock Hill, SC
    Serves Rock Hill, SC and surrounding areas including Concord, Gastonia, and Charlotte
    ★★★★★5.0(24 Google reviews)

    One Community Insurance Agency LLC is an independent insurance agency serving Rock Hill and the surrounding Carolinas region. They specialize in homeowners, auto, life, and business insurance, offering personalized coverage solutions and competitive quotes from multiple carriers. With a 5-star reputation built on community service, they help individuals and businesses find the right protection at the right price.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Homeowners seeking comprehensive coverage, Auto insurance shoppers, Small business owners, Individuals looking to bundle policies for savings
    What sets them apart
    • Work with multiple insurance carriers to find the best rates and coverage options tailored to your specific needs, rather than being locked into one company's products.
    • Dedicated local team in Rock Hill that takes time to understand your situation and provide consultative advice on bundling discounts and coverage gaps.
    Insurance AgencyIndependent AgentAuto InsuranceHomeowners InsuranceBusiness Insurance
    Phone(803) 487-0477
    One Community Insurance Agency LLC
    Updated 5/15/26Learn More →
    81
    Lantern
    Score
    Gastonia, NC
    Serves Gastonia, NC and surrounding areas
    ★★★★★4.8(73 Google reviews)

    Jessica Trias is a State Farm Insurance Agent in Gastonia serving North Carolina families and businesses with comprehensive insurance solutions. She offers auto, home, life, and business insurance coverage tailored to individual needs. As a State Farm agent, Jessica combines local expertise with the backing of a trusted national brand to help customers protect what matters most.

    Best for: HomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Families seeking bundled insurance coverage, homeowners in Gastonia, small business owners, individuals needing life insurance
    What sets them apart
    • Access to State Farm's full suite of insurance products and nationwide reputation for claims support.
    • Based in Gastonia with direct phone and web access for convenient policy management and claims assistance.
    • Offers auto, home, life, and business insurance, allowing customers to bundle policies for potential discounts.
    Auto InsuranceHome InsuranceLife InsuranceState Farm
    Phone(704) 215-5071
    Jessica Trias - State Farm Insurance Agent
    Updated 5/15/26Learn More →
    This directory of insurance agents local businesses serving Greater Charlotte, is maintained by Lantern. Rankings are determined by the Lantern Score — not advertising or payment for placement. Learn how it works. Last updated April 20, 2026. To claim or update a listing, contact us.